Из жизни альткоинов

Over the last few months, the Bitcoin price has dropped as the crypto market has responded to negative news coming out. One of the major news stories that has contributed to this decline was the attack by the United States on Iranian armed forces. Since war has negatively affected the broader financial markets, the Bitcoin price was not left out. And even now, when the digital asset seems to be forming something akin to a bottom, there are still expectations that the price will continue to crash.

Bitcoin ABC Wave Says The Last Drop Has Not Happened

The Bitcoin price continues to struggle after bears had initially broken the support at $70,000, and the resulting weakness has threatened further downtrend. This move aligns with crypto analyst Minga’s prediction that the digital asset was actually stuck in an ABC wave trend.

In the analysis, which was shared on the X (formerly Twitter) platform, the analyst explained that Bitcoin was actually sticking to this trend. Despite the fact that historical movements do not always play out the same way, there is still enough possibility for investors to be cautious.

Deep-diving into the wave pattern, the analyst’s chart shows that the start of the wave began with the price above $100,000. As the price had declined, so did the wave continue to play out. The latest of these now is the fact that the Bitcoin price has now entered the final leg of the wave pattern and this is the most bearish part.

The last wave, Wave C, is the wave that usually leads to the most decline. Here, it is expected to trigger an almost 50% decline in the digital asset’s price. Going by historical performance, following this trend would see the Bitcoin price eventually fall below $40,000.

As for the end of this decline, the analyst places the bottom of the decline somewhere around $34,000. While there is some wiggle room for this, it is still highly likely that the price goes this low. Thus, it is important to factor such a move into the performance of Bitcoin.

As for the major support levels through all of these, the analyst highlighted some support just below $50,000. More specifically, support lies at $49,577 if the price begins to decline. Beneath this level, though, there is hardly any support left for the cryptocurrency.

Аналитики группы XWIN Research заявили, что прямо сейчас рынок биткоина не переживает падение, но «проходит через структурное разделение» на два сегмента, а также через смену владельцев актива.

Японская инвестиционная компания Metaplanet, один из крупнейших корпоративных держателей биткоина, докупила 5075 BTC, потратив $398 млн.

Биткоин торгуется в диапазоне $60 000–70 000 из-за отсутствия сильного катализатора роста, заявили аналитики платформы Glassnode. По их мнению, давление на цену первой криптовалюты усиливает спотовый спрос, который частично поглощает предложение,

20-летний житель Челябинска пойдет под суд по статье о мошенничестве: по версии следствия, он совершил покупку за поддельную криптовалюту.

На фоне глубокого медвежьего тренда биткоин-трейдеры демонстрируют «агрессивную осторожность», заявил глава исследовательского подразделения компании K33 Research Ветле Лунде (Vetle Lunde).

US Federal Reserve (Fed) Governor has warned about the potential risks that stablecoin may pose to financial stability and urged for strong oversight, as the industry awaits the final text of the highly anticipated crypto market structure bill.

Fed Governor Calls For Stablecoin Clarity

On Tuesday, Fed Governor Michael Barr discussed the importance of stablecoin regulations, noting that landmark legislation, the Guiding and Establishing Innovation for US Stablecoins (GENIUS) Act, provides “some needed clarity” to issuers about how they can fit into the regulatory framework.

During a Federalist Society event, Barr listed main use cases for tokens pegged to the US dollar, including facilitating crypto trading and as a store of value in some foreign jurisdictions. He also highlighted that they can be used to offer reduced remittance costs, expedite trade finance processing, and assist firms in managing their treasury functions.

However, the Fed Governor emphasized that “a great deal” of the clarity will “depend on how federal and state regulators implement the statute.” Therefore, regulators still need to address multiple risks, he warned, explaining that caution is warranted due to “a long and painful history of private money created with insufficient safeguards.”

Key issues include regulation of reserve assets, the potential for regulatory arbitrage, the scope of permissible activities for stablecoin issuers beyond issuance, appropriate capital and liquidity requirements, anti-money-laundering controls, and consumer protection requirements.

The federal regulator called for regulatory and technological measures to ensure that stablecoins are not used for illicit activity, affirming that “tight control over reserve assets, coupled with supervision, capital and liquidity requirements, and other measures, could enhance the stability of stablecoins and make them more viable payment instruments.”

His remarks come as the US Treasury Department seeks public feedback on the GENIUS Act Notice of Proposed Rulemaking (NPRM) concerning state-level regulatory regimes, issued on April 1.

Final Text On Yield Compromise Delayed

Barr’s warning also follows the clash between the crypto and banking industries over stablecoin-related language that is set to be included in the crypto market structure bill, also known as the CLARITY Act, which was expected to be released as soon as this week but might be delayed until later in the month.

In a shift from last week’s guidance, the bill’s final text of the compromise between industry stakeholders and the Senate Banking Committee is no longer expected to be published this week, a spokesperson for Senator Thom Tillis’s office told Crypto In America on Wednesday.

A source familiar with the matter stated that the delay reflects concerns that releasing the text ahead of a markup, now expected in the back half of the month, could give opponents an opening to slow the bill’s progress.

Notably, the two parties have been fighting over the potential prohibition of yield and rewards on stablecoin balances, stalling the crypto bill for over two months. Last week, the crypto industry got its first look at the latest version of the CLARITY Act, set to address the long-standing dispute.

As reported by Bitconinist, the proposal seemingly prohibited platforms from offering yield, directly or indirectly, for holding a stablecoin, or in a manner that resembles a bank deposit. This restriction would broadly apply to digital asset service providers, including exchanges and brokers, as well as their affiliates.

The text aimed to limit workarounds and prohibit any activity “economically or functionally equivalent” to interest, addressing concerns from the banking industry side, but facing renewed backlash from crypto players like Coinbase.

According to the Wednesday report, the update follows ongoing talks between crypto and banking groups due to dissatisfaction with the earlier draft agreed upon by Tillis, Senator Angela Alsobrooks, and the White House.

Совкомбанк планирует в этом году запустить операции с криптовалютой для квалифицированных инвесторов — после принятия соответствующего законодательства, заявил зампред правления кредитного учреждения Михаил Автухов.

Научный сотрудник Bitcoin Policy Institute (BPI) Джейкоб Лангенкамп (Jacob Langenkamp) предложил властям Тайваня рассмотреть включение биткоина в стратегические государственные резервы. По его мнению, это может снизить зависимость от доллара США и повысить устойчивость страны к геополитическим рискам.

Вечером 1 апреля правительство России внесло в Госдуму поправки в Кодекс об административных правонарушениях (КоАП) РФ, предусматривающие ответственность за нарушения в сфере обращения цифровой валюты. Документ зарегистрирован на портале парламента.

The US Treasury on Wednesday published a notice of proposed rulemaking (NPRM) that launches the administration’s first formal effort to implement the GENIUS Act, the new federal law governing payment stablecoins that was signed by President Donald Trump last year.

The NPRM is the Treasury’s initial regulatory proposal to give effect to the statute’s requirements and solicits public comment on how the department intends to apply the law.

GENIUS Act’s Proposed Rules

Under the GENIUS Act — formally titled the Guiding and Establishing National Innovation for US Stablecoins Act — Treasury is charged with setting out, through notice-and-comment rulemaking, high-level principles for assessing whether a state regulatory regime is “substantially similar” to the federal framework. 

The department’s 87-page proposed rule explains how it expects federal and state authorities to interact under the new regime and identifies matters on which Treasury seeks input from stakeholders.

Treasury’s proposal signals that it anticipates states will look to federal guidance, including standards the Office of the Comptroller of the Currency (OCC) has proposed, when deciding how prescriptive their own rules should be. 

The NPRM cites the OCC’s approach, which the OCC says is intended to be flexible and calibrated to the nature, scope, and risks posed by a permitted payment stablecoin issuer’s activities. 

Treasury’s draft leaves room for states to adopt principles-based requirements, indicating that state regulators will have discretion to design standards for issuers who qualify under a state regime.

The ultimate effects will depend on the specific content of each state’s regulatory regime, which the proposal anticipates could vary widely because the GENIUS Act grants states discretion in implementing their own frameworks.

Treasury Draft Sets Timeline

The draft rule also sets out the transition timeline and market consequences contemplated by the statute. Once the GENIUS Act takes effect, entities will be barred from issuing payment stablecoins in the United States unless they are authorized as permitted payment stablecoin issuers. 

In addition, the statute makes it unlawful, beginning July 18, 2028, for digital asset service providers to offer or sell unlicensed stablecoins to persons located in the United States. 

To preserve a state-option pathway for smaller issuers, the law allows a state to license payment stablecoin issuers with a consolidated total outstanding issuance of no more than $10 billion, but only if the state certifies that its regulatory regime is substantially similar to the federal framework.

Taken together, the department is seeking public input on the proposal’s details as it moves toward finalizing rules intended to implement the GENIUS Act’s structure for supervision, licensing, and consumer protections in the stablecoin market.

Featured image from OpenArt, chart from TradingView.com 

В Воронеже главный инженер по безопасности одной из энергоснабжающих компаний организовал нелегальные майнинговые фермы в трех арендованных квартирах и складском помещении. Об этом сообщили в региональном управлении МВД.

Полиция Камбоджи экстрадировала в Китай бывшего председателя криптокомпании Huione Group Ли Сюна (Li Xiong). По данным следствия, он причастен к организации мошеннических криптосхем в Азии и выводу нелегальных средств.

Chainlink has been struggling. The altcoin market is brutal. And quietly, the largest players in the market appear to have started paying attention to LINK in a way they are not paying attention to everything else.

Analyst Darkfost has identified a pattern that stands out against one of the most hostile environments for altcoins in recent memory. While the broader sector continues to deteriorate — more than 40% of altcoins at or near all-time lows, liquidity draining across the board — targeted activity from large players is beginning to surface on specific tokens. Chainlink is one of them.

The methodology Darkfost applies is straightforward and battle-tested: track where the largest holders are moving their coins, and watch whether those movements point toward accumulation or distribution. When whales begin withdrawing assets from exchanges at scale, it signals a specific behavioral shift — coins moving off the trading venue, into private custody, away from the available sell-side pool. That behavior does not happen by accident. It happens when large players have reached a conclusion about an asset that the broader market has not yet reached.

The altcoin market is not rewarding patience right now. Something in the LINK on-chain data suggests certain participants believe that is about to change.

The Data Has Two Peak Days and a Rising Average

Darkfost’s on-chain breakdown gives the whale signal its specific form. Among the Top 10 daily outflow transactions on Binance, two days have recorded peak withdrawals exceeding 8,000 LINK in a single session — standout events in a chart that had been relatively quiet. More telling than the peaks, however, is what has happened to the baseline.

Since mid-February, the monthly average of Top 10 outflows has risen from approximately 2,000 LINK per day to nearly 2,600 — a 30% increase in the sustained activity of the largest outgoing transactions. Peaks can be anomalies. A rising average is a trend.

In the context of an altcoin market where generalized weakness has become the default condition, that trend carries a specific implication. Large players are not withdrawing LINK from Binance because they intend to sell it elsewhere. Withdrawals to off-exchange storage mean the opposite: coins removed from the sell-side pool, held in private custody, unavailable for immediate distribution. That behavior, sustained over weeks, is the behavioral signature of accumulation.

Darkfost’s caution is precise and deserves to be preserved rather than minimized. Previous accumulation episodes during this correction — some more pronounced than the current one — failed to break the downtrend. The whale signal on Chainlink is real and measurable. Whether it is sufficient to change the market’s direction is a question the coming weeks will answer.

The signal is there. The confirmation is not yet.

Chainlink Tests Lows as Trend Structure Weakens

Chainlink is trading near the lower end of its multi-year range, with price hovering around the $9 level after failing to sustain multiple recovery attempts. The chart shows a clear sequence of lower highs since the 2024 peak, confirming a persistent downtrend that has gradually eroded bullish structure.

Price is now positioned below the 50-week and 100-week moving averages, both of which have turned downward and are acting as dynamic resistance. This alignment reinforces the idea that momentum remains firmly against bulls. The 200-week moving average, slightly above current levels, is being tested as a potential support zone — a level that historically carries structural significance. A sustained break below it would likely shift the long-term outlook decisively bearish.

Volume patterns add context. The sharp spikes during sell-offs suggest periods of aggressive distribution, while recent rebounds have occurred on relatively weaker volume, indicating limited conviction from buyers. This imbalance typically precedes either prolonged consolidation or another leg lower.

Despite the weak structure, the current zone is not irrelevant. Historically, similar levels have attracted accumulation phases. The key question is whether demand reappears with strength, or if this range becomes a temporary pause before continuation to the downside.

Featured image from ChatGPT, chart from TradingView.com 

В 2025 году ЦБ выявил более 3 500 финансовых пирамид, причем 84% таких организаций принимали платежи в криптовалютах. Об этом сообщил заместитель руководителя службы финансового мониторинга и валютного контроля Банка России Евгений Хомицкий.

На крипторынке используются два противоположных подхода к инвестициям — «Diamond hands» и «Paper hands». Эти термины описывают поведение участников рынка в условиях волатильности и отражают различия в стратегии управления активами.

Ripple announced on Wednesday, April 1, the rollout of two major additions to its Ripple Treasury platform: Digital Asset Accounts and Unified Treasury. 

The company describes these features as the first native digital-asset capabilities built directly into a treasury management system, designed to let corporate finance teams treat crypto holdings the same way they do cash.

Ripple’s New Treasury Features

According to Ripple, the newly disclosed update gives finance and treasury teams a single, unified view of liquidity by aggregating balances from bank accounts, custody providers, and on-chain wallets. 

That consolidated dashboard provides real-time visibility across both fiat and digital assets, eliminating the need for separate systems, manual reconciliation, and time-consuming data consolidation. 

Family offices and corporate treasury groups can now view, hold, receive, and manage fiat and digital liquidity held at banks and custodians within one platform, Ripple said.

Renaat Ver Eecke, Senior Vice President of Ripple Treasury, framed the launch as an answer to a changed reality at the CFO level. “Digital assets have arrived at the CFO’s desk, and the question has shifted from whether to engage to how to do so advantageously without disrupting existing operations,” he said. 

Ver Eecke added that Ripple Treasury provides “a trusted place to hold and manage digital and fiat assets — with no separate interface, no new workflows, and no need to navigate custody, wallets, or exchanges on their own,” calling it an unprecedented digital solution for corporate treasuries.

Unified Treasury And Digital Asset Accounts

Ripple said the new features include several technical functions aimed at improving accounting accuracy and auditability. According to the company, Digital Asset Accounts will display fiat valuations in real time using live exchange rates sourced from market data providers. 

They will also record token amounts to reflect on‑chain notional and reduce rounding discrepancies, and they will automatically log each transaction with the native notional, its fiat equivalent, and the market price at the time of the event to provide an audit trail.

On the other hand, the firm described Unified Treasury as a consolidated reporting interface that aggregates positions held across multiple custodians and banks via its ClearConnect connectivity layer — the same integration layer Ripple uses for bank links. 

The company said the feature supports direct application programming interface (API) connections to several digital‑asset providers, with onboarding that Ripple reports can be completed in minutes. 

Ripple also disclosed that both capabilities are designed to be adopted on an organization’s own timeline and to integrate without disrupting existing approval processes, audit trails, or compliance controls.

Looking ahead, future expansions will connect with Ripple’s existing products for cross-border and intercompany settlement and add features such as 24/7 yield on idle cash via overnight repo, powered by stablecoins and other digital assets. 

Featured image from OpenArt, chart from TradingView.com 

Вечером 1 апреля правительство России внесло в Госдуму законопроект «О цифровой валюте и цифровых правах». Инициатива зарегистрирована на портале законодательной деятельности.

XRP is struggling to push above current levels. The market is uncertain. And the chart is not offering any comfort — three moving averages sit above the current price, each one a layer of resistance the market has not found the strength to challenge.

A CryptoQuant report tracking XRP’s technical structure on Binance has produced a reading that leaves little room for interpretation. The 30-day moving average stands at approximately $1.40. The 90-day moving average sits near $1.64. The 200-day moving average is at $2.06. The current price is below all three — not approaching them, not testing them, but trading beneath each one simultaneously across the short, medium, and long-term timeframes.

That alignment has a name in technical analysis. It is a bearish stack — a configuration in which every major trend reference the market uses to orient itself is pointing in the same direction. Sellers are in control across every timeframe. Buyers have not demonstrated the sustained demand required to reclaim even the nearest average.

The first threshold that matters is $1.40. Not because reclaiming it resolves the situation — it does not — but because without it, the medium and long-term averages above remain irrelevant. The recovery, if it comes, must start there.

XRP Cannot Fix Its Own Chart. It Needs Bitcoin to Help.

The report adds a dimension to the technical picture that the moving average structure alone cannot capture. XRP’s correlation with Bitcoin currently stands at approximately 0.87 — a reading that describes near-total directional alignment between the two assets. XRP is not trading on its own fundamentals, its own on-chain developments, or its own demand dynamics in any meaningful independent sense. It is trading as a high-beta expression of wherever Bitcoin goes next.

That dependency cuts both ways, and the report names both directions honestly. If Bitcoin continues to struggle — capped below $70,000, under whale selling pressure, lacking upside momentum — that weakness will transmit directly to XRP, adding a second layer of downward force on top of an already bearish technical structure. If Bitcoin stages a sustained rally, that momentum will carry XRP with it, potentially providing the external catalyst the chart cannot generate internally.

The verdict the report delivers is unambiguous. XRP remains under clear technical pressure. The downtrend is continuing. Sellers are in control across every timeframe. Nothing in the current data suggests that the condition is about to change on its own.

The one number that changes the conversation is $1.40. Reclaiming the 30-day moving average does not end the downtrend. It signals, for the first time, that the momentum behind it may be slowing — and that is the only first step available from here.

XRP Tests Breakdown Zone as Long-Term Structure Weakens

On the weekly timeframe, XRP is now trading near $1.35 after a sharp rejection from the $3.00–$3.50 region, confirming a decisive loss of bullish momentum. The chart shows a clear transition from expansion to distribution, followed by a breakdown that has brought price back into a historically significant range.

Price is currently sitting below the 50-week moving average, which has started to slope downward, signaling weakening short-term structure. The 100-week moving average is also above the current price and flattening, while the 200-week moving average remains lower but is now the next key support to monitor. This alignment reflects a market that is no longer trending upward and is instead attempting to find a new equilibrium.

The rejection from the recent highs was accompanied by increased volume, suggesting strong participation during the distribution phase. In contrast, the current consolidation is occurring with relatively lower volume, indicating reduced conviction from both buyers and sellers.

Importantly, XRP is now testing a zone that previously acted as resistance during 2021–2022 and later flipped into support. Whether this level holds will likely determine the medium-term direction. A sustained break below could open the path for a deeper retrace, while stabilization here may form the basis for a longer accumulation phase.

Featured image from ChatGPT, chart from TradingView.com 

Haverhill, Massachusetts, is moving toward a citywide ban that would force all crypto ATMs and kiosks out within 60 days, with operators facing $300 daily fines if they do not comply.

The proposal also gives the city a hard line on a problem officials say has already led to fraud complaints, money laundering concerns, and little practical recourse for users who lose money.

Council Vote Puts Ban On Track

The ordinance was introduced on March 17 by Mayor Melinda E. Barrett and cleared an initial City Council vote 11-0, putting it on the council’s agenda for further review.

According to the city’s agenda, the measure would amend local code to prohibit cryptocurrency ATMs altogether. City officials said they see the lack of state and federal rules as a reason for local action.

The move places Haverhill in a growing group of US communities taking aim at crypto kiosks after reports of scams and other illegal activity.

In Minnesota, a lawmaker introduced a bill in February that could ban crypto kiosks, building on a 2024 law that already imposed limits on ATM operators.

Haverhill’s proposal does not stand alone; it fits a pattern that has been spreading city by city and state by state.

Crypto ATMs are often marketed as a simple way to buy digital assets, but local officials have increasingly treated them as a weak point in consumer protection.

In Haverhill’s case, the city said users may have little ability to recover funds once a transaction is complete. That concern was central to the proposed ordinance, which framed the machines as a risk to residents rather than a convenience for them.

Bitcoin Depot Faces Rising Pressure

The proposed ban also lands at a rough time for Bitcoin Depot, one of the largest crypto ATM operators in the US. The company’s stock has fallen more than 90% over the past six months and was trading at $2.06 on Nasdaq on Tuesday, according to the report.

Haverhill-area data from CoinATMRadar and Bitcoin Depot pointed to eight or more machines in the local area.

Bitcoin Depot has been dealing with pressure on several fronts. Connecticut banking regulators issued a temporary cease-and-desist order in March, which effectively suspended its money transmission license.

Authorities in Iowa and Massachusetts have also sued the company, accusing it of helping facilitate crypto scams.

Featured image from Unsplash, chart from TradingView