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American multinational investment bank Goldman Sachs recently disclosed its massive altcoin holdings, revealing a substantial stake in XRP. The bank reportedly invested $152 million in Spot XRP ETFs, shocking the broader crypto market. Given the altcoin’s ongoing price slump, many in the crypto community see Goldman Sachs’ new interest as a major bullish development that could help propel the cryptocurrency forward. 

Goldman Sachs Unveils Massive XRP Bet

In a recent regulatory filing, Goldman Sachs disclosed a whopping $152 million exposure to XRP. This disclosure became public on February 10, based on the US SEC 13F filing. Many in the crypto space, including popular journalist Eleanor Terrett, shared the story on X, with community members expressing their views on why the traditional Wall Street bank is now dipping its toes into alternative cryptocurrencies. 

Terrett clarified that Goldman Sachs does not hold the altcoin directly but has exposure to the cryptocurrency through Spot XRP ETFs. The American bank acquired XRP ETFs from issuers such as Bitwise, Franklin Templeton, Grayscale, and 21Shares. Its largest investment is a 1.9 million-share position in the Bitwise XRP ETF, which is worth $39.8 million. 

In addition to the token, Goldman Sachs has also invested heavily in Solana Spot ETFs, highlighting a growing interest in altcoins. The SEC filing shows that the bank purchased approximately $108 million in Spot Solana ETFs from asset management firms such as Bitwise, Franklin Templeton, Grayscale, Fidelity, VanEck, and 21Shares. This recent disclosure of interest in altcoins indicates a strong shift toward broader crypto adoption, particularly from traditional financial institutions, which are typically cautious about digital assets 

Exposure Comes Before White House Stablecoin Meeting 

According to Terrett, Goldman Sachs’ unexpected XRP disclosure comes as the bank appears as a representative in the latest White House meeting concerning stablecoin yield. Many community members view the bank’s disclosure of its crypto holdings right before the meeting as a bullish sign. One member said, “It felt less like transparency and more like positioning,” suggesting possible preparation for future regulatory changes. 

Others have suggested that Goldman Sachs’ XRP bag could signal that the CLARITY Act bill currently under discussion may be passed. On Tuesday this week, the White House held a meeting between banking and crypto stakeholders to discuss stablecoin yield. During the meeting, contrasting opinions were shared. However, Ripple’s CEO Brad Garlinghouse later revealed that bank representatives may finally be coming to a compromise. 

With a stablecoin regulatory bill still in the works and globally recognized institutions like Goldman Sachs zeroing in on the cryptocurrency, market uncertainty persists. Crypto commentators say this is a sign that institutions are finally returning to the altcoin. Specifically, market analyst Xaif Crypto stated that Wall Street is no longer watching but is now allocating capital to cryptocurrencies. He added that this marks a notable step for institutional adoption within regulated markets.

У Европейского союза нет правовых оснований для ограничения свободного хождения цифрового рубля, заявила председатель Банка России Эльвира Набиуллина. По ее словам, цифровой рубль представляет собой просто еще один вариант российской валюты, а ее «запретить никто не может».

Organisations around Cardano, Avalanche, Sui and IOTA have filed a joint response to the UK Financial Conduct Authority’s CP25/40 consultation, arguing that the rulebook should draw hard lines around “custody and control” and avoid sweeping non-custodial crypto activity into regimes designed for intermediaries.

The submission, led by the IOTA Foundation alongside the Sui Foundation, Cardano Foundation and the Avalanche Policy Coalition, is a targeted push on two areas the group says are most exposed to “scope, proportionality and technical interpretation” problems: staking and decentralized finance.

In a post on X, IOTA framed the core message as a scoping exercise as much as a policy one: “focus on custody & control, keep it proportionate, and support non-custodial, decentralized innovation for UK.”

Cardano, Avalanche, Sui And IOTA Warn Against Overregulation

The open letter expands that into a broader architecture: “A consistent theme across our feedback on both staking and decentralized finance is the importance of clearly distinguishing between infrastructure functions and intermediary functions. We recommend that regulatory obligations remain focused on entities that exercise custody, discretion, or commercial intermediation, while preserving the neutrality of public blockchain infrastructure.”

The letter adds that developers and infrastructure providers should be exempted: “[They] deliver software development, validation, communications, or other protocol-level services without controlling client assets or exercising unilateral decision-making are performing infrastructure roles rather than financial intermediation, and warrant a proportionate and differentiated regulatory treatment.”

That distinction matters, the group argues, because staking and DeFi aren’t single business models. They sit on a spectrum from fully custodial services where a firm safeguards assets and intermediates execution to protocol-native activity where users retain control of keys and assets.

On staking, IOTA’s X thread distilled the policy ask into a binary: “regulation must clearly distinguish custodial vs non-custodial/models.” It adds that custodial staking “where firms safeguard assets” warrants “appropriate retail disclosures, consent + record-keeping,” while “non-custodial/protocol-level staking (no control of user assets/keys) should not be swept into the same regime.”

The letter mirrors that framing and narrows it to where the risk sits: “Where staking is provided through a custodial arrangement, and the firm safeguards client assets and intermediates the staking process, we recommend applying the proposed requirements on information provision, key contractual terms, express prior consent for retail clients, and record-keeping.”

It then draws the line the signatories want the FCA to adopt: “For non-custodial and delegated staking arrangements, where firms do not control client assets or private keys, we recommend that such activities remain outside the scope of regulated staking activity, as this maintains proportionality and aligns regulatory obligations with the actual sources of risk.”

The second pressure point is the FCA’s concept of a “clear controlling person” in DeFi. IOTA’s post argues the term needs a “technical, objective definition,” warning that obligations should scale with “custody, discretion, and unilateral control; not with writing code, participating in governance, or providing neutral infrastructure.”

The open letter keeps the same structure: it accepts the FCA’s intent to capture cases where an identifiable party is “effectively carrying on regulated cryptoasset activities,” but pushes back on triggering regulatory status based on development and infrastructure. Instead, it urges the FCA to anchor expectations to “demonstrable, unilateral control over protocol operation, governance or economic outcomes,” particularly because DeFi “rel[ies] on self-custody, automated execution and open participation.”

IOTA positioned the argument as pro-scope, not anti-rules: “smarter scoping = better consumer protection where risk is real, plus legal certainty that keeps non-custodial innovation from being regulated out of existence.” The letter closes on the same trade-off: obligations tied to “custody, discretion and unilateral control” would, the group says, “strengthen legal certainty, enhance consumer protection where it is most needed, and reinforce the UK’s position as a jurisdiction that understands the architectural realities of decentralized technologies.”

At press time, Cardano traded at $0.264.

Страх криптоинвесторов остается высоким. Распродажи крупнейших цифровых активов продолжаются вот уже четвертую неделю к ряду — несмотря на положительную статистику по рынку труда и инфляции в США.

The Commodity Futures Trading Commission (CFTC) moved this week to build a new bridge with the crypto industry, naming a 35-member Innovation Advisory Committee that includes top exchange and blockchain leaders.

Reports say the roster gives industry executives a formal line into policy talks, and it lists a mix of crypto founders, exchange bosses and traditional market players.

CFTC Execs Granted A Seat At The Table

Among those tapped are Coinbase chief executive Brian Armstrong and Ripple chief executive Brad Garlinghouse, whose firms have been central to recent debates over how digital assets should be regulated in the US.

.@CFTC Announces Innovation Advisory Committee Members: https://t.co/Inpqzo0ujd

— CFTC (@CFTC) February 12, 2026

The committee’s purpose is to give the regulator up-to-date industry perspective as it considers rules for derivatives, market structure, token classification and other technical issues.

CFTC Chair Mike Selig said Thursday that the committee’s 35 members will help “align the CFTC’s decisions with real market conditions” and allow the commission to “establish clear guidelines for what he called the Golden Age of American Financial Markets.”

Honored to be named to the @CFTC Innovation Advisory Committee. Thank you @ChairmanSelig and look forward to working alongside @passalacqua_mj and this impressive group to help the CFTC develop clear rules of the road for crypto founders. https://t.co/ZO9mcyORZN

— Chris Dixon (@cdixon) February 12, 2026

What The Roster Looks Like

The membership list reads like a cross-section of the market: centralized exchanges, DeFi founders, trading-venue operators and a handful of established financial firms.

Some reporting highlights that around 20 members have direct ties to crypto firms, while others represent legacy market infrastructure, which creates a mix of viewpoints the commission can tap when drafting guidance or vetting ideas.

Why Industry Leaders Joined

Reports note executives accepted the roles for different reasons. For some, it is an opportunity to press for clearer rules. For others, it may be a way to protect business models as regulators decide which activities fall under commodity rules and which fall under securities laws.

The move follows a period of public lobbying and high-profile disputes over jurisdiction that have left firms searching for predictability.

Voices And Risks

Giving industry a formal advisory channel can shorten feedback loops. But it also raises questions about how the regulator will manage conflicts and preserve impartiality.

Some observers say close engagement may help craft workable policy that recognizes market realities.

Others warn that heavy industry presence could shape rules in ways that favor incumbents over smaller innovators or the public interest.

Reports say the commission will have to balance open input with careful governance.

What Comes Next

The committee will begin meeting in the coming weeks, and the public will be watching for the topics it raises and the recommendations it produces.

Meetings are likely to focus on custody rules, how tokenized assets are classified, oversight of derivatives, and the handling of market data.

Whether those talks lead to concrete rule proposals will show if this new advisory setup truly shifts how digital asset policy is shaped in the US.

Featured image from V-graphix | Istock | Getty Images, chart from TradingView

Даркнет-платформы в массовом порядке переходят на использование анонимной криптовалюты Monero, сообщили аналитики работающий в области блокчейн-безопасности компании TRM Labs.

В пригороде Парижа, департаменте Валь-де-Марн, вооруженные грабители ворвались в квартиру главы французского подразделения криптобиржи Binance. В нападении участвовали трое мужчин в масках, самого гендиректора дома не оказалось, сообщила полиция.

Инвестиционный директор управляющей криптоактивами американской компании Bitwise Мэтт Хоуган (Matt Hougan) заявил, что крипторынок постепенно создает фундамент для выхода из медвежьего тренда.

Bitcoin’s quantum-security discussion just gained a concrete new artifact in the code-and-spec pipeline: an updated draft of BIP-360 has been merged into the official Bitcoin Improvement Proposals repository, proposing a Taproot-adjacent output type designed to limit exposure to future quantum key-recovery attacks.

The change matters less because it “solves” quantum risk today, and more because it formalizes a specific, opt-in path that preserves Taproot’s script-tree functionality while removing the spending route considered most problematic under a quantum-threat model.

Bitcoin Devs Make First Formal Quantum-Resistance Move

Anduro, a research-focused platform incubated by Marathon Digital (MARA), said on X that the merged update “introduces Pay-to-Merkle-Root (P2MR), a proposed new output type that omits Taproot’s quantum-vulnerable key-path spend while preserving compatibility with Tapscript and script trees.”

In BIP terms, the proposal is scoped as “Consensus (soft fork)” and defines P2MR as a new SegWit v2 output that commits directly to the Merkle root of a script tree, rather than to a tweaked public key as in Pay-to-Taproot (P2TR). The practical implication is straightforward: P2MR outputs can only be spent via script-path logic; the key-path spend is removed entirely.

The BIP’s abstract frames the goal in terms of minimizing changes while providing an option set for users who want additional protection:

“This document proposes a new output type: Pay-to-Merkle-Root (P2MR), via a soft fork. P2MR outputs operate with nearly the same functionality as P2TR (Pay-to-Taproot) outputs, but with the key path spend removed.” It adds that the intended protection is against “long exposure attacks by Cryptographically Relevant Quantum Computers (CRQCs),” as well as “future cryptanalytic approaches that may compromise the elliptic curve cryptography (ECC) used by Bitcoin.”

A key element of the BIP is definitional discipline: it distinguishes “long exposure” attacks (where public keys are available on-chain for extended periods) from “short exposure” attacks, which would target public keys revealed briefly in the mempool during an unconfirmed spend.

The document is explicit that P2MR is not a complete quantum shield. “It is worth noting that proposed P2MR outputs are only resistant to ‘long exposure attacks’ on elliptic curve cryptography; that is, attacks on keys exposed for time periods longer than needed to confirm a spending transaction,” the BIP states.

“Protection against more sophisticated quantum attacks, including protection against private key recovery from public keys exposed in the mempool while a transaction is waiting to be confirmed (a.k.a. ‘short exposure attacks’), may require the introduction of post-quantum signatures in Bitcoin.” The authors add they “intend to offer a separate proposal for this purpose upon further research.”

That split is also why the proposal emphasizes tapscript compatibility. It positions P2MR as a script-tree output type that could, if Bitcoin ever adopts post-quantum signature opcodes, provide a cleaner upgrade runway than older script mechanisms that don’t support tapscript’s evolution path.

Anduro highlighted that the change is designed as a soft fork and “does not affect existing Taproot outputs.” P2MR would be a new output type (with bech32m addresses starting with bc1z) rather than a retrofit of existing bc1p Taproot UTXOs.

The proposal also doesn’t pretend the swap is free. By removing key-path spends, P2MR gives up Taproot’s most compact witness path (a single Schnorr signature). The BIP estimates that a minimal P2MR spend witness is 37 bytes larger than a Taproot key-path spend, though it can be smaller than an equivalent Taproot script-path spend because P2MR’s control block omits an internal public key.

Privacy shifts too. Because every spend is script-path, P2MR users necessarily reveal they are spending from a script tree—something Taproot key-path spends can avoid signaling.

Anduro said the update also “addresses criticism about Bitcoin devs not taking the quantum threat seriously,” and noted the addition of Isabel Foxen Duke as co-author to make the BIP clearer “to the general public, not just the Bitcoin developer community.”

BIP-360 remains in “Draft” status. But its merge into the canonical repository is still a meaningful process marker: it moves the quantum-safety conversation from abstract worry and mailing-list hypotheticals toward a specific consensus change proposal that wallets, libraries, and reviewers can now analyze line-by-line.

If the debate has a next phase, it’s likely to center on whether “prepared not scared” opt-ins like P2MR are sufficient groundwork or whether Bitcoin will eventually need to grapple directly with post-quantum signatures and the operational realities of migrating value at scale.

At press time, BTC traded at $66,558.

Комиссия по коммунальным услугам Техаса (PUC) собирается весной потребовать от майнинговых компаний и центров обработки данных отчетность о потребляемой воде.

Крупнейшая американская криптовалютная биржа Coinbase сообщила о чистом убытке $667 млн за последний квартал прошлого года. Убытки прервали восьмиквартальную череду прибыльных отчетных периодов: последний раз компания фиксировала потери в третьем квартале 2023 года.

Создателя нейросети для контента на децентрализованных платформах Zerebro Джеффи Ю (Jeffy Yu), обвиняемого в схеме «пампа и дампа» со своими токенами, заподозрили в повторной попытке самоубийства.

Генеральный директор компании Praetorian Group International (PGI) Рамиль Вентура Палафокс (Ramil Ventura Palafox) получил 20 лет тюрьмы за организацию финансовой пирамиды, от которой пострадали более 90 000 инвесторов по всему миру. Общий ущерб от действий мошенника оценивается в $62,7 млн.

Коэффициент MVRV биткоина  — отношение рыночной стоимости к реализованной — упал до 1,1, то есть первая криптовалюта сейчас приближается к так называемой зоне недооцененности, заявили аналитики компании CryptoQuant.

Председатель Комиссии по ценным бумагам и биржам США (SEC) Пол Аткинс (Paul Atkins) не смог дать законодателям четких комментариев о причине приостановки дела против основателя криптопроекта Tron Джастина Сана (Justin Sun). Приостановка длится уже 11 месяцев.

Палата представителей Нидерландов одобрила законопроект, который устанавливает налог на прирост капитала для криптовалют и любых других активов типа паев, облигаций и акций, — даже если они остаются без движения в портфелях инвесторов и просто дорожают со временем.