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Quick Facts:

• Stablecoins are emerging as a reliable on-ramp for investors seeking the benefits of crypto without the volatility typically associated with traditional assets.
• The rise of stablecoins signals a broader shift toward mainstream adoption of digital assets.
• Best Wallet Token ($BEST) taps into this demand by offering a user-friendly platform that simplifies crypto onboarding.
• With its presale raising over $16.87M, $BEST has already captured strong investor interest in this promising solution.

Cathie Wood recently adjusted her Bitcoin price prediction for 2030, signaling a shift in long-term cryptocurrency outlooks. The ARK Invest CEO recently revised her bull-case price target for Bitcoin in 2030 down from about $1.5M to $1.2M, a reduction of ~$300K.

Stablecoins are taking center stage, Wood told CNBC, and explained that the change stems from the rapid rise of stablecoins in emerging markets.

Such assets are now taking on roles like unit of account or store of value, which she previously assumed Bitcoin would fulfil. In other words, while Bitcoin continues to be the ‘digital gold,’ its upside is being tempered by competition from other assets.

This trend could redefine the crypto landscape for both long-term investors and new entrants. While Bitcoin’s short-term price trajectory remains uncertain, stablecoins are drawing attention as a cornerstone for mainstream adoption.

The stability they offer, particularly in comparison to the volatility of traditional cryptocurrencies, is a trend that emerging utility projects with user-friendly onramps and wallets stand to benefit from.

In fact, solutions like Best Wallet are already building tools to capitalize on the increasing demand for secure, accessible crypto services.

With the Best Wallet Token presale raising over $16.87M, this project is positioning itself as a major player in this emerging market niche, offering a unique gateway for both crypto novices and seasoned traders alike.

And with analysts pointing to altcoins as a smart potential buy in recent months, Best Wallet Token could join the crowd as one of the best coins to watch.

Stablecoins and the Crypto Shift: Best Wallet Builds for a New Era

Cathie Wood’s new Bitcoin prediction highlights a broader market trend where the hype around $BTC, although still significant, faces increased competition from alternative assets like stablecoins.

These digital currencies, pegged to traditional fiat currencies, offer the best of both worlds: the security of traditional money and the flexibility of blockchain technology.

As the crypto market pivots in this direction while onboarding new users, analysts are turning their attention to solutions that offer stability while still enabling people to tap into the benefits of decentralized finance (DeFi).

Stablecoins, which represent a significant portion of the overall crypto market, offer a way to hedge against the high volatility seen in assets like Bitcoin. This is a dynamic change that could appeal to a new wave of investors who are cautious but still want exposure to crypto tech.

Best Wallet Token ($BEST) is among the emerging projects capitalizing on this shift. This is a utility token with an app designed to onboard users into the crypto ecosystem while giving a user-friendly experience and effortless secret key security from Fireblocks.

Its Best Wallet app has successfully onboarded close to 1M people across Android and iOS devices since launching in 2024.

Throughout 2025, the development team behind the app has expanded blockchain support to Bitcoin, Ethereum, Solana, BSC, Base, and Polygon, making Best Wallet a multi-chain hub that supports hundreds of crypto assets and major stablecoins.

Today, the app makes crypto easy and convenient for new adopters, with a convenient on/offramp system to buy crypto directly from the wallet, and additional DeFi features like DEX swaps and a presale launchpad to navigate the decentralized crypto market.

Looking ahead, future project goals include the integration of 50+ more blockchains, NFT management, a staking aggregator, and the launch of a crypto debit card to use for regular purchases. This crypto guide to Best Wallet Token covers the roadmap and project features in more detail.

See Best Wallet’s project on its website.

Best Wallet Token ($BEST): Revolutionizing the Crypto Gateway

Best Wallet Token ($BEST) powers the Best Wallet app and ecosystem, which makes it an integral to the growing world of stablecoin transactions.

Although currently on presale, this coin isn’t simply fundraising for the wallet’s development. It will give real utility to holders by reducing in-app fees, granting governance rights, and enabling higher staking yield and cashback rewards for Best card users.

The presale’s performance is proof enough that investors are here for the project. With over $16.87M raised to date and several whale buys (like this $70.2K transaction), we see growing confidence and demand for Best Wallet’s innovative approach to crypto onboarding.

At a current price of $0.025905, the token presents an accessible entry point for early adopters looking to get full ecosystem perks. Price scenarios for $BEST token also show considerable upside potential in late 2025. This includes a 177% potential peak following the end of the presale on November 28.

As the wallet continues to add major blockchains and introduce new DeFi features, $BEST’s utility and value could increase significantly alongside its ecosystem.

With analysts increasingly pointing to altcoins as potential growth assets, Best Wallet’s position as a user-centric solution within the stablecoin and DeFi spaces further enhances its long-term price potential.

Given the increasing adoption of stablecoins and the wallet’s roadmap, $BEST could emerge as a key player following its token listing and roadmap progress.

Check $BEST token before the presale ends.

Disclaimer: This article is for informational purposes only and does not constitute financial advice. Please conduct your own research before making investment decisions.

Authored by Ben Wallis, Bitcoinist — https://bitcoinist.com/cathie-wood-stablecoins-rise-best-wallet-token-best-crypto-to-watch/

Аналитики американского банковского холдинга JPMorgan Chase & Co заявили, что в ближайшие шесть месяцев курс биткоина может превысить $170 000.

Ripple CEO Brad Garlinghouse used an on-stage conversation with Dan Morehead at Pantera’s Blockchain Summit 2025 to push back—again—on the notion that Ripple needs to list anytime soon, even as the company leans into aggressive buybacks, fresh capital, and M&A. The recording of the discussion was posted by Pantera on X on November 6.

Is A Ripple IPO Coming?

Pressed by Pantera on shareholder liquidity and tender offers, Garlinghouse disclosed the scale and cadence of Ripple’s private-market strategy. “We’ve actually repurchased over 25 percent of the company. We’ve spent $4 billion buying shares back from our shareholders,” he said, adding that “just yesterday [we] closed another billion dollar tender offer, valuing Ripple at about 40 billion dollars.”

He framed the approach as deliberately avoiding the need for a listing: “We haven’t needed to go public, and so we haven’t prioritized that… the way we kind of solve the shareholder liquidity problem is by just buying back shares at increasingly higher prices. I mean, to some degree, SpaceX has been doing that.”

The $40 billion private valuation Garlinghouse cited lines up with recent disclosures around Ripple’s capital moves this week. On November 5, Ripple disclosed a new $500 million investment at a $40 billion valuation and referenced the earlier $1 billion tender at the same mark—underscoring that private bids are coalescing near that level.

Garlinghouse also argued that public markets have become more receptive to crypto issuers, calling Circle’s 2025 listing a watershed moment. “Obviously, the window’s open. I will say as a very positive thing, I think a watershed moment for the crypto industry was the Circle IPO. People were worried about how that was going because it was during the tariff liberation day event, and the public markets weren’t sure, and to see how oversubscribed it was and see how, and even now, I think it’s a $35 billion company. I think that is phenomenal for crypto broadly,” Garlinghouse said.

Meanwhile, he acknowledged that not every crypto IPO will get the same traction. “Obviously, some of the other ones have gone public, whether it’s Bullish or Gemini, you know, haven’t gone quite as, I mean, they’ve done well, but not quite as well.”

The CEO’s message on Ripple’s own path was unequivocal: “We’re not in a hurry [to go public]… today we have, you know, just shy of $4 billion on the balance sheet. And so we’re not in a hurry to go public. And we feel like we can play offense from an M&A point of view and continue to stay private… At some point, I would imagine we’ll knock on the public market’s door, but that’s not today.”

Conviction Compounds.@Ripple CEO @bgarlinghouse joined @dan_pantera at Pantera Blockchain Summit 2025 to reflect on crypto’s beginnings and how the industry adapted through every cycle.

00:10 Crypto’s First Decade 02:17 Contrasting Money over IP and Voice over IP 04:19 XRP ≠… pic.twitter.com/SwMbeKnid8

— Pantera Capital (@PanteraCapital) November 6, 2025

If the CEO’s posture leaves little oxygen for IPO speculation, Ripple’s president Monica Long removed any ambiguity during Swell in New York. Speaking to Bloomberg, Long said: “We do not have an IPO timeline. No plan, no timeline.” In a separate CNBC interview, she framed the rationale in balance-sheet terms: “We are not focused on an IPO right now. We have the balance sheet, the liquidity to be growing and making moves on M&A and other big strategic partnerships.”

At press time, XRP traded at $2.22.

Российский бизнесмен и криптотрейдер Роман Новак и его супруга Анна были убиты на арендованной вилле, находящейся в пригороде Хатта в Объединенных Арабских Эмиратах (ОАЭ), сообщило издание «Фонтанка».

Гендиректор компании ARK Invest Кэти Вуд (Cathie Wood) заявила, что вынуждена скорректировать долгосрочный прогноз по биткоину на 2030 год с $1,5 млн до $1,2 млн.

Суд отклонил иск энергетиков, требовавших взыскать 593 000 рублей с заподозренного в майнинге криптовалют дачного кооператива «Поднебесный» в Иркутской области.

Российский государственный банк ВТБ сообщил, что злоумышленники все чаще используют цифровые активы для вывода средств, полученных ими через взломы аккаунтов пользователей в мессенджерах.

Как заявили эксперты, опрошенные изданием NBJ, ключевым бенефициаром от поэтапного внедрения цифрового рубля в финансовую инфраструктуру станет государство.

Blockchain payment company Ripple, expressed support for the concept of a “skinny” Federal Reserve (Fed) payments account tailored for non-banking entities through its chief legal officer, Stuart Alderoty. This account could reportedly address concerns from traditional banks about financial stability and competitive risks.

Ripple Seeks Fed Master Account

In an interview with Reuters, Alderoty described the idea as “attractive” and suggested it could provide reassurance to conventional banks wary of increased competition from lightly-regulated non-banks. 

Ripple had previously applied for a Fed master account back in July of this year, which would enable the company to connect directly to the US central bank’s payment infrastructure, circumventing the need for intermediaries.

The Federal Reserve has historically been cautious about granting access to its payment systems to less-regulated entities, partly due to concerns from banks regarding potential risks to the financial system. 

However, in a notable policy shift, Fed Governor Christopher Waller recently indicated that the central bank is considering a “skinny” master account. 

This account would allow firms to access Fed payment services without offering other key benefits, such as interest payments, overdraft privileges, or access to emergency lending.

Even with these limitations, a “skinny” account could still facilitate Ripple’s ability to quickly convert reserves into its dollar-pegged stablecoin, RLUSD. This direct access to the Fed’s services would streamline transactions and reduce costs associated with relying on bank intermediaries. 

Industry Leaders Weigh In

Alderoty emphasized the importance of redeemability, stating that having access to a master account would provide the most efficient and transparent means to manage US dollar assets and Treasuries.

Waller clarified that the concept remains a prototype and is subject to change. He noted that the intended use of such accounts would be limited, aiming to avoid encroaching on the traditional banking sector’s operations. 

Additionally, he mentioned that these “skinny” accounts could allow crypto institutions access to Fed payment rails on a “streamlined timeline,” albeit without certain advantages like interest on account balances or overdraft options. 

However, Wall Street veteran Caitlin Long, who is also founder and CEO of Custodia, a Wyoming-chartered crypto bank that has long sought a full-fledged master account, expressed caution on the idea of such concepts. 

She pointed out that Waller’s announcement specified that the Federal Reserve’s new program would apply only to “legally eligible entities,” highlighting the importance of the details in the implementation.

At the time of writing, the firm’s associated cryptocurrency, XRP, was trading at $2.22, indicating significant losses in line with the broader crypto market’s current downturn. Over the last 24 hours and seven days, the altcoin has lost 6% and 8% in value, respectively. 

Featured image from DALL-E, chart from TradingView.com 

В Объединенных Арабских Эмиратах (ОАЭ) убит фигурировавший в делах о мошенничестве с криптовалютой российский бизнесмен Роман Новак и его супруга Анна.

Банк Ганы представил рекомендации для регулирования деятельности поставщиков услуг виртуальных активов (VASP) и создания нового органа, который будет участвовать в надзоре за отраслью.

On-chain data shows XRP has witnessed a huge wave of wallet creation recently, indicating an influx of users has occurred on the network.

XRP Network Growth Metric Has Spiked Recently

According to data from on-chain analytics firm Santiment, XRP has seen a huge spike in its Network Growth recently. This indicator keeps track of the daily total amount of addresses coming online on the blockchain for the first time.

A wallet is “online” on the network when it participates in some kind of transaction activity. As such, the addresses coming online for the first time would be those making their first transaction.

When the value of the Network Growth is high, it means a large number of addresses are joining the network. Such a trend can arise due to a number of reasons. New investors coming into the market and old ones who had sold earlier, making a return, both contribute to a rise in the metric. Similarly, existing users creating multiple wallets for a purpose like privacy also naturally contribute to the indicator’s growth.

In general, an uptick in the metric involves all of these factors simultaneously to some degree, meaning that whenever its value is high, some net adoption of the asset can be assumed to be occurring.

Now, here is a chart that shows the trend in the XRP Network Growth over the last few months:

As displayed in the above graph, the XRP Network Growth has observed a huge spike recently, implying a large number of new addresses have been created on the blockchain.

This uptick in wallet generation came alongside the crash in the asset’s price. In total, 21,595 new addresses made their first transaction for the first time in a 48-hour span, the highest level in 8 months.

Given the timing of the spike, it’s possible that new investors are swooping in to buy the XRP dip. The last time retail adoption occurred at a similar rate was in July.

Back then, retail FOMO coincided with a top in the cryptocurrency’s price. This time around, the asset has actually seen a rebound since the spike occurred, so it only remains to be seen whether the trend will continue.

XRP Price Has Made Some Recovery

Bearish winds have calmed a bit for XRP as its price has climbed back to the $2.3 level from its low on Tuesday. Though on the weekly timeframe, the coin is still down more than 10%.

Interestingly, the low around $2 during the market crash was right at the lower level of the consolidation channel highlighted by analyst Ali Martinez in an X post.

Sharing the chart, the analyst had noted that this $2 lower level could be where XRP can find support. So far, it appears that the line has been holding up.

The Central Bank of Ireland has fined Coinbase $24.75 million (€21,464,734) for breaching anti-money laundering (AML) and counter-terrorist financing (CTF) monitoring obligations between 2021 and 2025.

Coinbase Europe Fined By Irish Regulator

On Thursday, the Central Bank of Ireland announced its first enforcement action against the crypto sector after fining Coinbase Europe Limited, the European arm of the US exchange, for multiple anti-money laundering monitoring failures over the past four years.

According to the announcement, the Irish regulator and the crypto exchange settled on November 5, 2025, resulting in the $35.3 million (€30.6 million) penalty being reduced to $24.75 million after a 30% settlement scheme discount.

Coinbase Europe has admitted the prescribed contraventions and has agreed to the undisputed facts as set out in the Settlement Notice (…). The sanctions have been accepted by Coinbase Europe. The sanctions are subject to confirmation by the High Court and will take effect once confirmed.

Coinbase was fined for “faults in the configuration of their transaction monitoring system” that resulted in over 30 million transactions not being properly monitored over 12 months. As the Central Bank detailed, the value of these transactions amounted to €176 billion, approximately 31% of all Coinbase Europe transactions conducted in the period when the faults existed.

As a registered Virtual Asset Service Provider (VASP) in Ireland, the crypto exchange is required to monitor customer transactions and file a Suspicious Transaction Report (STR) with the national Financial Intelligence Unit (FIU) and Revenue Commissioners if it suspects that any given transaction is facilitating money laundering or terrorist financing.

Nonetheless, Coinbase’s European arm took almost 3 years to fully complete monitoring of the over 30 million impacted transactions, which led to the reporting of 2,708 STRs to the FIU for analysis and potential investigation. The submitted STRs contained suspicions of serious criminal activities, the statement noted.

Colm Kincaid, Deputy Governor of Consumer and Investor Protection, asserted that “to be effective in combatting financial crime, law enforcement agencies rely on regulated financial institutions to have systems in place to monitor transactions and report suspicions. The failure of such a system within any financial institution creates an opportunity for criminals to evade detection – and criminals will take that opportunity.”

“Where system failures do occur, it is imperative that they are reported to the Central Bank without delay so that appropriate actions can be taken to manage and mitigate the risk,” he concluded.

 Coinbase Called ‘Corruption Factory’

Last week, Coinbase also faced scrutiny in the US, after Senator Chris Murphy accused the crypto exchange of participating in President Donald Trump’s alleged “corruption factory.”

As reported by Bitcoinist, the Democratic Senator claimed that the crypto exchange’s donations to Trump’s presidential campaign were part of a political payoff that allegedly resulted in the dismissal of the Securities and Exchange Commission (SEC)’s lawsuit against the exchange.

Coinbase’s CLO, Paul Grewal, and CPO, Faryar Shirzad, refuted the claims, affirming that the Senator’s allegations were misinformed. Shirzad argued that the SEC lawsuits against the exchange and multiple other crypto companies “were part of a grotesque pattern of bullying and abuse of power by the previous chair.”

Meanwhile, Grewal asserted that “What was corrupt was allowing us to go public ‘in the public interest’ and then suing us. What was corrupt was what the Third Circuit held was an arbitrary and capricious denial of our request to get basic rules for crypto.”

It’s worth noting that Coinbase has openly criticized the previous administration’s crypto crackdown, asking for a more welcoming approach and clear regulations. Earlier this year, the exchange filed a Freedom of Information Act (FOIA) request to seek information on the SEC’s spending on enforcement actions against crypto firms during the Biden Administration.

The US Court of Appeals for the Eleventh Circuit has affirmed a district court’s refusal to award a Florida defendant the value of roughly 3,443 bitcoin—now “worth over $345 million”—after the government destroyed an external hard drive he belatedly claimed held the keys, holding that the equitable doctrine of laches bars relief because he spent years denying he owned meaningful cryptocurrency. The published opinion, authored by Judge Elizabeth “Lisa” Branch Grant and joined by Judges Jill Pryor and Marcus, leaves intact the lower court’s ruling that the United States cannot be compelled to replace the bitcoin, even assuming the drive ever contained it.

FBI Not To Blame For 3,443 Bitcoin Hard Drive Wipe

The case, United States v. Prime, No. 23-13776, arose from a 2019 arrest that uncovered extensive counterfeiting and identity-theft paraphernalia. Michael Prime ultimately pleaded guilty to access-device fraud, aggravated identity theft, and illegal firearm possession. In the investigation’s early days, agents tried and failed three times to locate cryptocurrency tied to his activities under federal warrants; by sentencing in June 2020, Prime and his counsel had walked back earlier references to thousands of bitcoin, representing instead that his remaining crypto was trivial. The government proceeded accordingly.

As Judge Grant summarized, Prime “at least three times” represented he owned “very little bitcoin,” and after release he still did not identify any device as holding valuable keys when he sought the return of property. The government followed its “ordinary practices,” wiping devices it could after notice; the rest—including the orange external drive at issue—were destroyed. “Only later did Prime claim to be a bitcoin tycoon,” the court wrote. “By then it was too late.”

Although headlines have centered the FBI, the record shows it was the US Secret Service that contacted Prime in mid-2022 offering to wipe and return certain devices if he provided passwords. He asked for a pickup time, then filed pro se motions instead; none of those filings mentioned bitcoin or a hard drive. The drive was later destroyed with other electronics because Prime refused to cooperate in removing contraband data.

The Eleventh Circuit underscored causation and prejudice: “We have little difficulty concluding that the government would not have destroyed the hard drive if it had thought that it contained millions of dollars in bitcoin.” With the drive gone, “the government cannot return it,” and to the extent the bitcoin ever existed—“and we have our doubts”—ordering the United States to “find and hand over almost 3,443 replacement bitcoin” would be prejudicial “now to the tune of over $345 million.”

The panel was openly skeptical of Prime’s attempts to reframe his disclosures. He argued, for example, that when he reported “$200 to $1,500 in bitcoin” in February 2020, he meant the then-market price of a single bitcoin, not his holdings. “We don’t buy it,” the court wrote, noting that in February 2020 BTC traded between “about $8,500 and $10,500” and that Prime had promised “complete, accurate and truthful” asset disclosures encompassing any asset in which he had “any interest” or control. The opinion quotes defense counsel’s own admission at sentencing that the original claim to “some great amount of bitcoin” was “not supported by the evidence.”

Having affirmed on laches, the Eleventh Circuit did not reach broader questions, such as whether any BTC—if it existed—would have been forfeitable. The court also noted Prime forfeited any challenge to the factual finding that the drive was destroyed by failing to raise it below.

The narrow holding is that equitable relief is unavailable where a claimant’s multi-year denials induced the government to stop searching for assets and to process seized electronics in the ordinary course—conduct the panel repeatedly tied to his non-cooperation and delay rather than to any governmental bad faith. As Judge Grant summarized the district court’s bottom line, “laches barred his bitcoin request. We agree and affirm.”

At press time, BTC traded at $102,825.

Bitcoin has managed to reclaim the $100,000 level after briefly dipping below it earlier this week — a move that triggered widespread panic selling and reinforced bearish sentiment across the market. The sharp selloff liquidated leveraged positions and sent fear metrics surging, but the swift recovery shows that buyers are still active near key demand zones.

According to a new report by CryptoOnchain, the recent market turbulence coincides with a surge in “hot money” flows to Binance. Data from CryptoQuant reveals a notable spike in monthly Bitcoin inflows to the exchange during October 2025, signaling heightened speculative activity. What’s particularly significant is that this inflow is driven almost entirely by “young” coins — UTXOs aged between 0 and 1 day — suggesting that short-term traders and algorithmic participants are dominating recent movements.

This trend highlights a clear uptick in intraday and momentum-driven trading, often linked to volatility and short-lived price swings. While such dynamics can amplify downside risk, they also tend to precede strong market reversals once liquidity stabilizes. As Bitcoin regains footing above the $100K threshold, the market now watches closely to see whether this wave of speculative capital marks the beginning of a broader recovery or just another temporary bounce.

“Hot Money” Drives Exchange Activity, but Long-Term Holders Stay Firm

According to CryptoOnchain, inflows from “young” Bitcoin coins have surged sharply, jumping from roughly $18 billion in September to nearly $26 billion in October. This marks one of the highest inflow levels in the past 12 months, underscoring heightened activity among day traders, speculators, and arbitrage bots. Such behavior typically emerges when markets experience elevated volatility or uncertainty, as short-term participants move assets onto exchanges to position for quick trades.

Historically, sharp increases in exchange inflows often hint at bearish sentiment or potential selling pressure, as traders prepare to take profits or hedge risk. However, the UTXO age breakdown tells a more layered story. Inflows from older coins, typically held by long-term holders (LTHs), remain negligible and close to zero. This divergence indicates that the recent activity is largely short-term in nature, confined to traders reacting to immediate market conditions rather than long-term investors exiting positions.

In essence, while “hot money” inflows could amplify short-term volatility, Bitcoin’s structural foundation remains intact. The core investor base continues holding off-exchange, showing resilience amid market turbulence.

The report suggests that the Bitcoin market is split into two: speculative capital chasing short-term opportunities on one side, and long-term conviction holders quietly standing firm on the other. This balance could determine whether the next move is another shakeout or the start of a new accumulation phase.

Bitcoin Faces Resistance After Brief Recovery

Bitcoin’s 4-hour chart shows a fragile recovery following its sharp decline below the $100,000 level earlier this week. After hitting a low near $98,900, BTC rebounded modestly to $103,000, where it now faces immediate resistance from the 20-day and 50-day moving averages (blue and green lines). These averages have started to slope downward, confirming the short-term bearish trend and capping upside attempts.

The $105,000–$107,000 zone represents the next critical resistance area. A break above this range would likely attract short covering and signal the first signs of stabilization. However, failure to reclaim this zone could lead to renewed selling pressure, with potential retests of $100,000 or even $97,500, a key psychological support level.

Trading volume remains elevated, reflecting ongoing market volatility and uncertainty. While bulls have managed to defend $100K for now, momentum remains weak, and sentiment is still heavily bearish across derivatives and spot markets.

Bitcoin is consolidating within a fragile structure, attempting to build a base after significant liquidations. To regain bullish momentum, BTC must reclaim its short-term moving averages and hold above $107K — otherwise, downside risks persist as traders remain cautious following the recent leverage wipeout.

Featured image from ChatGPT, chart from TradingView.com

• Ripple (XRP) verbindet schnelle, kostengünstige grenzüberschreitende Zahlungen mit wachsender Real-Welt-Anwendung.
• Die Kursgeschichte zeigt starke Schwankungen, zuletzt jedoch eine Konsolidierung mit Potenzial.
• Auf Basis aktueller Nutzungs- und Marktindikatoren lassen sich vage Szenarien für die kommende Zeit formulieren – mit gebotener Vorsicht.

Die Kryptowährung Ripple (XRP) steht im Mittelpunkt vieler Erwartungen – nicht nur als Spekulationsobjekt, sondern vor allem als digitales Mittel für reale Zahlungsflüsse. Während viele Coins auf bloße Kursbewegung setzen, will XRP eine Brückenfunktion im globalen Finanzsystem übernehmen. In diesem Artikel schauen wir erst auf den Nutzen von XRP, dann auf die historische Entwicklung und zuletzt wagen wir eine vorsichtige Prognose, wohin die Reise gehen könnte.

1. Nutzen und Funktion von XRP

Der zentrale Zweck von Ripple liegt darin, Transaktionen zwischen verschiedenen Währungen schneller, günstiger und effizienter zu gestalten. XRP dient als Brückenwährung, um Liquidität zwischen Banken und Zahlungsdienstleistern bereitzustellen. Damit schließt Ripple eine Lücke, die traditionelle Finanzsysteme bisher nur schwer überwinden konnten.

Das XRP Ledger bietet Transaktionen in wenigen Sekunden und mit minimalen Gebühren – ein Vorteil, der besonders bei grenzüberschreitenden Zahlungen relevant ist. Hinzu kommt die Nachhaltigkeit: Im Gegensatz zu Bitcoin oder Ethereum verwendet XRP kein energieintensives Mining. Das Netzwerk validiert Transaktionen über einen Konsens-Mechanismus, der ressourcenschonender arbeitet. Diese technische Effizienz macht Ripple zu einem der umweltfreundlicheren Akteure im Krypto-Bereich.

Zunehmend entstehen auch neue Anwendungen: Neben klassischen Finanzlösungen wird XRP zunehmend in DeFi-Projekten, Smart-Contract-Plattformen und Stablecoin-Konzepten integriert. Dadurch wächst die Relevanz des Coins weit über seinen ursprünglichen Zweck hinaus.

2. Historische Preisentwicklung von XRP

Seit seiner Einführung im Jahr 2012 hat Ripple eine bewegte Geschichte hinter sich. Der Kursverlauf war durch extreme Schwankungen geprägt – von rasanten Anstiegen bis zu tiefen Korrekturen. Besonders 2017 erlebte XRP einen spektakulären Höhenflug, als der Preis über die Marke von drei Dollar stieg. In den Folgejahren folgten teils drastische Rückgänge, die den Markt wieder auf den Boden der Realität brachten.

In den letzten drei Jahren zeigte sich ein stabileres Bild. 2021 profitierte XRP zeitweise vom allgemeinen Aufschwung am Kryptomarkt, fiel danach jedoch zurück und bewegte sich lange um die Marke von 50 Cent. 2025 mit der Wahl von Trump in den USA startete eine Phase des Aufschwungs, in der XRP zwischen 2,20 und maimal 3,40 Dollar pendelte. Aktuell ist Ripple wieder etwas gefallen und pendelt ca. bei 2,30 und 2,50 Dollar. Diese Seitwärtsbewegung deutet darauf hin, dass der Markt aktuell nach einer klaren Richtung sucht.

Ein wesentlicher Faktor in der Kursentwicklung war der Rechtsstreit zwischen Ripple Labs und der US-Börsenaufsicht SEC. Die teilweise positive gerichtliche Entscheidung von 2023 brachte wieder Vertrauen in das Projekt zurück und könnte langfristig den regulatorischen Druck mindern – ein möglicher Grundstein für zukünftiges Wachstum.

3. Vorsichtige Prognose und Ausblick

Die Zukunft von XRP hängt maßgeblich davon ab, ob Ripple seine technologische und regulatorische Position weiter stärken kann. Sollte es dem Unternehmen gelingen, neue Banken, Zahlungsdienstleister und FinTechs als Partner zu gewinnen, könnte sich die Nachfrage nach XRP deutlich erhöhen. Der Ausbau des Netzwerks und die mögliche Einführung neuer Produkte – etwa XRP-gestützte Stablecoins – könnten die Akzeptanz zusätzlich fördern.

Analysten sehen für die kommenden Jahre moderate Aufwärtspotenziale, sofern die allgemeine Marktlage stabil bleibt. Eine Rückkehr zu früheren Hochs erscheint auf absehbare Zeit zwar ambitioniert, jedoch nicht ausgeschlossen, falls sich die institutionelle Nutzung weiter ausweitet. Kurzfristig könnte XRP zwischen 2,20 und 2,80 Dollar schwanken, während langfristig ein langsamer, nachhaltiger Anstieg denkbar wäre.

Allerdings bleibt jede Prognose unsicher: Der Kryptomarkt reagiert sensibel auf politische Entscheidungen, technologische Entwicklungen und wirtschaftliche Trends. Anleger sollten daher Geduld und Realismus mitbringen – und sich bewusst sein, dass Chancen und Risiken eng beieinanderliegen.

Bitcoin Hyper: Technologische Erweiterung in einem zunehmend institutionellen Kryptomarkt

Der Kryptomarkt entwickelt sich rasant weiter – und Bitcoin steht dabei im Zentrum. Immer mehr Banken, Fonds und börsennotierte Unternehmen integrieren Bitcoin in ihre Strategien. Parallel dazu gewinnen auch Ethereum und Ripple durch regulatorische Klarheit und institutionelle Nutzung an Akzeptanz. Diese zunehmende Institutionalisierung stärkt das Vertrauen in digitale Vermögenswerte und sorgt für nachhaltiges Wachstum. Bitcoin Hyper ist so positioniert, dass es direkt von dieser Entwicklung profitieren kann. Es baut auf der bewährten Sicherheitsarchitektur des Bitcoin-Netzwerks auf, die als das sicherste und dezentralste Computersystem der Welt gilt, und erweitert sie um moderne, hochperformante Funktionen.

Technische Brücke zwischen Stabilität und Skalierbarkeit

Bitcoin Hyper nutzt die Solana Virtual Machine (SVM), um die technische Lücke zwischen Bitcoin und modernen Hochgeschwindigkeits-Blockchains zu schließen. Dadurch können Transaktionen in Echtzeit verarbeitet werden – mit extrem niedrigen Gebühren und voller Smart-Contract-Funktionalität. Über eine dezentrale Canonical Bridge werden BTC-Assets sicher zwischen Layer 1 (Bitcoin) und Layer 2 (Bitcoin Hyper) übertragen, ohne zentrale Verwahrung. BTC bleibt dabei vollständig durch das Bitcoin-Netzwerk abgesichert, während Nutzer auf der Hyper-Schicht blitzschnell handeln, zahlen und Anwendungen ausführen können. Diese Architektur verbindet das Beste aus beiden Welten: Bitcoins Stabilität und Sicherheit mit Solanas Effizienz und Skalierbarkeit.

Lies hier eine langfristige Prognose für Bitcoin Hyper!

$HYPER: Der Treibstoff für Bitcoins nächste Evolutionsstufe

Der Token $HYPER bildet das ökonomische Rückgrat des Systems. Er wird für Transaktionsgebühren, Staking und Governance verwendet und ist somit integraler Bestandteil der Netzwerkökonomie. Wenn Bitcoin – getrieben durch institutionelles Kapital und wachsende Marktakzeptanz – weiter an Bedeutung gewinnt, steigt auch die Relevanz von Bitcoin Hyper. Denn mit jeder neuen Welle institutioneller Adaption wächst der Bedarf, Bitcoin nicht nur zu halten, sondern aktiv zu nutzen. Bitcoin Hyper erfüllt genau diesen Zweck: Es transformiert Bitcoin vom reinen Wertspeicher zum voll funktionsfähigen, programmierbaren Finanzsystem – und $HYPER ist der Schlüssel dazu.

Jetzt rechtzeitig einsteigen und $HYPER im Presale kaufen.

The election of Zohran Mamdani as mayor of New York City sent ripples through the cryptocurrency and blockchain communities, raising questions about the future of the city’s digital-asset ecosystem.

With Mamdani securing victory on November 4, 2025, defeating Andrew Cuomo and Curtis Sliwa, the crypto sector is weighing both uncertainty and opportunity in equal measure. This is a major concern for the crypto community, considering that New York is one of the wealthiest cities in the world.

Crypto Community Weighs The Upside And Risks

Although Mamdani is neither a vocal advocate for cryptocurrencies nor an outright adversary, his record suggests tighter oversight rather than unbridled growth. Prior to the election, he supported measures such as a moratorium on proof-of-work crypto mining and co-sponsored legislation to tax crypto transactions.

Notably, prominent industry figures offered tempered responses. Anthony Pompliano cautioned against surrendering New York’s legacy of ambition, asserting that “the city will continue to stand for ambition and opportunity.”

Meanwhile, Scott Melker observed that mayors come and go and that “New York will be fine.” On the other side, voices like crypto advocate Max Keiser predicted economic meltdown, linking Mamdani’s victory to potential deterioration in the city’s financial standing.

What Does It Mean For Blockchain Adoption In New York?

Under the previous administrations, New York positioned itself as a global hub for digital assets. For example, anti-money laundering scrutiny and crypto licenses were advanced under Cuomo’s tenure.

With Mamdani’s win, the city may shift toward stricter regulation and consumer protection over innovation-led growth. For instance, city-level bills such as A7788 (crypto legal fees/fines) and A8966 (crypto transaction tax)are already under consideration.

However, it’s important to note that city administrations have limited power over state and federal crypto law, much of the regulatory muscle lies outside the Mayor’s reach. As such, while the pace of blockchain adoption in New York might slow or redirect, the industry is unlikely to see a full halt.

Broader Political Climate Adds Complexity

Mamdani’s surprising mayoral campaign also drew sharp responses from Donald Trump. The president, who had publicly endorsed Cuomo, warned of funding cuts to New York if Mamdani were elected, calling him a “communist” and suggesting New York could face federal withdrawal of support.

Trump’s remarks targeted Mamdani directly in his speech, further stoking uncertainty. For crypto firms operating in New York, the interplay of city policy, federal posture, and broader political shifts will be critical to monitor.

In sum, Mamdani’s victory creates a new ecosystem for crypto and blockchain in New York, one that may prioritise consumer protection, housing, and affordability over rapid token-driven growth. While this may slow some initiatives, the city’s role as a global financial hub makes a full retreat unlikely.

Cover image from ChatGPT, BTCUSD chart from Tradingview

Ethereum’s price has fallen below $3,400 for the first time since August, but large investors appear to have turned this correction into a buying opportunity. Data shows that whales have been accumulating vast amounts of ETH within a short window. 

The accumulation coincides with Ethereum recording a new network throughput milestone, which adds further strength to the argument that the cryptocurrency is still solid even during the price weakness.

Whales Scoop Up $1.12 Billion Worth Of ETH In 48 Hours

Data from the on-chain analytics platform Lookonchain shows that some Ethereum whale addresses have accumulated a combined 323,523 ETH, valued at approximately $1.12 billion, within the past 48-hour period. 

One of the biggest purchases came from a whale who bought 257,543 ETH, worth about $896 million, at an average price of $3,480 per ETH. Another cluster of addresses, referred to as the “seven siblings” by Lookonchain, collectively added 37,971 ETH worth $133 million at an average price of $3,515.

The data also revealed participation from a whale known for swing trading Ethereum through over-the-counter deals, who acquired 14,004 ETH for about $45.5 million. This address bought these ETH at an average price of $3,247, which was exactly around the recent price low. 

Two newly created wallets also bought 10,000 ETH and 4,005 ETH, respectively, totaling more than $47 million combined. In total, whales accumulated 323,523 ETH at an average price of $3,469, showing how most of them are capitalizing on the price break below $3,400.

Price Weakness Might Be Setting Stage For Breakout

Although Ethereum’s drop might have unsettled some traders, the whale accumulation might be pointing to optimistic days ahead. The large-scale accumulation below $3,400 has contributed to the successful defense of $3,200. This follows the trend of accumulation leading to maintenance of support levels. 

If ETH maintains stability above $3,200 support and on-chain activity continues to climb, then the price could rebound above $4,000 before the end of the month. The first step, however, in this is for Ethereum to reclaim $3,800 and register a strong weekly close above the level.

Interestingly, Ethereum’s network performance has maintained its level of robustness despite the market’s correction. The blockchain ecosystem recently achieved a new record throughput of 24,192 transactions per second (TPS), setting a new benchmark for activity across the network.

Bitcoin has entered a turbulent phase marked by sharp selling pressure and heightened volatility, leading some analysts to label the current correction as a capitulation event. Across the market, investors are realizing losses, while overleveraged traders continue to face liquidation cascades as Bitcoin struggles to find a stable footing. Despite the ongoing drawdown, however, fresh capital continues to enter the market, suggesting that not all players are retreating.

According to CryptoQuant, over the past 30 days, approximately $5.4 billion in cash has flowed into the market. This data highlights a critical divergence: while many short-term traders are exiting at a loss, deep-pocketed buyers appear to be stepping in to accumulate during weakness.

This dynamic underscores the complexity of the current market cycle. On one hand, retail investors and high-leverage participants are capitulating; on the other, institutional and long-term capital is quietly absorbing supply. As Bitcoin hovers near key support levels, this battle between fear-driven sellers and strategic accumulators could define the next phase of the cycle.

Fresh Capital and Macro Tailwinds Could Support a Bitcoin Recovery

Top analyst Axel Adler shared CryptoQuant’s new investors flow chart, which revealed that over the past 30 days, 52,000 BTC were bought at prices above $100,000. Adler interprets this as a positive signal for Bitcoin, suggesting that despite the recent sell-off and rising fear, demand at higher price levels remains resilient.

This kind of buying activity often reflects confidence from institutional investors and large holders who view current weakness as an opportunity rather than a threat. The ability of the market to attract fresh inflows, even amid volatility, indicates that underlying sentiment and long-term conviction remain intact. Historically, similar accumulation phases during sharp drawdowns have preceded major relief rallies once selling pressure subsides.

Adding to the optimism, analysts believe that the upcoming U.S. government reopening could serve as a macro catalyst for recovery. The event is expected to restore market liquidity and reduce uncertainty around fiscal policy, potentially triggering renewed risk appetite across financial markets. Combined with steady on-chain accumulation, these factors could lay the groundwork for Bitcoin to regain momentum and retest the $110K resistance zone in the coming weeks.

BTC Tests Key Weekly Support as Bulls Defend $100K

Bitcoin’s weekly chart shows the asset testing a major support area after one of its steepest pullbacks of the year. Following a sharp drop from $110,000 to below $100,000, BTC is now consolidating around $103,000, just above the 50-week moving average (blue line) — a historically critical level that has often defined mid-cycle corrections.

If this zone holds, it could mark the base for a potential recovery phase. However, a weekly close below the 50-week MA would raise the risk of a deeper decline toward the 200-week MA near $80,000, which hasn’t been tested since early 2023.

The market structure remains neutral-to-bearish in the short term. Bitcoin has repeatedly failed to sustain above the $117,500 resistance — a key level that previously acted as support — indicating that bulls are losing momentum. Volume spikes during the selloff confirm strong liquidation activity, suggesting capitulation among short-term holders.

For sentiment to shift, BTC must reclaim the $110,000–$112,000 range to invalidate the bearish breakdown. Until then, the focus remains on whether buyers can maintain control above $100,000, as that psychological level will likely determine the direction of the next major move.

Featured image from ChatGPT, chart from TradingView.com

The cryptocurrency Solana (SOL) is showing signs of a staged recovery, having rebounded above the $160 mark after dipping to around $150.

The catalyst appears to be a sustained streak of exchange-traded fund (ETF) inflow, the kind of institutional signal that often galvanises momentum. But while the demand story is encouraging, underlying technical and macro challenges mean bulls may still have a fight on their hands.

ETF Inflows Signal Growing Institutional Appetite

Over the past week, U.S. spot Solana-linked ETFs logged seven consecutive days of positive net inflows, accumulating a total of roughly $294 million. On Tuesday, for example, inflows totaled approximately $9.70 million, with major contributions from the BSOL fund ($7.46 million) and GSOL ($2.24 million).

This inflow streak stands in stark contrast to the red-ink performance of Bitcoin and Ethereum ETFs, which together suffered substantial outflows in the same period. The divergence suggests that some institutional capital is rotating toward altcoins like Solana in search of higher-growth opportunities.

The positive ETF flows lend external legitimacy and fresh demand, providing SOL with a firmer base to attempt a rally beyond the $160 zone.

Solana (SOL)’s Technical Picture & Macro Headwinds

Despite the steady inflows, Solana’s technical setup remains uneven. The token is still trading below key moving averages, including the 9-day simple moving average ($175.85), which hints that the bearish control is not yet fully relinquished.

Immediate support lies around $158, with a more substantial floor near $150, a level that recent buyers defended. On the upside, reclaiming $175 (+) would be a meaningful shift, potentially exposing a move toward $180.

However, macro-economic and on-chain headwinds raise caution flags. The U.S. government shutdown, now extending for dozens of days, has caused market uncertainty and depressed the Fear & Greed Index to extreme fear territory (24).

Meanwhile, Solana’s network metrics tell a mixed story. Stablecoin liquidity on the chain has shrunk, signaling possible limits to on-chain demand. Although ETF flows are supportive, momentum remains fragile until broader sentiment and network fundamentals stabilise.

Momentum Hinges on Key Levels

If bulls can defend the $155-$160 support zone and continue to harness ETF inflows, Solana may press toward the $172-$177 resistance zone and possibly test $180. However, failure to hold support around $150 could trigger a deeper correction, with downside risk toward $132 or lower.

In short, the inflow streak is a meaningful bullish input, but it’s not yet sufficient alone to guarantee a sustained breakout. Traders and investors will want to watch whether the demand story translates into a stronger price structure and whether macro risks abate.

Cover image from ChatGPT, SOLUSD chart from Tradingview