Из жизни альткоинов
Группа демократов призвала власти США объяснить прекращение дел против криптокомпаний
В Свердловской области задержаны организаторы незаконных майнинговых ферм
LMAX Group Adds Ripple’s RLUSD Stablecoin For Global Exchange After $150 Million Deal
financial technology company, LMAX Group, announced a significant partnership with blockchain payment leader Ripple on Thursday, backed by a $150 million investment from the crypto firm, aimed at incorporating its RLUSD stablecoin into LMAX’s payment infrastructure.
New Trading Solutions With Ripple’s StablecoinThe integration of RLUSD will serve as a foundational collateral asset within LMAX’s institutional trading framework, as stated in the press release on the matter.
This will allow LMAX’s global clientele—banks, brokers, and buy-side institutions—to utilize Ripple’s RLUSD for improved cross-collateralization and margin efficiency across various trading types, such as spot cryptocurrencies, perpetual futures, and contracts for difference (CFDs).
David Mercer, the Chief Executive Officer of LMAX Group, emphasized the importance of this partnership, stating:
Partnering with a leader like Ripple is a milestone for LMAX, reflecting confidence and momentum in our cross-asset growth strategy. With the benefit of greater U.S. and global regulatory clarity, fiat-backed stablecoins will be a key catalyst in driving the convergence of traditional finance (TradFi) and digital assets, and we firmly believe that RLUSD is positioned at the forefront.
He expressed enthusiasm about working with Ripple’s leadership team to develop “a modern financial ecosystem” and a comprehensive cross-asset marketplace for institutions worldwide.
3 Major Focus Areas For LMAX Group With RLUSDThe integration of RLUSD offers several advantages for LMAX Group clients. Enhanced liquidity is one benefit, as RLUSD will function both as collateral and a settlement currency for spot crypto trading and fiat transactions.
Additionally, clients will have the opportunity to use RLUSD as margin funding for perpetual futures and contracts for difference trading, thereby improving margin efficiency.
Security will also be a priority, with RLUSD holdings being accessible through LMAX Custody. This will utilize segregated wallets to ensure both fungibility and transferability across traditional finance and digital assets.
Furthermore, the LMAX Kiosk feature will facilitate institutional on-ramps, allowing clients to engage in trading multiple foreign exchange and digital products using RLUSD as collateral. This will enable 24/7 access to cross-asset markets.
Jack McDonald, Senior Vice President of Stablecoins at Ripple, commented on the recent partnership with LMAX Group, noting:
This partnership will accelerate the utilization of RLUSD—already a top five USD-backed stablecoin—within one of the largest and most sophisticated trading environments.
This collaboration is further strengthened by the integration of LMAX’s digital asset exchange with Ripple Prime. This combination is expected to provide institutions with a streamlined gateway to trade digital assets while effectively managing market fragmentation and counterparty risk.
At the time of writing, the associated Ripple token, XRP, is trading at $2.09, having retraced by almost 3% in the past 24 hours.
Featured image from DALL-E, chart from TradingView.com
Жюльен Биттел назвал противоречивыми сигналы биткоина и фондового рынка
Американский застройщик запустит криптоплатформу с кэшбэком для оплаты аренды жилья
Lemon запустил в Аргентине кредитную карту с обеспечением в биткоинах
Bank Of America CEO Issues $6T Stablecoin Rewards Warning As Regulatory Debate Heats Up
The CEO of Bank of America has warned that trillions of dollars could flee from bank deposits to the stablecoin sector if the upcoming crypto market structure bill allows interest payments on the tokens.
Banking System Could Face $6 Trillion ProblemOn Wednesday, Bank of America CEO Brian Moynihan told investors that the banking industry could face significant challenges if the US Congress does not prohibit interest-bearing stablecoins.
During its Q4 earnings call, the executive affirmed that up to $6 trillion in deposits, around 30% to 35% of all US commercial bank deposits, could flow out of the banking system and into the stablecoin sector, citing Treasury Department studies.
The banking sector has heavily criticized the US’s landmark stablecoin legislation, the GENIUS Act, for months, claiming that it has loopholes that could pose risks to the financial system. Notably, the crypto framework prohibits interest payments on the holding or use of payment-purpose stablecoins but only addresses issuers.
Multiple banking associations across the US sent a joint letter to the Senate Banking Committee urging Congress to amend the law to include digital asset exchanges, brokers, dealers, and related entities.
According to the call’s transcript, Moynihan compared the digital assets to money market mutual funds, which require reserves to be held in short-term instruments, such as US Treasuries, thereby reducing lending capacity in the system.
That is the bigger concern that we’ve all expressed to Congress as they think about this, if you move it outside the system, you’ll reduce the lending capacity of banks. (…) And if you take out deposits, (…) they’re either not going to be able to loan or they’re going to have to get wholesale funding and that wholesale funding will come at a cost that will increase the cost of borrowing.
The CEO asserted that Bank of America would not be affected by this issue, as the institution would be able to “meet customer demand, whatever may surface.” However, he noted that it would particularly hurt small- and medium-sized businesses, as they’re “largely lent to end consumers by the banking industry.”
Stablecoin Rewards Debate IntensifiesMoynihan’s remarks come amid the Senate’s struggles with the long-awaited market structure bill. The recently shared draft, which was scheduled for a markup today, has raised concerns among crypto industry leaders, who have outlined multiple problems with the bill.
Coinbase’s CEO, Brian Armstrong, took to X to share his disappointment with the legislation, affirming that “this version would be materially worse than the current status quo. We’d rather have no bill than a bad bill.”
He affirmed that, after reviewing the bill’s draft, Coinbase could not support it in its current state, arguing that there were “too many issues.” Among the problems, he noted the de facto ban on tokenized equities, crucial DeFi prohibitions, the “erosion” of the Commodity Futures Trading Commission (CFTC)’s authority, and the policies regarding the payment of interests on stablecoins.
As reported by Bitcoinist, this version of the market structure bill introduced key restrictions for stablecoin issuers. Under the proposed changes, issuers would be able to offer rewards for specific actions, such as account openings and cashback.
However, they are prohibited from offering interest payments to passive token holders. To Armstrong, this “would kill rewards on stablecoins,” and allow banks to “ban their competition.”
Amid the intensified backlash, Senate Banking Committee Chairman Tim Scott announced on Wednesday that the bill’s markup had been postponed to “deliver clear rules of the road that protect consumers, strengthen our national security, and ensure the future of finance is built in the United States.”
Южная Корея приняла поправки к двум законам о токенизации активов
Власти Молдовы начали разработку закона о регулировании криптовалют
Bitcoin Needs Expanding Dollar Liquidity To Regain Momentum: Hayes
BitMEX co-founder Arthur Hayes said that Bitcoin may climb to fresh records if US monetary conditions loosen next year. He pointed to several possible triggers for a large increase in dollar liquidity in 2026, while also linking recent market moves to where capital flowed in 2025.
Hayes Links Bitcoin To Dollar LiquidityAccording to Hayes, the key for Bitcoin is the amount of money sloshing through the system. He mentioned the US Federal Reserve’s balance sheet expanding through what he called more aggressive money creation, mortgage rates falling as lenders loosen, and commercial banks stepping up loans to industries backed by government strategy.
Bitcoin fell 15% in 2025 while gold jumped 44%. Technology stocks led the S&P 500 with a total return of 25%, against the S&P’s overall 18% return. Those figures, Hayes argued, show that last year was a story about where liquidity landed, not about crypto losing its basic case.
Government Support Sends Tech HigherHayes also highlighted how governments have shifted capital into certain tech projects. He suggested that both China and the US used executive actions and public funds to push money into artificial intelligence work, saying this has helped tech firms attract big flows regardless of immediate return on equity.
He named US President Donald Trump when pointing to policy moves that favor AI investment. That dynamic, he said, helped explain why the Nasdaq performed strongly even as Bitcoin slumped.
Policy And Military Spending MatterHe added a more pointed claim about military spending. Hayes said the US will keep using its military might and that such efforts require large-scale production financed through the banking system.
That, in his view, can add to broader liquidity if the banking sector starts funding big government-backed projects. Reports have disclosed that Hayes believes these forces could force dollar liquidity higher in 2026, creating fertile ground for risk assets — including Bitcoin.
Inflation Data Pushed Crypto Higher This WeekMarkets reacted when the latest US inflation figures came in cooler than expected. Bitcoin inched close to $97,000 and rose more than 5% in 24 hours. Ethereum, Solana, and Cardano each posted gains near 8% in the same span.
Bond yields fell and the dollar weakened, which left cash looking for a new home. That pattern is familiar: softer inflation tends to lower borrowing costs and makes investors more willing to take risk.
A Bull Case With ConditionsBased on Hayes’ logic, Bitcoin’s upside depends on ongoing fiat debasement. He frames Bitcoin as monetary technology whose value rises when fiat is weakened. That view is coherent but conditional. If central banks choose to stay tight, or if inflation flares and forces a policy shift, Hayes’ scenario may not unfold. For the time being, his forecast is a liquidity story — one that will be tested by policy choices in 2026.
Featured image from Unsplash, chart from TradingView
В Иране выросло использование криптовалют на фоне массовых протестов
Мошенники используют новую игру в Telegram для кражи криптовалют
Bitmine Deepens Ethereum Bet With $514M ETH Staking Move – Staking Exposure Reaches $5.6B
Ethereum has reclaimed the $3,300 level after weeks of choppy and uncertain price action, offering bulls a brief sense of relief. However, upside momentum remains fragile, as buyers continue to struggle against the $3,400 zone, a level that has repeatedly capped recent advances. This area now stands as a clear short-term inflection point, separating a potential recovery phase from what some analysts still describe as a broader bearish structure.
Market participants remain divided. On one side, skeptics argue that the latest rebound resembles a classic relief rally, driven by short covering and temporary sentiment improvement rather than a genuine shift in trend.
From this perspective, Ethereum may still be vulnerable to renewed downside if macro conditions tighten or risk appetite fades. On the other side, more constructive analysts believe the stabilization above $3,300 could mark the early stages of a recovery, with higher levels coming into focus if resistance is convincingly reclaimed.
Adding complexity to the narrative, on-chain developments continue to draw attention. Just a few hours ago, Bitmine staked an additional 154,304 ETH, worth roughly $514 million, signaling sustained confidence from large players despite market uncertainty. As price compresses below resistance, Ethereum now sits at a critical juncture where conviction from both bulls and bears is being tested.
Bitmine’s Growing Staking Footprint Signals Long-Term ConvictionAccording to data reported by Lookonchain, Bitmine’s Ethereum exposure has reached a notable scale. In total, the firm has now staked approximately 1,685,088 ETH, valued at around $5.62 billion at current prices. This places Bitmine among the largest single staking participants in the Ethereum ecosystem, underscoring the growing role of institutional and quasi-institutional actors in securing the network.
What makes this positioning particularly relevant is Bitmine’s overall balance. The company reportedly holds about 2.133 million ETH in total, meaning that close to 80% of its Ether reserves are actively staked rather than sitting idle. This allocation suggests a long-term, yield-oriented strategy rather than a short-term trading approach. By committing such a large portion of its holdings to staking, Bitmine is effectively signaling confidence in Ethereum’s medium- to long-term outlook, despite ongoing price volatility and macro uncertainty.
From a market perspective, large-scale staking reduces the amount of ETH that is readily liquid and available for sale. While this does not eliminate selling pressure entirely, it can contribute to a tighter circulating supply during periods of demand recovery.
At the same time, concentrated staking activity highlights how network security and yield generation are increasingly influenced by large holders. As Ethereum trades near key resistance levels, Bitmine’s positioning reinforces the narrative that some major players remain structurally committed, even as short-term price direction remains contested.
Ethereum Tests Key Weekly ResistanceEthereum’s price action on the weekly chart shows a market attempting to stabilize after a volatile multi-year cycle. ETH has reclaimed the $3,300 area and is now trading just below a clearly defined resistance zone near $3,400. This level has repeatedly capped upside during prior rallies, making it a critical area for bulls to reclaim with conviction.
From a trend perspective, Ethereum remains above its long-term moving averages, including the 200-week line, which continues to slope upward. This suggests that despite recent drawdowns, the broader structural uptrend has not been invalidated. However, price is still trading below the previous cycle highs near $4,200–$4,400, highlighting that ETH is in a recovery phase rather than a confirmed breakout.
Momentum has improved compared to late 2025, with higher lows forming after the sharp sell-off toward the $1,600–$1,800 region. Volume during the rebound has been moderate, signaling participation without clear signs of speculative excess. This supports the idea of controlled accumulation rather than euphoric chasing.
Still, the inability to cleanly break above $3,400 keeps downside risk relevant. A rejection here could lead to renewed consolidation toward the $2,800–$3,000 zone. For bullish continuation, ETH needs a sustained weekly close above resistance, which would shift market structure and open the path toward higher liquidity zones above $3,800.
Featured image from ChatGPT, chart from TradingView.com
US Institutions Resume Bitcoin Buying As Coinbase Premium Flips Green
Data shows the Bitcoin Coinbase Premium Gap has turned positive, a sign that American whales have been buying alongside the price surge.
Bitcoin Coinbase Premium Gap Has Surged RecentlyAs pointed out by CryptoQuant author IT Tech in an X post, the Coinbase Premium Gap has observed a shift as BTC’s latest price rally has occurred. The “Coinbase Premium Gap” measures the difference between the Bitcoin price listed on Coinbase (USD pair) and that on Binance (USDT pair).
This indicator is useful for knowing how the userbases of the two cryptocurrency exchanges differ when it comes to BTC buying/selling behavior. There is some overlap in the traffic of these platforms, but Coinbase, being the preferred exchange of US-based investors, particularly large institutional entities, gives movements on it a distinct character from Binance’s globally distributed userbase.
Now, here is the chart shared by IT Tech that shows the trend in the Bitcoin Coinbase Premium Gap over the past month:
As displayed in the above graph, the Bitcoin Coinbase Premium Gap has mostly been inside the negative territory during the last few weeks, indicating that the cryptocurrency has been trading at a lower price on Coinbase compared to Binance. In other words, the American whales have potentially been applying a larger amount of selling pressure or a lower amount of buying pressure than Binance users.
BTC has witnessed a recovery rally during the past few days, and initially, the Coinbase Premium Gap remained inside the red zone, but with the latest leg to $97,000, a shift has occurred. With the indicator now inside the green zone, it would appear possible that the US institutional investors have resumed accumulation of Bitcoin after a near-consistent phase of selling over the past month.
For now, though, the surge into the positive region is still brief, so it only remains to be seen whether the American investors will continue to back the bullish price action in the coming days. Earlier this month, a similar trend developed when Bitcoin saw a rally above $94,000. The Coinbase Premium Gap took a green shade late in that surge, but what followed was a plunge back into the negative zone and a fizzling out for the price rally.
In some other news, the BTC price surge has resulted in a significant amount of short liquidations in the futures market, as analytics firm Glassnode has highlighted in its latest weekly report.
From the chart, it’s visible that Bitcoin short liquidations saw a sharp peak nearing $90 million when BTC first pushed into the $96,000 region during this rally.
BTC PriceAt the time of writing, Bitcoin is floating around $96,500, up nearly 8% in the last seven days.
Bitcoin Rally Meets Selling From Short-Term Holders: Price Approaches Key Level
Bitcoin has pushed above the $97,000 level for the first time since early November, reviving optimism across the market after weeks of uncertainty. The move comes after a prolonged consolidation phase, during which bearish narratives gained traction, and several analysts openly discussed the possibility of a broader trend reversal.
The recent breakout has challenged those views, at least in the short term, and reopened the debate around whether Bitcoin is attempting to reestablish bullish momentum or simply staging a temporary recovery.
According to analyst Darkfost, the current advance still shows characteristics of a technical rebound rather than a fully confirmed trend shift. Short-term holders (STHs), in particular, remain highly reactive to price movements and market volatility.
After enduring the recent correction, many of these participants appear focused on capital preservation rather than conviction-based positioning. As prices recover toward key levels, some STHs are already using the rebound as an opportunity to lock in profits.
This behavior suggests that confidence among shorter-horizon investors has not yet been fully restored. While the move above $97,000 improves market structure and sentiment, it also introduces nearby supply as profit-taking intensifies.
Short-Term Holders Prioritize Capital Preservation Near Key LevelsThe analysis adds that as Bitcoin continues to advance, short-term holders are increasingly shifting their focus toward capital preservation. With the realized price for this cohort currently sitting near $102,000, the recent rebound places the price closer to their average cost basis, a zone that historically encourages defensive behavior rather than aggressive accumulation. Instead of positioning for extended upside, many short-term participants appear inclined to reduce exposure as risk becomes more balanced.
This dynamic was clearly visible on January 6, when Bitcoin revisited the $94,000 level for the first time since mid-November. As the price reached that threshold, short-term holders sent more than 30,000 BTC in realized profit to exchanges, signaling a willingness to exit positions during the rebound.
The pattern intensified further during the latest push higher. As Bitcoin broke above $97,000, on-chain data shows that over 40,000 BTC in profits were transferred to exchanges in a single day.
Such behavior highlights the lingering impact of the recent correction on short-term sentiment. Many STHs remain cautious and appear reluctant to hold through uncertainty after previously experiencing drawdowns.
For confidence to rebuild, Bitcoin likely needs additional upside and sustained price acceptance above key levels. Without a meaningful expansion in unrealized profits, short-term holders may continue to sell into strength, limiting momentum until stronger confirmation reshapes their risk appetite.
Bitcoin Rebounds Toward Key ResistanceBitcoin’s price action on the 3-day chart shows a constructive rebound, but the broader structure remains mixed. After finding a local bottom in December near the mid-$80,000s, BTC has carved out a series of higher lows, signaling short-term recovery momentum. The recent push toward the $96,000–$97,000 area marks a meaningful advance, placing the price back above the short-term moving average and near a key former support-turned-resistance zone.
However, the larger trend still reflects consolidation rather than a confirmed trend reversal. Price remains below the declining medium-term moving average, which has acted as dynamic resistance since the breakdown in November. This suggests that, while buyers have regained some control, sellers continue to defend higher levels aggressively.
The long-term moving average is still rising and well below the current price, indicating that the broader macro trend has not fully deteriorated.
Volume dynamics also support a cautious interpretation. The rebound has not been accompanied by sustained expansion in volume, implying that conviction remains limited and that the move may still be corrective in nature. From a structural perspective, BTC is attempting to rebuild acceptance above the $92,000–$94,000 range, which previously acted as a key distribution zone.
In the near term, holding above this reclaimed area would strengthen the bullish case and open the door for a retest of the $100,000 region. Failure to consolidate, however, could expose the market to renewed downside pressure toward the lower consolidation range.
Featured image from ChatGPT, chart from TradingView.com
Ethereum Gains Institutional Support, Though ETH Price Outlook Remains Contested
Ethereum (ETH) is significantly drawing attention from both institutional investors and everyday users, as on-chain data shows rising participation across staking, treasury accumulation, and wallet creation.
Related Reading: Ethereum New Addresses Hit Record Levels: What’s Driving The Growth?
Similarly, price forecasts remain mixed. While major banks and market analysts see room for further upside, others caution that macro conditions, ETF flows, and technical resistance levels could limit near-term gains.
With ETH trading near the $3,300–$3,400 range in mid-January, the network’s foundation appears stronger than in previous quarters. Yet the question remains whether these developments will translate into a sustained price rally.
Ethereum Staking and Treasury Demand Signal Long-Term CommitmentEthereum staking has reached a record value of about $118 billion, with roughly 35.8 million ETH locked on the Beacon Chain. This represents close to 30% of the circulating supply, suggesting a growing preference among holders to earn yield rather than sell.
Network participation is also increasing. Active validators now exceed 976,000, while around 2.3 million ETH is queued for future staking. Lido Finance remains the largest staking provider, holding roughly a quarter of all staked ETH.
Corporate treasury activity has added to this trend. BitMine Immersion, one of the largest Ethereum treasury firms, recently staked an additional 154,304 ETH, worth roughly $514 million at current prices. The company’s total ETH holdings now exceed 4 million tokens.
Institutional Forecasts Point to Higher TargetsSeveral financial institutions have revised their outlook for Ethereum in 2026. Standard Chartered has recently raised its year-end ETH price target to $7,500, up from a previous estimate of $4,000. The bank cited growing demand from corporate treasuries, spot ETH investment products, and expectations for network fee growth.
According to analysts, treasury firms and ETF-related flows have absorbed close to 4% of Ethereum’s circulating supply since mid-2025. Treasury buyers alone reportedly acquired around 2.3 million ETH in just over two months, a pace the bank compares favorably with past Bitcoin accumulation phases.
Standard Chartered also suggested Ethereum could outperform Bitcoin if real-world usage, stablecoin activity, and tokenized asset adoption continue to expand on its network. Longer-term scenarios project costs of up to $25,000 by 2028 and $40,000 by 2030, although these projections rely on optimistic assumptions.
User Growth Rises, But ETH Price Faces Technical LimitsEthereum’s user base is also expanding. In early January, the network recorded nearly 393,600 new wallet addresses in a single day, with a weekly average of over 327,000 new addresses.
Analysts link this surge to the Fusaka protocol upgrade, which reduced data costs for Layer-2 networks, as well as record stablecoin transfer volumes of roughly $8 trillion in late 2025.
Related Reading: Boycott Urged For CLARITY Act Draft: Expert Raises Concerns Over Banks Manipulation
Despite stronger fundamentals, price action remains cautious. ETH recently tested the $3,400 resistance level, with key hurdles near $3,550 and $3,650 based on long-term moving averages. Support is forming around $3,000, and a failure to hold that level could expose ETH to further downside.
Cover image from ChatGPT, ETHUSD chart from Tradingview
Expert Predicts This Massive Move For XRP Within The Next 2 Years
In a statement on X, a crypto expert declared unwavering confidence that XRP will join the ranks of the world’s 10 largest assets by market capitalization within the next two years. Bird’s bold comment comes during a notable change in asset rankings, where silver recently overtook Nvidia in market cap.
At the time of writing, XRP’s market cap is around $127 billion, a fraction of the threshold needed to break into the top 10, where it needs to reach at least $2 trillion in market cap.
Analyst Says XRP Can Join The World’s Top 10 AssetsThe prediction was shared by crypto analyst Bird, who stated that he is 100% confident that XRP will appear on the leaderboard of the top 10 global assets by market capitalization within the next 24 months. This comment was made in response to when silver, with a current market cap of $5.036 trillion, overtook NVIDIA, which has a current market cap of $4.458 trillion, as the second largest asset behind Bitcoin.
This statement of XRP becoming a top 10 asset by market cap comes with an ultra-bullish expectation where XRP provides more value than most top global assets and companies.
At the time of writing, XRP’s market capitalization is around $127 billion, which places it well outside the top 100 global assets by market cap. In fact, only Bitcoin and Ethereum currently occupy spots inside the top 100, with Bitcoin ranking eighth globally at around $1.929 trillion and Ethereum at rank 35 with a market cap of $402.09 billion.
What Would It Take For XRP to Reach Top-Ten Status?The tenth-largest asset on the list of top assets is Broadcom, which currently has a market cap of approximately $1.611 trillion. In order for XRP to realistically become one of the world’s ten most valuable assets by market cap, the cryptocurrency would need to see extraordinary growth in price, which would not be possible without a corresponding growth in utility.
XRP’s current valuation is around $2.10 per token, and its market cap falls far short of the $1.7 trillion that it needs to overtake Broadcom. Based on the current circulating supply of XRP, achieving a market cap of $1.7 trillion would require the cryptocurrency to trade at a price around $28 per XRP. This translates to an increase of about 1,220% from the current price level.
Interestingly, many bullish XRP enthusiasts and analysts put XRP trading at this price target one day, but these predictions are based on adoption in cross-border transfers and strong demand in both retail and institutional markets for XRP. However, whether XRP can realistically reach the $28 mark within the next two years is still an open question.
US Crypto Policy Debate Intensifies as CLARITY Act Support Fractures
Washington’s long-running effort to bring regulatory clarity to the U.S. crypto market has entered a more uncertain phase. The Digital Asset Market Clarity Act, known as the CLARITY Act, was expected to move closer to a Senate vote this week.
Instead, a sudden withdrawal of support from Coinbase and a last-minute pause by Senate leadership have exposed deep divisions within the industry and among lawmakers. While the White House insists the bill is still on track, the debate over how digital assets should be regulated is becoming more fragmented.
Coinbase Withdrawal Triggers Legislative PauseThe immediate turning point came when Coinbase CEO Brian Armstrong announced that the company could no longer support the current draft of the CLARITY Act.
Armstrong argued that the bill would be worse than the existing regulatory uncertainty, citing concerns over limits on tokenized equities, restrictions on crypto rewards, and expanded government access to financial data.
Shortly after, Senate Banking Committee Chair Tim Scott introduced a brief pause in the bill’s progress, cancelling a scheduled markup.
Scott described the delay as procedural rather than political, stating that negotiations were ongoing and bipartisan talks continued. A new markup date has been set for January 27, once updated bill language is released.
Despite the setback, White House AI and crypto czar David Sacks reiterated that the administration still backs the legislation. He said the pause should be used to resolve remaining issues and push forward a framework that allows innovation while strengthening oversight.
Industry Split Over SEC and CFTC RolesAt the core of the dispute is the division of regulatory authority between the Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC) as outlined in the CLARITY Act.
Crypto exchanges generally favor the CFTC’s approach, which treats many digital assets as commodities. The SEC, by contrast, applies securities laws that impose stricter compliance requirements.
Critics argue the bill shifts too much power to the SEC, particularly over tokenized equities and certain crypto products. Coinbase has warned that the proposed rules could effectively block the development of on-chain stock trading and limit user reward programs.
Other industry leaders, including executives from Ripple, a16z, and Kraken, have taken a more cautious stance. While acknowledging flaws in the draft, they argue that passing some form of market structure legislation is better than leaving the sector in regulatory limbo.
Banks, Stablecoins, and the Broader StakesAnother contentious issue is stablecoin regulation. The CLARITY Act would make it difficult for crypto platforms to offer yield or interest-like rewards on stablecoin holdings. Banks support these restrictions, saying they protect financial stability.
Lawmakers also point to past failures, such as the FTX collapse, as evidence that clearer rules are needed to protect consumers and national security. However, frustration is growing behind the scenes.
Senate sources indicate that some committee members were dissatisfied with Coinbase’s timing, perceiving the withdrawal as disruptive to months of negotiations.
Cover image from ChatGPT, BTCUSD chart from Tradingview
Cardano Teams Up With Grant Thornton to Launch Comprehensive Financial Audit – Here’s What To Know
With the latest move and partnership from Cardano, the financial sector could be set for a major shift. A new financial audit has been launched from the recent partnership that aims at bolstering accountability in the broader finance landscape, which reflects the blockchain’s focus on transparency.
New Audit On Cardano To Boost Financial OversightRecently, the Cardano Foundation announced a new partnership with global professional services firm Grant Thornton as they step toward enhancing transparency and institutional credibility. By joining forces, both leading firms have collectively launched a new comprehensive financial audit.
The partnership was disclosed by the Cardano Foundation on their official page on the social media platform X. According to the Foundation, this audit is cryptographically secured and attested directly on-chain using their Virtual LEI (vLEI).
This new audit is being described as a global first for financial trust and transparency in the blockchain industry. Powered by Reeve, this new gold standard is the Cardano Foundation’s enterprise-grade financial data management solution.
By hiring one of the top audit firms in the world, the foundation is demonstrating its dedication to regulatory-ready standards and accountability, which are essential elements for drawing in long-term investors and enterprise adoption. In a world driven by data, trust, and verification, the Foundation claims that accountability is everything, and Cardano is at the forefront of this narrative.
Frederik Gregaard, the Chief Executive Officer (CEO) of the Foundation, stated that this audit was executed in two on-chain transactions. “For me personally, it closes one chapter and opens a much larger one. A future where financial trust is native to infrastructure, not bolted on through intermediaries,” the CEO added.
Institutions Are Choosing The BlockchainCardano’s position as a blockchain project focused on rigor and trust is evidenced by its growing adoption on the institutional level. A few days ago, one of the world’s largest companies, Google, took a bold step by investing in the blockchain’s infrastructure.
According to the report from ADA Advocate, the Google Cloud stake pool can now be found on the network and the newly launched Midnight chain. Google’s involvement and recognition of Cardano’s security and stability is a significant advancement in the use of blockchain technology by actual business behemoths.
Amid the rising demand, the price of Cardano has begun to display bullish momentum, pushing back above $0.4. Market expert and veteran financial trader, Matthew Dixon, highlighted that ADA currently holds tremendous upside potential with 5 waves up from the low, as either an A wave or wave 1.
More than two times the potential is given by even the most cautious interpretation of an A wave, and much more if wave 1. As a result, the expert has placed the altcoin among his favorites for Q1 2026.
Why Meme Coins Like PEPE And FARTCOIN Are Ready To Explode
While some analysts are focused on predicting the next altcoin season, others are keeping a close eye on when meme coins like PEPE AND FARTCOIN might explode. According to a crypto analyst, the meme coin market is currently at one of its lowest points since 2024. However, while this downturn may raise concerns, the analyst emphasizes that it is only a matter of time before the market flips over and enters a major bullish phase.
Meme Coin Market Low To Fuel PEPE And FARTCOIN Rally@theunipcs, a crypto analyst on X, announced that meme coin dominance has dropped back to near all-time lows, potentially setting the stage for a big sector-wide rally in 2026. The analyst shared a CryptoQuant chart illustrating the declining trend in the meme coin market. He noted that the current downturn is even more severe than what was observed during the 2022 to 2023 bear market. However, similar low points in February 2024 led to massive price rallies in meme coins like BONK, which jumped 440%, FLOKI by 1,000%, WIF by 1,600%, and PEPE by 2,500%.
Before these historic rallies, @theunipcs stated that many investors believed that meme coins were dead. He noted that shortly after the negative sentiment shifted, the market saw one of the most explosive meme coin rallies of the cycle. With dominance at similar low levels and sentiment still uncertain, the analyst predicts another rally could occur in the current cycle.
In his analysis, @theunipcs referenced the early meme coin melt-up in the first week of January 2026. He said that a week after his December 23, 2025, post, coins including USELESS, PEPE, BONK, and FARTCOIN surged between 50% and 120% within just a few days. The overall meme coin sector also saw gains of more than $10 billion in market capitalization during that period.
Notably, the analyst has observed that Bitcoin is now breaking out from a key level. As a result, major cryptocurrencies are becoming more attractive to investors for the first time in months, and overall sentiment in the crypto market is improving. He suggested that these bullish conditions could support another wave of meme coin momentum, with PEPE and FARTCOIN among the top cryptocurrencies the analyst predicts could rally this year.
Other Meme Coins The Analyst Thinks Will SurgeIn his analysis, @theunipcs identified specific coins he is positioning himself in ahead of the potential meme coin rally. Other than PEPE and FARTCOIN, he mentioned coins such as USELESS, BONK, and FLOKI, as those he expects to aggressively outperform the broader market. He stated that these meme coins are likely to lead the next wave of market gains.
Moreover, the analyst predicted that the market will soon enter a melt-up phase, during which several coins could experience parabolic rallies of up to 1,000%.
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