Из жизни альткоинов

В США продолжается шатдаун, отношения Дональда Трампа с Китаем оставляют желать лучшего, Федрезерв США не спешит снижать процентную ставку по кредитам, акции американских технологических гигантов падают в цене. Но фоне этих событий криптовалюты продолжили падение.

Октябрьский районный суд Санкт-Петербурга отправил под стражу до 28 декабря троих подозреваемых в убийстве российского бизнесмена-криптотрейдера Романа Новака и его супруги Анны.

Цена сохраняющей анонимность владельцев криптовалюты Zcash выросла на 240% за месяц, превысив $500. Аналитики CoinDesk Research назвали несколько основных причин ралли монеты.

Председатель политического комитета правящей в Южной Корее партии «Сила народа» Ким Сан Хун (Kim Sang-hoon) призвал регулирующие ведомства как можно скорее разрешить запуск спотовых биржевых фондов (ETF), привязанных к биткоину.

Quick Facts:

• 1️⃣ Arthur Hayes predicts the next altcoin season will favor projects with genuine users, real revenue, and long-term utility over short-lived hype.
• 2️⃣ PepeNode ($PEPENODE) introduces a ‘mine-to-earn’ ecosystem where users operate virtual nodes to earn rewards, no hardware or electricity required.
• 3️⃣ Combining meme culture with functional engagement, PepeNode reflects the new wave of user-centric, gamified crypto projects driving altcoin innovation.

Arthur Hayes, co-founder of BitMEX and one of the most closely watched voices in crypto macro-analysis, has argued that the next altcoin bull run will be driven by utility, users, and paying customers, not hype.

That’s a distinct shift from the way things have been so far, where projects rely on hype and momentum to build up enough of a user base to establish themselves. Hayes highlights that those days are coming to an end – and the next crypto to explode could be poised to take advantage.

Hayes Emphasizes New Altcoin Cycle

In his recent remarks, Hayes said the era of projects thriving solely on token hype and venture backing is coming to an end. Instead, projects with real users, paying clients, and sustainable value-sharing models will shape the new cycle.

That’s distinct from previous cycles, where projects launched innovative projects – but never had a good market fit, never retained customers, and never generated the revenue they needed to stay alive.

Historically, altcoin seasons have come in waves, from the ICO mania of 2017 to DeFi Summer in 2020 and meme-coin explosions in 2023–24. Each cycle brought new innovation, but many tokens eventually faded once hype outpaced product-market fit.

Now, the emphasis is shifting. Projects capable of generating cash flow, measurable on-chain activity, or user-driven rewards are gaining traction. This aligns with a maturing investor base seeking sustainable growth rather than pure speculation.

Amidst this shift, one new presale – PepeNode – is gaining attention. Though it carries a playful meme aesthetic, it’s designed around an actual mine-to-earn virtual node ecosystem, directly appealing to the ‘utility + user’ vision Hayes outlined.

PepeNode ($PEPENODE) – Virtual Miner Nodes and Gamified Meme Utility

At its core, PepeNode ($PEPENODE) transforms the familiar meme-coin playbook into a gamified virtual mining experience, where users deploy digital nodes, upgrade facilities, and earn $PEPENODE rewards – all without real-world hardware or energy costs.

The presale offers $PEPENODE at $0.0011363 per token, with a total supply of 210 billion tokens minted on the Ethereum network (ERC-20 standard). Early participants can purchase via ETH, USDT, BNB, or even credit/debit cards and stake $PEPENODE tokens for 621% dynamic APY; you can learn more about how to buy $PEPENODE with our guide.

The platform’s signature feature – Virtual Miner Nodes – allows users to participate in simulated mining cycles that yield token rewards over time. These nodes can be upgraded and expanded to boost mining efficiency and overall returns.

The approach introduces a ‘mine-to-earn’ structure designed for accessibility and engagement. It’s a gamified approach to meme coin mining, delivering meme coin rewards without any of the technical and energy barriers typical of Proof-of-Work mining.

Key functional elements include:

• Gamified participation: Players purchase and manage virtual nodes, building a digital mining operation that grows in productivity.
• Dynamic rewards: Tiered mining bonuses incentivize early participation and consistent engagement.
• Simple accessibility: Users need no hardware or coding, just a connected wallet and $PEPENODE tokens.
• Ecosystem expansion: The roadmap includes integrations for DeFi yield partnerships, NFT node utilities, and future cross-chain scalability.

The presale’s appeal lies in its blend of meme familiarity with functional engagement, offering something to do, not just to hold. As Hayes noted, the market is turning toward projects that give users tangible reasons to participate.

Our own price prediction sees $PEPENODE reaching $0.0072 from its current price by 2026, delivering 533% rewards to early participants.

As Hayes heralds a new era for the best altcoins, PepeNode joins the running as a project delivering utility and a genuine use case – not just hype.

Start mining meme coins. Join the PEPENODE presale today!

This content is for informational purposes only. Always do your own research (DYOR). Not financial advice (NFA).

Authored by Bogdan Patru for Bitcoinist — https://bitcoinist.com/hayes-says-new-altcoins-work-for-user-as-pepenode-might-be-next

Even though the Bitcoin price has fallen sharply from its all-time high of $126,000, the decline still does not have that much impact on seasoned BTC investors or long-term holders. On-chain data is showing that these long-term BTC holders are still experiencing notable gains from their positions.

Long-Term BTC Holders’ Profit Margins Stay Impressive

With volatility heightening across the broader crypto market, Bitcoin appears to be heading for another retest of the $100,000 price mark. Despite Bitcoin’s recent downward price action, one group remains firmly in the green zone. Specifically, the steady downward movement in the price of BTC has failed to shake long-term holders’ gains. In a recent X post, Darkfost, a CryptoQuant author and market expert, highlighted that long-term holders’ profit margins are still at a significant level. 

After examining the Bitcoin long-term Holders Realized Profit and Loss, the expert revealed that these key investors are currently realizing an average profit of about 188%. This tenacity highlights a well-known pattern in Bitcoin market cycles where seasoned holders typically accumulate during downturns, handle declines calmly, and frequently reap a profit during the following significant rise.

On the other hand, Darkfost highlighted that this figure has been dropping and could encourage long-term holders to limit their selling in the hope of acquiring better gains in the future. The metric shows that these investors’ realized price is currently sitting just above the $35,000 mark.

Darkfost has made a comparison between the market cycle and the past cycles. In contrast, data show that the realized earnings from the last two market peaks were 296% and 346%, respectively. Currently, the market appears to be far from these levels of profitability, which suggests that the bull cycle may still have room for growth.

A Selling Pressure From Short-Term BTC Holders

While long-term holders’ profitability still stands firm, short-term holders are now being forced to offload their holdings. As reported by Darkfost, these key investors appear to have gone on a selling spree following the ongoing market whirlwind.

This behavior is displayed by the recent drop in the BTC Short-Term Holder SOPR (Spent Output Profit Ratio) metric. Data from the metric reveals a decline below 0.995, which signals that STHs are selling at a loss, reflecting growing fear and capitulation among recent BTC buyers. 

Although this action from STHs, which indicates a broadening shift in market sentiment, may appear as a negative development, there is also a positive side to these investors’ move. Darkfost noted that when short-term BTC holders start to capitulate, this is the time when good opportunities usually present themselves.

The purpose of this preset alert is to find profitable BTC entry points, particularly for DCA tactics. However, the expert stated that the alert is also working effectively for short-term trading without providing exit indications.

At the time of writing, Bitcoin’s price was hovering close to $102,000, demonstrating a nearly 2% decline in the last 24 hours. Its trading volume has slightly recovered, as evidenced by a more than 15% increase within the same timeframe.

Quick Facts:

• 4.65M Bitcoin have recently moved into the hands of new holders from old whales, signaling increased market activity.
• Institutional interest in Bitcoin is also on the rise, which could drive higher prices and demand for related projects.
• Bitcoin Hyper offers a promising Bitcoin Layer 2 project and a token with a low entry price of just $0.013235.
• Bitcoin Hyper’s strong presale and strategic vision make it a promising crypto in the current market.

In a moment that could prove pivotal for Bitcoin’s trajectory, more than 4.65M $BTC have recently changed hands, entering the portfolios of new holders. This shift has sparked a fresh wave of excitement across the crypto market, especially for Bitcoin, the OG crypto.

This surge in activity has analysts speculating about the potential for price increases, especially as new holders begin to drive demand.

With institutional interest growing at the same time and Bitcoin’s resilience on full display, some believe the asset is on the cusp of another major rally.

As Bitcoin’s supply becomes increasingly concentrated in fewer hands, the question remains: can this momentum sustain itself, or is this simply the early stages of a larger bull run? Either way, the current environment is ripe for investors to explore promising projects within Bitcoin’s ecosystem.

One such project that aligns with these shifting market conditions is Bitcoin Hyper ($HYPER), a presale that has captured attention due to its innovative Bitcoin Layer 2 solution and strong potential for growth. Read on to learn what Bitcoin Hyper is about.

Bitcoin’s Changing Hands: A Sign of Things to Come?

A recent post from analyst Checkmate on X has highlighted that 4.65M Bitcoin were sold to new holders, an indicator of renewed investor enthusiasm in the market.

This shift is significant, not just because it represents a substantial volume of Bitcoin moving between addresses, but because it signals a new class of holders entering the scene.

Dormant Bitcoin has essentially been brought back to life, and market participants are closely watching this liquidity shift.

The effects of this movement are already being felt in the broader market. Historically, large shifts in Bitcoin’s holdings often precede significant price movements, whether up or down.

The increased participation of fresh holders indicates a shift in the broader market’s appetite for crypto, which could mean higher demand for Bitcoin and related assets.

One of the key drivers behind new retail buyers rushing in is the asset’s growing legitimacy, backed by interest from institutional investors who are increasingly looking at Bitcoin as both a store of value and a potential inflation hedge.

Just look at Saylor’s Strategy – it has 641,205 Bitcoin, so around $64B in $BTC at the current market price. And Strategy is known for hoarding Bitcoin, but it’s far from the only company to do so. Currently, over 4.05M Bitcoin is in the treasuries of 100 top companies.

This institutional demand, coupled with renewed enthusiasm among individual investors, could set the stage for Bitcoin to surpass its previous price highs, particularly as its supply becomes more concentrated.

Against this backdrop, newer projects like Bitcoin Hyper may take advantage of the rising interest in Bitcoin and crypto as a whole, capitalizing on the growing investor attention.

Bitcoin Hyper ($HYPER): A Promising New Entrant

Bitcoin Hyper ($HYPER) is an exciting project with a unique value proposition to investors: a full-blown Bitcoin-centered DeFi ecosystem, housed on a new Layer 2 (L2) chain.

As a presale token, $HYPER has already raised an impressive $26.1M, signaling a strong level of confidence in its potential. The presale price is set at $0.013235, making it an affordable entry point for those looking to diversify their crypto portfolio.

Additionally, Bitcoin Hyper is offering staking rewards of 45%, which adds another layer of incentive for early investors.

What sets Bitcoin Hyper apart is its innovative approach to upscaling Bitcoin with dApps, smart contracts, and vastly higher transaction speed. It uses a Canonical Bridge and a Solana Virtual machine to provide smart contracts and effortless programmability.

By banking on these two tools, Bitcoin could finally get Solana-level speed and a playground to build NFT marketplaces, DAOs, DeFi protocls, and much more.

Bitcoin Hyper’s presale presents a unique opportunity for early investors to get involved at a ground level, with the potential for substantial returns as the project continues to evolve.

This $HYPER price prediction estimates a potential increase of 1,400% by the end of 2026, from the current $0.013235 to a $0.2 price point. If you’d like to join the presale, here’s how to buy $HYPER.

Overall, Bitcoin Hyper is perfectly positioned to become the main narrative in Bitcoin’s future, especially as Bitcoin receives more attention from retail and institutional investors and network demands rise. A project that reduces the main network’s load and provides additional utility is one of the best bets moving forward.

Join the $HYPER presale now.

Authored by Ben Wallis, Bitcoinist – https://bitcoinist.com/4-65-million-bitcoin-changes-hands-bitcoin-hyper-rallies/

This article is for informational purposes only and does not constitute financial advice. Always DYOR before making any investment decisions.

Quick Facts:

• Stablecoins are emerging as a reliable on-ramp for investors seeking the benefits of crypto without the volatility typically associated with traditional assets.
• The rise of stablecoins signals a broader shift toward mainstream adoption of digital assets.
• Best Wallet Token ($BEST) taps into this demand by offering a user-friendly platform that simplifies crypto onboarding.
• With its presale raising over $16.87M, $BEST has already captured strong investor interest in this promising solution.

Cathie Wood recently adjusted her Bitcoin price prediction for 2030, signaling a shift in long-term cryptocurrency outlooks. The ARK Invest CEO recently revised her bull-case price target for Bitcoin in 2030 down from about $1.5M to $1.2M, a reduction of ~$300K.

Stablecoins are taking center stage, Wood told CNBC, and explained that the change stems from the rapid rise of stablecoins in emerging markets.

Such assets are now taking on roles like unit of account or store of value, which she previously assumed Bitcoin would fulfil. In other words, while Bitcoin continues to be the ‘digital gold,’ its upside is being tempered by competition from other assets.

This trend could redefine the crypto landscape for both long-term investors and new entrants. While Bitcoin’s short-term price trajectory remains uncertain, stablecoins are drawing attention as a cornerstone for mainstream adoption.

The stability they offer, particularly in comparison to the volatility of traditional cryptocurrencies, is a trend that emerging utility projects with user-friendly onramps and wallets stand to benefit from.

In fact, solutions like Best Wallet are already building tools to capitalize on the increasing demand for secure, accessible crypto services.

With the Best Wallet Token presale raising over $16.87M, this project is positioning itself as a major player in this emerging market niche, offering a unique gateway for both crypto novices and seasoned traders alike.

And with analysts pointing to altcoins as a smart potential buy in recent months, Best Wallet Token could join the crowd as one of the best coins to watch.

Stablecoins and the Crypto Shift: Best Wallet Builds for a New Era

Cathie Wood’s new Bitcoin prediction highlights a broader market trend where the hype around $BTC, although still significant, faces increased competition from alternative assets like stablecoins.

These digital currencies, pegged to traditional fiat currencies, offer the best of both worlds: the security of traditional money and the flexibility of blockchain technology.

As the crypto market pivots in this direction while onboarding new users, analysts are turning their attention to solutions that offer stability while still enabling people to tap into the benefits of decentralized finance (DeFi).

Stablecoins, which represent a significant portion of the overall crypto market, offer a way to hedge against the high volatility seen in assets like Bitcoin. This is a dynamic change that could appeal to a new wave of investors who are cautious but still want exposure to crypto tech.

Best Wallet Token ($BEST) is among the emerging projects capitalizing on this shift. This is a utility token with an app designed to onboard users into the crypto ecosystem while giving a user-friendly experience and effortless secret key security from Fireblocks.

Its Best Wallet app has successfully onboarded close to 1M people across Android and iOS devices since launching in 2024.

Throughout 2025, the development team behind the app has expanded blockchain support to Bitcoin, Ethereum, Solana, BSC, Base, and Polygon, making Best Wallet a multi-chain hub that supports hundreds of crypto assets and major stablecoins.

Today, the app makes crypto easy and convenient for new adopters, with a convenient on/offramp system to buy crypto directly from the wallet, and additional DeFi features like DEX swaps and a presale launchpad to navigate the decentralized crypto market.

Looking ahead, future project goals include the integration of 50+ more blockchains, NFT management, a staking aggregator, and the launch of a crypto debit card to use for regular purchases. This crypto guide to Best Wallet Token covers the roadmap and project features in more detail.

See Best Wallet’s project on its website.

Best Wallet Token ($BEST): Revolutionizing the Crypto Gateway

Best Wallet Token ($BEST) powers the Best Wallet app and ecosystem, which makes it an integral to the growing world of stablecoin transactions.

Although currently on presale, this coin isn’t simply fundraising for the wallet’s development. It will give real utility to holders by reducing in-app fees, granting governance rights, and enabling higher staking yield and cashback rewards for Best card users.

The presale’s performance is proof enough that investors are here for the project. With over $16.87M raised to date and several whale buys (like this $70.2K transaction), we see growing confidence and demand for Best Wallet’s innovative approach to crypto onboarding.

At a current price of $0.025905, the token presents an accessible entry point for early adopters looking to get full ecosystem perks. Price scenarios for $BEST token also show considerable upside potential in late 2025. This includes a 177% potential peak following the end of the presale on November 28.

As the wallet continues to add major blockchains and introduce new DeFi features, $BEST’s utility and value could increase significantly alongside its ecosystem.

With analysts increasingly pointing to altcoins as potential growth assets, Best Wallet’s position as a user-centric solution within the stablecoin and DeFi spaces further enhances its long-term price potential.

Given the increasing adoption of stablecoins and the wallet’s roadmap, $BEST could emerge as a key player following its token listing and roadmap progress.

Check $BEST token before the presale ends.

Disclaimer: This article is for informational purposes only and does not constitute financial advice. Please conduct your own research before making investment decisions.

Authored by Ben Wallis, Bitcoinist — https://bitcoinist.com/cathie-wood-stablecoins-rise-best-wallet-token-best-crypto-to-watch/

Аналитики американского банковского холдинга JPMorgan Chase & Co заявили, что в ближайшие шесть месяцев курс биткоина может превысить $170 000.

Ripple CEO Brad Garlinghouse used an on-stage conversation with Dan Morehead at Pantera’s Blockchain Summit 2025 to push back—again—on the notion that Ripple needs to list anytime soon, even as the company leans into aggressive buybacks, fresh capital, and M&A. The recording of the discussion was posted by Pantera on X on November 6.

Is A Ripple IPO Coming?

Pressed by Pantera on shareholder liquidity and tender offers, Garlinghouse disclosed the scale and cadence of Ripple’s private-market strategy. “We’ve actually repurchased over 25 percent of the company. We’ve spent $4 billion buying shares back from our shareholders,” he said, adding that “just yesterday [we] closed another billion dollar tender offer, valuing Ripple at about 40 billion dollars.”

He framed the approach as deliberately avoiding the need for a listing: “We haven’t needed to go public, and so we haven’t prioritized that… the way we kind of solve the shareholder liquidity problem is by just buying back shares at increasingly higher prices. I mean, to some degree, SpaceX has been doing that.”

The $40 billion private valuation Garlinghouse cited lines up with recent disclosures around Ripple’s capital moves this week. On November 5, Ripple disclosed a new $500 million investment at a $40 billion valuation and referenced the earlier $1 billion tender at the same mark—underscoring that private bids are coalescing near that level.

Garlinghouse also argued that public markets have become more receptive to crypto issuers, calling Circle’s 2025 listing a watershed moment. “Obviously, the window’s open. I will say as a very positive thing, I think a watershed moment for the crypto industry was the Circle IPO. People were worried about how that was going because it was during the tariff liberation day event, and the public markets weren’t sure, and to see how oversubscribed it was and see how, and even now, I think it’s a $35 billion company. I think that is phenomenal for crypto broadly,” Garlinghouse said.

Meanwhile, he acknowledged that not every crypto IPO will get the same traction. “Obviously, some of the other ones have gone public, whether it’s Bullish or Gemini, you know, haven’t gone quite as, I mean, they’ve done well, but not quite as well.”

The CEO’s message on Ripple’s own path was unequivocal: “We’re not in a hurry [to go public]… today we have, you know, just shy of $4 billion on the balance sheet. And so we’re not in a hurry to go public. And we feel like we can play offense from an M&A point of view and continue to stay private… At some point, I would imagine we’ll knock on the public market’s door, but that’s not today.”

Conviction Compounds.@Ripple CEO @bgarlinghouse joined @dan_pantera at Pantera Blockchain Summit 2025 to reflect on crypto’s beginnings and how the industry adapted through every cycle.

00:10 Crypto’s First Decade 02:17 Contrasting Money over IP and Voice over IP 04:19 XRP ≠… pic.twitter.com/SwMbeKnid8

— Pantera Capital (@PanteraCapital) November 6, 2025

If the CEO’s posture leaves little oxygen for IPO speculation, Ripple’s president Monica Long removed any ambiguity during Swell in New York. Speaking to Bloomberg, Long said: “We do not have an IPO timeline. No plan, no timeline.” In a separate CNBC interview, she framed the rationale in balance-sheet terms: “We are not focused on an IPO right now. We have the balance sheet, the liquidity to be growing and making moves on M&A and other big strategic partnerships.”

At press time, XRP traded at $2.22.

Российский бизнесмен и криптотрейдер Роман Новак и его супруга Анна были убиты на арендованной вилле, находящейся в пригороде Хатта в Объединенных Арабских Эмиратах (ОАЭ), сообщило издание «Фонтанка».

Гендиректор компании ARK Invest Кэти Вуд (Cathie Wood) заявила, что вынуждена скорректировать долгосрочный прогноз по биткоину на 2030 год с $1,5 млн до $1,2 млн.

Суд отклонил иск энергетиков, требовавших взыскать 593 000 рублей с заподозренного в майнинге криптовалют дачного кооператива «Поднебесный» в Иркутской области.

Российский государственный банк ВТБ сообщил, что злоумышленники все чаще используют цифровые активы для вывода средств, полученных ими через взломы аккаунтов пользователей в мессенджерах.

Как заявили эксперты, опрошенные изданием NBJ, ключевым бенефициаром от поэтапного внедрения цифрового рубля в финансовую инфраструктуру станет государство.

Blockchain payment company Ripple, expressed support for the concept of a “skinny” Federal Reserve (Fed) payments account tailored for non-banking entities through its chief legal officer, Stuart Alderoty. This account could reportedly address concerns from traditional banks about financial stability and competitive risks.

Ripple Seeks Fed Master Account

In an interview with Reuters, Alderoty described the idea as “attractive” and suggested it could provide reassurance to conventional banks wary of increased competition from lightly-regulated non-banks. 

Ripple had previously applied for a Fed master account back in July of this year, which would enable the company to connect directly to the US central bank’s payment infrastructure, circumventing the need for intermediaries.

The Federal Reserve has historically been cautious about granting access to its payment systems to less-regulated entities, partly due to concerns from banks regarding potential risks to the financial system. 

However, in a notable policy shift, Fed Governor Christopher Waller recently indicated that the central bank is considering a “skinny” master account. 

This account would allow firms to access Fed payment services without offering other key benefits, such as interest payments, overdraft privileges, or access to emergency lending.

Even with these limitations, a “skinny” account could still facilitate Ripple’s ability to quickly convert reserves into its dollar-pegged stablecoin, RLUSD. This direct access to the Fed’s services would streamline transactions and reduce costs associated with relying on bank intermediaries. 

Industry Leaders Weigh In

Alderoty emphasized the importance of redeemability, stating that having access to a master account would provide the most efficient and transparent means to manage US dollar assets and Treasuries.

Waller clarified that the concept remains a prototype and is subject to change. He noted that the intended use of such accounts would be limited, aiming to avoid encroaching on the traditional banking sector’s operations. 

Additionally, he mentioned that these “skinny” accounts could allow crypto institutions access to Fed payment rails on a “streamlined timeline,” albeit without certain advantages like interest on account balances or overdraft options. 

However, Wall Street veteran Caitlin Long, who is also founder and CEO of Custodia, a Wyoming-chartered crypto bank that has long sought a full-fledged master account, expressed caution on the idea of such concepts. 

She pointed out that Waller’s announcement specified that the Federal Reserve’s new program would apply only to “legally eligible entities,” highlighting the importance of the details in the implementation.

At the time of writing, the firm’s associated cryptocurrency, XRP, was trading at $2.22, indicating significant losses in line with the broader crypto market’s current downturn. Over the last 24 hours and seven days, the altcoin has lost 6% and 8% in value, respectively. 

Featured image from DALL-E, chart from TradingView.com 

В Объединенных Арабских Эмиратах (ОАЭ) убит фигурировавший в делах о мошенничестве с криптовалютой российский бизнесмен Роман Новак и его супруга Анна.

Банк Ганы представил рекомендации для регулирования деятельности поставщиков услуг виртуальных активов (VASP) и создания нового органа, который будет участвовать в надзоре за отраслью.

On-chain data shows XRP has witnessed a huge wave of wallet creation recently, indicating an influx of users has occurred on the network.

XRP Network Growth Metric Has Spiked Recently

According to data from on-chain analytics firm Santiment, XRP has seen a huge spike in its Network Growth recently. This indicator keeps track of the daily total amount of addresses coming online on the blockchain for the first time.

A wallet is “online” on the network when it participates in some kind of transaction activity. As such, the addresses coming online for the first time would be those making their first transaction.

When the value of the Network Growth is high, it means a large number of addresses are joining the network. Such a trend can arise due to a number of reasons. New investors coming into the market and old ones who had sold earlier, making a return, both contribute to a rise in the metric. Similarly, existing users creating multiple wallets for a purpose like privacy also naturally contribute to the indicator’s growth.

In general, an uptick in the metric involves all of these factors simultaneously to some degree, meaning that whenever its value is high, some net adoption of the asset can be assumed to be occurring.

Now, here is a chart that shows the trend in the XRP Network Growth over the last few months:

As displayed in the above graph, the XRP Network Growth has observed a huge spike recently, implying a large number of new addresses have been created on the blockchain.

This uptick in wallet generation came alongside the crash in the asset’s price. In total, 21,595 new addresses made their first transaction for the first time in a 48-hour span, the highest level in 8 months.

Given the timing of the spike, it’s possible that new investors are swooping in to buy the XRP dip. The last time retail adoption occurred at a similar rate was in July.

Back then, retail FOMO coincided with a top in the cryptocurrency’s price. This time around, the asset has actually seen a rebound since the spike occurred, so it only remains to be seen whether the trend will continue.

XRP Price Has Made Some Recovery

Bearish winds have calmed a bit for XRP as its price has climbed back to the $2.3 level from its low on Tuesday. Though on the weekly timeframe, the coin is still down more than 10%.

Interestingly, the low around $2 during the market crash was right at the lower level of the consolidation channel highlighted by analyst Ali Martinez in an X post.

Sharing the chart, the analyst had noted that this $2 lower level could be where XRP can find support. So far, it appears that the line has been holding up.

The Central Bank of Ireland has fined Coinbase $24.75 million (€21,464,734) for breaching anti-money laundering (AML) and counter-terrorist financing (CTF) monitoring obligations between 2021 and 2025.

Coinbase Europe Fined By Irish Regulator

On Thursday, the Central Bank of Ireland announced its first enforcement action against the crypto sector after fining Coinbase Europe Limited, the European arm of the US exchange, for multiple anti-money laundering monitoring failures over the past four years.

According to the announcement, the Irish regulator and the crypto exchange settled on November 5, 2025, resulting in the $35.3 million (€30.6 million) penalty being reduced to $24.75 million after a 30% settlement scheme discount.

Coinbase Europe has admitted the prescribed contraventions and has agreed to the undisputed facts as set out in the Settlement Notice (…). The sanctions have been accepted by Coinbase Europe. The sanctions are subject to confirmation by the High Court and will take effect once confirmed.

Coinbase was fined for “faults in the configuration of their transaction monitoring system” that resulted in over 30 million transactions not being properly monitored over 12 months. As the Central Bank detailed, the value of these transactions amounted to €176 billion, approximately 31% of all Coinbase Europe transactions conducted in the period when the faults existed.

As a registered Virtual Asset Service Provider (VASP) in Ireland, the crypto exchange is required to monitor customer transactions and file a Suspicious Transaction Report (STR) with the national Financial Intelligence Unit (FIU) and Revenue Commissioners if it suspects that any given transaction is facilitating money laundering or terrorist financing.

Nonetheless, Coinbase’s European arm took almost 3 years to fully complete monitoring of the over 30 million impacted transactions, which led to the reporting of 2,708 STRs to the FIU for analysis and potential investigation. The submitted STRs contained suspicions of serious criminal activities, the statement noted.

Colm Kincaid, Deputy Governor of Consumer and Investor Protection, asserted that “to be effective in combatting financial crime, law enforcement agencies rely on regulated financial institutions to have systems in place to monitor transactions and report suspicions. The failure of such a system within any financial institution creates an opportunity for criminals to evade detection – and criminals will take that opportunity.”

“Where system failures do occur, it is imperative that they are reported to the Central Bank without delay so that appropriate actions can be taken to manage and mitigate the risk,” he concluded.

 Coinbase Called ‘Corruption Factory’

Last week, Coinbase also faced scrutiny in the US, after Senator Chris Murphy accused the crypto exchange of participating in President Donald Trump’s alleged “corruption factory.”

As reported by Bitcoinist, the Democratic Senator claimed that the crypto exchange’s donations to Trump’s presidential campaign were part of a political payoff that allegedly resulted in the dismissal of the Securities and Exchange Commission (SEC)’s lawsuit against the exchange.

Coinbase’s CLO, Paul Grewal, and CPO, Faryar Shirzad, refuted the claims, affirming that the Senator’s allegations were misinformed. Shirzad argued that the SEC lawsuits against the exchange and multiple other crypto companies “were part of a grotesque pattern of bullying and abuse of power by the previous chair.”

Meanwhile, Grewal asserted that “What was corrupt was allowing us to go public ‘in the public interest’ and then suing us. What was corrupt was what the Third Circuit held was an arbitrary and capricious denial of our request to get basic rules for crypto.”

It’s worth noting that Coinbase has openly criticized the previous administration’s crypto crackdown, asking for a more welcoming approach and clear regulations. Earlier this year, the exchange filed a Freedom of Information Act (FOIA) request to seek information on the SEC’s spending on enforcement actions against crypto firms during the Biden Administration.