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Trump’s Big Beautiful Bill is finally here after being approved by the US Congress and reaching the president’s desk.

The White House posted the news on X, celebrating a wave of coming tax cuts and a $5T larger debt capacity.

With the One Big, Beautiful Bill released into the world, a lot of changes are bound to come to the financial sector and, last but not least, a long-awaited Bitcoin rally.

How Trump’s Big, Beautiful Bill Will Fuel the Bitcoin Fire

So, when does the Big Beautiful Bill go into effect?

After Trump signs it today, which means all eyes are on Bitcoin and the predicted imminent rally. Why? Because the Bill comes with several changes that are almost guaranteed to benefit Bitcoin and the crypto market in general:

• The rollback of clean energy government subsidies, cutting the competition for crypto miners
• Increased deficit spending and monetary tightening pressuring the US dollar lead investors to seek store-of-value options like Bitcoin
• Rise in federal debt, impacting global liquidity and forcing investors to use Bitcoin as a hedge against inflation

These macro pressures have benefited Bitcoin historically and a similar situation is likely to occur today.

Aside from crypto enthusiasts, the Bill will also benefit a range of sectors, including manufacturers, small businesses, and the top 20% of net earning Americans, who would add $13K per year to their balance sheets.

Naturally, it’s not all sunshine and rainbows, as the Bill is also likely to produce some negative effects in the long run. Short term, low-income Americans will be the most affected due to the cuts in Medicaid and food stamps.

The long-term effects may be even more drastic, according to Congressional Budget Office (CBO), with the Bill potentially increasing the budget deficit by $3.4T over the next 10 years.

That’s a particularly thorny issue, especially in as the government’s net annual spending has grown more than three times in 2025 compared to 2017.

Fortunately, Bitcoin might just become a solution to that, as $BTC is up 1.49% over the past 7 days and it currently sits at over $109K.

And if Bitcoin is doing well, so are other projects, including some of the best crypto to buy in 2025.

Here are three that might do well.

1. Snorter Token ($SNORT) – The Telegram Sniper Bot Collecting Crypto Trophies for You

Snorter Token ($SNORT) is a presale developing the Snorter Bot, a geared-up Aardvark Telegram bot that scans the market to snipe the hottest crypto tokens for you.

Snorter Bot is the solution to manual coin hunting, which can be overwhelming, imprecise, and can expose you to crypto scams like honeypots and rug pulls.

The Bot fixes these problems by operating in the Telegram-chat-only, centralizing its activity in one place.

The bot can identify and avoid red-flagged crypto projects and send buy commands in milliseconds when the project shows liquidity.

This means you can buy in at the earliest possible price, before other traders realize the token is out on the market. Which might be more than enough for that big payout you’re looking for.

The project is in presale since May 2025, and has already accumulated $1.5M with a token price of $0.0971. Aside from the token’s low price, the presale also offers staking with 232% dynamic APY for extra rewards.

More importantly, based on the project’s scope and roadmap, our analysts expect $SNORT to reach a price point of $0.94 post-listing, mainly driven by investor curiosity.

Once the project begins to see genuine adoption and use, $SNORT could get as high as $3.25 by the end of 2030, for an ROI of 3,247% if you invest today.

You can purchase your $SNORT today from the presale page (you’ll need crypto like $USDT or $ETH to buy the tokens, which you’ll receive after the presale is over).

2. Bitcoin Hyper ($HYPER) – Bitcoin’s Official Layer 2 Upgrade Offering Higher Speeds and Lower Fees

Bitcoin Hyper ($HYPER) is Bitcoin’s acclaimed Layer 2 upgrade that aims to solve Bitcoin’s most pressing issues:

• Subpar transaction speeds
• High latency for transactions, which leads to congestion
• Low potential for ecosystem expansion
• No support for dApps and smart contracts
• Low compatibility with DeFi technology

Speed is one of the biggest problems, as Bitcoin’s max speed of 7 Transactions Per Second (TPS) is unacceptable in 2025.

Base Chain, for instance, has a real-time TPS of 132.5. That’s an almost 19x difference that Bitcoin can never hope to bridge without help.

Bitcoin Hyper promises to solve this problem with two things:

1. The Canonical Bridge that streamlines transactions by storing the users’ tokens in escrow and minting the same amount on the Layer 2.

2. The Solana Virtual Machine (SVM), which enables near-instant, low-latency smart contract execution.

These tools turn Bitcoin Hyper into a speed demon that offers near-instant transaction finality and, thus, lower network costs.

$HYPER is currently in presale and has accumulated over $1.9M since it started in May, 2025.

The token’s price is $0.012125 today, but our analysts expect it to reach $0.32 by the end of 2025.

With enough support and following its successful implementation and performance, $HYPER could get as high as $1.5 by 2030, or even higher. This means that, in the worst case scenario, you should expect an ROI of 12,300% over the next five years.

If you’re interested in the project, go to the presale page and buy $HYPER to support the project and diversify your portfolio.

3. LOBO-THE-WOLF-PUP ($LOBO) – The Official Meme Coin of the Wolf Pack

LOBO-THE-WOLF-PUP ($LOBO) is the end-product of the Rune Father, which formed when Buoyant Capital won the auction of Runestone at 8 $BTC. This resulted in 112K wallets receiving a Runestone.

The successful auction was then followed by the creation of Rune Doors on April 12, 2025, which rewarded holders with $LOBO; more precisely, over 72K wallets received the new token.

The rest is history, with $LOBO now supporting the new Wolf Pack ecosystem and aiming to become ‘a movement within the Bitcoin ecosystem.’

$LOBO is currently hot in the charts, packing 230% over the past 7 days, with a 94% community support.

If you want to become a member of the Wolf Pack, head over to your preferred exchange and get yourself some $LOBO.

Is the Big Beautiful Bill the Start of a Bitcoin Rally?

Based on how Bitcoin has been performing over the past seven days and the projected effects of the Big, Beautiful Bill, we should definitely expect a Bitcoin rally, starting potentially today.

So, keep your eyes on the chart and don’t miss on new crypto projects like Snorter Token ($SNORT) and Bitcoin Hyper ($HYPER), which could reach new heights in 2025.

Don’t take this as financial advice. Do your own research (DYOR) and invest wisely.

Российский президент Владимир Путин объяснил принятое властями решение запрещать майнинг криптовалюты по усмотрению правительства в любых регионах страны. Решение обусловлено растущим дефицитом электроэнергии, сказал Путин.

Сооснователь подсанкционного криптомиксера Tornado Cash Роман Шторм, обвиняемый в содействии отмыванию преступных доходов, заявил, что если он проиграет в суде, это положит конец всему сектору децентрализованных финансов (DeFi).

On-chain data shows HODLing behavior remains dominant among the Bitcoin investors despite the fact that the price is near the all-time high (ATH).

Bitcoin Liveliness Has Recently Been Trending Down

According to the latest weekly report from Glassnode, there has been a growing HODLing sentiment among the Bitcoin investors. There are two indicators that capture this trend: Long-Term Holder Supply and Liveliness.

First, the Long-Term Holder Supply keeps track of the total amount of Bitcoin that’s sitting in the wallets associated with the long-term holders (LTHs), investors who have been holding onto their coins since more than 155 days ago. The traders with a holding time equal or lower than this threshold are termed as the short-term holders (STHs).

Now, here is a chart that shows the trend in the Bitcoin LTH Supply over the last few years:

As displayed in the above graph, the Bitcoin LTH Supply has observed a sharp rise during the last few months, implying the supply controlled by this cohort has blown up.

Something to keep in mind is that this doesn’t indicate that the group is ‘buying.’ Rather, what it signifies is that STHs have been maturing into the cohort by holding past the 155-day mark. In other words, it represents a shift toward HODLing conviction in the sector.

Following the latest continuation of this transition, the LTH Supply has reached a new ATH of 14.7 million BTC. “This underscores that HODLing remains the dominant market behavior amongst investors, with accumulation and maturation flows significantly outweighing distribution pressures,” notes Glassnode.

Interestingly, the 155-day threshold currently lies in late January, meaning that the latest growth in the LTHs has been coming from investors who bought above $100,000 and never got shaken out by the price drawdown that followed.

The second metric of interest, the Liveliness, also showcases a similar shift. This indicator relies on a concept known as ‘coin days.’ A coin day is a quantity that any token present in the circulating supply accumulates after being held for 1 day.

When a token with some number of coin days is moved, its coin days counter resets back to zero and the coin days that it had been carrying are said to be ‘destroyed.’

The Liveliness keeps track of the ratio between the total amount of coin days destroyed over BTC’s history and the total that created over it. Below is a chart that shows the trend in this indicator.

From the graph, it’s apparent that the Liveliness saw an uptrend during both the rallies to the ATH in 2024, meaning that HODLers participated in selling. It’s also visible that the same behavior has been missing from the recent run.

“This further reinforces that HODLing remains the dominant behavior among investors, and that a range expansion in price may be necessary to incentivize renewed spending activity,” says the analytics firm.

BTC Price

Bitcoin broke above $110,000 earlier, but the coin has since seen a minor pullback to $109,700.

Криптоаналитик и трейдер под псевдонимом Rekt Capital заявил, что в текущем цикле у первой криптовалюты осталось не более трех месяцев для ралли перед началом длительной коррекции.

9 июля в 18:00 EMCD организует открытую онлайн-дискуссию «Динамика майнинга в России: новые перспективы и вызовы 2025». Участие в онлайн-вебинаре бесплатное, нужна регистрация.

Компания Tether, эмитент стейблкоина USDT, подписала меморандум с бразильской энергокомпанией Adecoagro, в рамках которого планируется запустить майнинг биткоина, используя избыточные энергомощности из возобновляемых источников.

Get Early Alpha with Our Immediate Analysis of Today’s Best Meme Coins

Check out our Live Update Coverage on the Best Meme Coins for July 4, 2025!

Meme coins are at the forefront of today’s crypto surge, riding the bullish hype like none other. Backed by unwavering support from asset managers like JPMorgan and exchanges, the momentum is rising constantly.

With a marketing cap nearing $55B, meme coins have Lamborghini potential (think 7-10x in a day). High-risk, high-reward players naturally love them, and so should you.

This page gives you the inside edge—live updates on trending meme coins, alpha from crypto degens, and whispers from FOMO-driven trading circles. If you’re hunting for the next 10x or 100x gem, you’re in the right place.

We update this page frequently throughout the day, as we get the latest insider insights on the best meme coins, so keep refreshing!

Disclaimer: Crypto is a high-risk investment, and you may lose your capital. Our content is informational only, and it does not constitute financial advice. We may earn affiliate commissions at no extra cost to you. Dogecoin Breaks $0.17 Psychological Level, Potentially Rallies Top Meme Coins as Crypto Week Is Officially Established

July 4, 2025 • 09:03 UTC

Dogecoin broke through the psychological $0.17 level yesterday after a mega rally from $0.150 (more than a 15% bump in a day). It’s now just under $0.17 but community sentiment is overwhelmingly positive.

Likely fueled by the ‘Big Beautiful Bill’ passing, $DOGE took it in stride. And with the House announcing an official Crypto Week on July 14, we’re likely to see another rally attempt soon.

$DOGE’s Open Interest is also above $2B at the moment, showing increasing market demand for riskier plays. This means the current trend is not only bullish but less volatile on the downside, as traders are confident in Dogecoin’s potential to keep growing.

And that brings us to the biggest question – is Dogecoin the only one in this bullish situation?

Of course not. Other meme coins are just as likely (or even more so) to explode in the coming period. Meme coins like BTC Bull Token or Token6900 – presales have much more potential for bigger payouts.

Here’s a list of the best meme coins in 2025 to make an informed investment decision.

Useless Solana Memecoin Is Red-Hot as Meme Coin Scene Explodes: What Should You Buy Now?

July 4, 2025 • 09:01 UTC

Solana is not Useless. But the Useless coin is on Solana… And it absolutely blew the past week with a 60% increase. Community sentiment sits at a bullish 71%, and hype is at its strongest.

The last 30 days show a 167% increase, with a token price of $0.23 (down from $0.27 yesterday).

But that’s not all that Solana has to show. The entire ecosystem of Solana meme coins has been exploding in the past week, with Chainlink, Uniswap, and Aave recording nice gains.

The last 24 hours have seen tokens like $MIXIE gain 120%, $BDP 69%, and $KEEP 48%. And who can forget Pudgy Penguins, which got the world’s first Solana staking NFC ETF a couple of days ago. It’s up by 68% in the last week.

Solana meme coins are the hottest thing right now, and one presale in particular might win it all—Snorter Token ($SNORT). It introduces the cheapest, fastest, and coolest Solana trading bot with 0.85% trading fees to help you snipe the brightest gems around.

Read more about Snorter Token on the official presale page.

Bitcoin (BTC) recorded slight losses following the release of the US June employment report, which showed unemployment falling to 4.1%, compared to the consensus forecast of 4.3%. The drop in the unemployment rate is likely to prompt the US Federal Reserve (Fed) to keep interest rates unchanged, a scenario that could weigh on risk-on assets, including cryptocurrencies.

Strong Employment Data May Hurt Bitcoin

The lower-than-expected unemployment rate complicates the Federal Reserve’s policy decisions. This comes amid ongoing pressure from US President Donald Trump to implement rate cuts quickly.

The robust labor market data, released today, highlights continued strength in the US economy, reducing the likelihood of an imminent rate cut. Notably, nonfarm payrolls (NFP) rose by 147,000 in June, significantly surpassing analysts’ expectations of 118,000 new jobs.

With the unemployment rate falling to its lowest level since February 2025 and NFP growth exceeding forecasts, the Fed is likely to maintain elevated interest rates for longer to ensure inflation continues to trend downward.

Data from the Chicago Mercantile Exchange (CME) FedWatch Tool now shows a 95.3% probability that the Fed will hold rates steady at its July 30 meeting. This is substantially up from 75% before the jobs report.

In a CryptoQuant Quicktake post, contributor Amr Taha noted that a strong job market could hurt Bitcoin in the near term. He explained:

A resilient jobs market supports a stronger US dollar, since expectations for a delayed or reduced pace of interest rate cuts make the greenback more attractive relative to other currencies. Historically, strong NFP readings and hawkish Fed expectations tend to pressure risk assets, including Bitcoin.

Binance Sees Aggressive BTC Buying Activity

Meanwhile, Taha also highlighted a sharp spike in Binance’s Net Taker Volume just before the release of the employment data. The metric surpassed $100 million, signaling a surge in aggressive buying activity.

The jump in Net Taker Volume on Binance reflects strong bullish sentiment among Bitcoin investors and traders. For context, Net Taker Volume measures the difference between aggressive buy and sell orders on an exchange, indicating which side – buyers or sellers – is dominating market activity.

Some analysts believe Bitcoin could see more upside due to its sustained positive price momentum in recent weeks. For example, BTC’s weekly Relative Strength Index (RSI) continues to move toward its upper trendline, a pattern that has historically preceded new all-time highs (ATHs).

That said, not everyone shares the bullish view. In a recent post on X, veteran crypto analyst Ali Martinez warned that Bitcoin has flashed a rare bearish signal that could push the price down to $40,000. At press time, BTC trades at $109,114, up 0.6% in the past 24 hours.

Stay Ahead with Our Immediate Analysis of Today’s Best Crypto Presales

Check out our Live Update Coverage on the Best Crypto Presales for July 4, 2025!

Crypto presales are kicking gains day in and day out, motivated by impactful players like Mastercard, Visa, and the influx of new ETFs. These early-stage crypto projects are often significantly more profitable than established coins like Bitcoin.

We’ll give you live updates on the trending presales, whale activities, projecting funding and development rounds, and critical alerts—everything you’ll need to get an edger.

We update this page frequently throughout the day, as we get the latest insider insights on the hottest presales, so keep refreshing!

Disclaimer: Crypto is a high-risk investment, and you may lose your capital. Our content is informational only, and it does not constitute financial advice. We may earn affiliate commissions at no extra cost to you. Cynthia Lummis Proposes New Crypto Tax Reforms, Opening the Door for Crypto Presale Investors

July 4, 2025 • 09:00 UTC

On July 3, Senator Cynthia Lummis introduced a new bill to fight for digital asset tax reform.

The proposed bill sets a ‘de minimis’ of $300; crypto transactions below this threshold won’t be tracked for capital gains.

Beyond setting the stage for small retail investors to join the crypto market, this legislation would also tackle the unfair double taxation placed on staking and mining rewards. Instead of being taxed when receiving airdrop rewards, crypto users would only pay when selling their new assets.

The senator had pushed for similar reforms earlier, during the drafting of President Trump’s ‘Big Beautiful Bill.’ The BBB passed congress on July 3, but without easing the burden of crypto taxation.

If Senator Lummis’s new proposal makes it as a standalone bill, this could mean big news for small-scale crypto investors. Small-cap assets, crypto presales, and airdrop events could soon see a lot more attention.

Check the best crypto presales today.

Big Beautiful Bill Passes the House as Bitcoin and Crypto Prepare for Rally on 4th of July: Here Is the Best Presale to Watch

July 4, 2025 • 08:58 UTC

Trump’s Big Beautiful Bill just passed the House yesterday, which locked in tax cuts, $5T in new debt capacity, and massive reductions in food assistance and Medicaid.

To cut it short, not a pretty sight in general. But crypto is where it fortunately gets better. Deficit spending + the Fed reducing its balance sheet to potentially produce liquidity mismatches = Bitcoin rally, potentially.

As investors might seek a hedge against inflation, Bitcoin rises as the most immediate solution. Adding the fact Bitcoin miners may benefit from the clean energy subsidies, and you get a double package of crypto goodness.

Which brings us to the main point – with Bitcoin likely rallying the market, where do you think the biggest opportunity lies? Crypto presales, that’s where.

These early-bird opportunities often deliver the biggest payouts because you’re buying it at the earliest possible price. And once the token lists on exchanges, it’s rocket-fuel time.

One presale in particular, set to end in 3 days, has just raised $8M in presale. BTC Bull Token ($BTCBULL) offers free Bitcoin airdrops as Bitcoin marches forward and touches higher ATHs.

Here’s what you need to know about BTC Bull Token’s presale.

 

Житель США Майкл Зайделл (Michael Zidell), пострадавший от «романтического криптоскама», подал в суд на банки East West Bank и Cathay Bank, обвинив их в халатности и пособничестве в криптовалютном мошенничестве.

Банк России проведет масштабную кампанию по популяризации цифрового рубля, заявила на Финансовом Конгрессе ЦБ заместитель председателя регулятора Зульфия Кахруманова.

Власти Детройта подали иск в суд округа Уэйн против компании по токенизации недвижимости RealToken и ее филиалов за пренебрежение жилищными стандартами в более чем 400 жилых объектах.

The International Monetary Fund (IMF) has reportedly rejected Pakistan’s proposal to utilize excess power to offer cheaper electricity to the crypto mining sector, despite the country’s surplus energy capacity.

Pakistan’s Crypto Mining Proposal Faces Uncertainty

On Thursday, news outlet Independent Urdu reported that the IMF has rejected Pakistan’s proposal to subsidize electricity to certain industries, including the crypto mining and artificial intelligence (AI) sectors.

In a statement before the Senate Standing Committee on Energy, Secretary of Power Fakhar Alam Irfan explained that all major energy sector initiatives must be cleared with the international financial institution, adding that the IMF raised concerns despite Pakistan’s surplus energy capacity.

In November 2024, the Power Division proposed a marginal cost tariff of PKR 22-23, or around $0.80, per kilowatt-hour for specific industries with significant energy consumption, including the copper and aluminum smelting sectors, data centers, and crypto miners. The Division alleged that it would increase power demand and reduce the potential surplus capacity.

Earlier this year, the recently established Pakistan Crypto Council (PCC) proposed utilizing surplus energy to support crypto mining operations and AI data centers in regions where excess electricity capacity is largest.

The bid, led by the CEO of the PCC and the finance minister’s advisor, Bilal Bin Saqib, aims to convert unused electricity into a productive resource. Nonetheless, the IMF questioned Pakistan’s plan a month ago, seeking urgent clarification from the finance minister on the power allocation.

According to the Thursday report, Irfan stated that the IMF is wary of any pricing mechanism that could destabilize the market, lead to potential economic imbalances, and create “new complications in the already strained power sector.”

The international financial institution reportedly argued that Pakistan’s energy plan resembles sector-specific tax breaks that have historically created market imbalances. Additionally, the Senate Standing Committee on Energy expressed discontent over the absence of the Federal Power Minister during the meeting.

Multiple senators raised concerns about the “forced” load shedding in the Tharparkar, Matiari, and Umerkot areas, where daily shutdowns continue for up to 14 hours despite consumers paying their bills.

A New Era For Digital Assets

Irfan affirmed that the government has not withdrawn the proposal, despite the IMF’s negative, adding that it is currently in consultation with international institutions, including the World Bank and other development agencies, to improve it.

This follows the country’s efforts to position itself as a crypto hub. In May, the PCC CEO announced the creation of a national Strategic Bitcoin Reserve using existing BTC held by the federal government.

He also revealed the establishment of a national Bitcoin wallet to hold cryptocurrencies under the state’s custody, intended to reflect the country’s long-term commitment to the growing industry.

Notably, Saqib has previously stated that the election of pro-crypto US President Donald Trump motivated the government to develop the blockchain and digital assets industry, which has been largely unregulated, despite its adoption rate.

Pakistan is “done sitting on the sidelines,” he has affirmed, expressing his desire to make the country one of the leaders of blockchain-powered finance.

Пензенские правоохранители задержали трех местных жителей, которые подозреваются в создании вредоносной программы для хищения криптовалют. В ходе обысков сотрудники регионального УФСБ изъяли свыше 250 млн рублей.

Министерство энергетики, Федеральная налоговая служба и Министерство цифрового развития, связи и массовых коммуникаций составили реестр оборудования для добычи криптовалют. Он должен помочь обнаруживать и идентифицировать майнеров.

On-chain data suggests the veterans of the Bitcoin network were the ones that took profits during the latest market selloff.

Older Bitcoin Groups Recently Realized A Large Amount Of Profit

In a post on X, the on-chain analytics firm Glassnode has revealed how profit-taking has been distributed among the various Bitcoin cohorts. The groups in question have been divided based on the age of their holdings.

The 1 year to 2 years cohort, for example, includes the holders who have been carrying their coins since between one and two years ago, without having involved them in a transaction even once.

Statistically, the longer an investor holds onto their tokens, the less likely they become to move them at any point. As such, cohorts on the older side include the more resolute hands.

The investors with a holding time under six months are termed as the “short-term holders.” Since these investors have a relatively low age, they often easily participate in selling.

According to Glassnode, however, this cohort who’s generally involved in profit-taking sprees hasn’t played much of a role during the recent profit-taking event in the sector.

So, who has been the culprit? The data of the Realized Profit by Age holds the answer. The Realized Profit measures, as its name suggests, the total amount of profit that the Bitcoin investors are realizing through their transactions.

The Realized Profit by Age is a modification of this indicator that separates the profit being realized by the different age cohorts. Below is the chart shared by the analytics firm that shows the trend in the metric specifically for the more aged side of the market (holding time greater than one year).

As displayed in the graph, the Bitcoin Realized Profit has recently shot up for the veteran groups of the network. During this profit-taking spree, the 3 years to 5 years investors realized the most gains at $849 million.

This cohort contains the investors who bought the cryptocurrency during the previous cycle. It would appear that the recent $100,000 prices finally proved enough for them to break their dormancy.

More interesting, however, is the cohort who took the second most profits: the 7 years to 10 years holders with a Realized Profit of $485 million. Coins that enter an age so old are generally assumed to be lost, either due to being forgotten or having their keys misplaced. Thus, it’s possible that these sales were made by investors who rediscovered old wallets.

Though, there is also a chance that there were some genuine HODLers sprinkled among these, in which case, they would have certainly deserved the fruits of their conviction.

The third largest Bitcoin profit-taker has been the 1 year to 2 years cohort with an indicator value of $445 million.

BTC Price

At the time of writing, Bitcoin is floating around $109,300, up more than 3% over the past day.

По информации блокчейн-детектива ZachXBT, в Объединенных Арабских Эмиратах был задержан Илдар Илхам (Ildar Ilham), второй подозреваемый в причастности к криптовалютной афере ZKasino на $30 млн.

Как сообщает издание Reuters, китайские технологические компании JD.com и Ant Group подали заявки и провели первый раунд переговоров с Национальным банком Китая (НБК) о правилах выпуска и обращения стейблкоинов, привязанных к юаню.

Zug-based AMINA Bank, the Swiss crypto-focused lender regulated by FINMA, said on 3 July that it has begun offering custody and over-the-counter trading for Ripple USD (RLUSD), becoming what it calls “the first bank globally” to support the dollar-pegged stablecoin and giving the six-month-old token its first foothold inside the traditional banking system.

AMINA Bank Backs Ripple’s RLUSD

RLUSD is issued by Standard Custody, a New York-chartered limited-purpose trust company wholly owned by Ripple Labs, and is fully backed “by cash and cash equivalents” held under NYDFS supervision; the token lives natively on both the XRP Ledger and Ethereum, allowing settlement across public and permissioned rails.

Since its mid-December 2024 debut RLUSD’s market capitalization has climbed above $440 million, while the wider stablecoin sector has swollen to roughly $263 billion—both record highs that underscore accelerating institutional demand for regulated digital cash.

“AMINA will enable its client base of professional investors, institutions and corporations to access Ripple’s stablecoin ecosystem with the security and governance clients expect from a traditional banking partner,” chief product officer Myles Harrison said, praising Ripple’s “commitment to transparency and compliance.”

The partnership deepens ties forged when the bank—licensed in Switzerland since 2019 and now also regulated in Abu Dhabi and Hong Kong—pivoted to act as a multi-jurisdictional bridge between conventional finance and on-chain liquidity.

For Ripple, AMINA’s endorsement follows April’s integration of RLUSD into Ripple Payments, the company’s cross-border treasury platform already live in more than 70 payout corridors, where early adopters such as BKK Forex and iSend are settling flows with the token.

The announcement lands as the European Union’s MiCA regime, whose transaction-volume caps for non-e-money stablecoins took effect on 30 June 2024, forces issuers to demonstrate reserve integrity and governance discipline to maintain access to the bloc.

Separately, Ripple confirmed on 2 July that it has applied for a national bank charter with the US Office of the Comptroller of the Currency and—through its Standard Custody & Trust subsidiary—for a Federal Reserve master account, a step chief executive Brad Garlinghouse said would provide “both state (via NYDFS) and federal oversight, a new (and unique) benchmark for trust in the stablecoin market” while letting the firm hold RLUSD reserves “directly with the Fed” to “future-proof trust” in the token.

At press time, XRP traded at $2.286.