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Quick Facts:

• Best Wallet Presale aims to capture 40% of the wallet market by 2026, bundling secure storage, staking, and curated presales into one user-friendly interface.
• By integrating Fireblocks MPC-CMP, an Upcoming Tokens portal, and fee and APY boosts for $BEST holders, Best Wallet targets mainstream Web3 adoption with tangible daily utility.
• The $BEST presale raised over $17.6M and is set to end in just over 27 hours.
• A potential price prediction for $BEST puts the token at $0.62 in 2026 for an ROI of 2,284% based on today’s presale price.

Crypto is in one of its most unforgiving phases for retail users: too many chains, too many apps, and too many steps just to move value around. You hold in one wallet, stake in another, and chase presales through sketchy websites, all while worrying if your funds are actually safe.

At the same time, non‑custodial security is no longer optional. Centralized failures have pushed more users toward self‑custody, but most Web3 wallets still feel like they were built for power users, not for everyday investors trying to manage portfolios on their phone.

The gap between ‘safe’ and ‘simple’ is still wide.

Best Wallet Token ($BEST) targets that gap directly. Instead of fragmenting your experience across multiple platforms, it aims to put holding, staking, swapping, and presale access into a single, mobile‑first interface.

The presale is now in its final phase and ends tomorrow, making this the last chance to buy before listings.

With the presale already raising over $17.6M at a token price of $0.026005, the market has clearly noticed the pitch. For investors tired of juggling apps and missing early allocations, Best Wallet is positioning $BEST as the key to a cleaner, more rewarding Web3 experience.

Learn more about Best Wallet Token in our guide.

Best Wallet Puts Holding, Staking and Presales in One App

Best Wallet is building a non‑custodial Web3 wallet that combines three pain points into one interface: secure asset storage, on‑chain yield, and curated presale access.

The goal is simple but ambitious – capture 40% of the crypto wallet market by the end of 2026 by being the easiest, safest place to manage your portfolio.

Instead of forcing you to jump between CEXs, launchpads, and DeFi dashboards, Best Wallet integrates an Upcoming Tokens portal that surfaces vetted presales directly in the app, with a simplified purchase flow.

For users, that means early access without hunting for links on social media or worrying about connecting to the wrong contract.

Under the hood, Best Wallet plans to lean on Fireblocks MPC‑CMP to deliver institutional‑grade key management in a non‑custodial format, alongside custom multi‑wallet portfolios and a Rubic‑powered DEX aggregator spanning across 330 DEXs, and 30 bridges.

With the presale already at $17.6M, momentum suggests the pitch is resonating with users hunting for a ‘one‑stop’ wallet.

You can buy your $BEST on the official presale page today.

$BEST Price Outlook and Post-Launch Predictions

Given the project’s utility and investor hype, our price prediction for $BEST considers a potential price point of $0.62 by the end of 2026. Following successful implementation, the ecosystem could push the token to $0.82 or higher by 2030.

In terms of raw ROI, we’re talking about numbers like 2,284% for 2026 and 3,035% for a 5-year investment. Theoretically, of course.

The presale is now at over $17.6M and will likely put more meat on the bone by tomorrow, when it finally ends.

With a product narrative built around consolidating wallet, DeFi, and presale access into one interface, plus staking rewards and fee perks for holders, the project is clearly designed to reward long‑term participation over short‑term speculation.

If you believe the next wave of adoption will be driven by secure, mobile‑first wallets that feel more like consumer apps than developer tools, then $BEST offers a direct bet on that thesis at presale valuation.

Read our guide on how to buy $BEST now to secure your spot at the best table.

Buy $BEST before the presale ends; ETA 27 hours.

This isn’t financial advice. DYOR before investing.

Authored by Bogdan Patru, Bitcoinist: https://bitcoinist.com/best-wallet-token-presale-ends-tomorrow-last-chance-buy-best.

Сооснователь Эфириума Виталик Бутерин сообщил, что пожертвовал $390 000 двум приватным криптовалютным мессенджерам Session и SimpleX Chat, продвигающим идеи цифровой конфиденциальности.

On-chain data shows exchange inflows related to Bitcoin and Ethereum have shot up alongside the recent downturn in the market.

Bitcoin & Ethereum Have Seen High Exchange Inflows During Past Week

In a new post on X, on-chain analytics firm CryptoQuant has discussed about the latest trend in the Exchange Inflow for Bitcoin and Ethereum. The “Exchange Inflow” here refers to an indicator that measures the total amount of a given asset (in USD) that’s entering into the wallets connected to centralized exchanges.

When the value of this metric is high, it means investors are making large deposits to these platforms. Generally, holders transfer their coins to exchanges when they want to use one of the services that they provide, which can include selling. As such, a sharp spike in the metric can be an indication that there is demand for trading away the asset.

Now, here is the chart shared by CryptoQuant that shows the trend in the combined 7-day cumulative Exchange Inflow for Bitcoin and Ethereum over the last few months:

As displayed in the above graph, the Bitcoin and Ethereum Exchange Inflow has seen its 7-day cumulative value surge above $40 billion recently. Given the price action of the past week, these deposits were likely made for distribution and contributed to the crash.

BTC and ETH aren’t the only cryptocurrencies that have seen inflows recently, however; stablecoins have also entered into exchange-associated addresses. Unlike BTC and ETH, though, these fiat-pegged coins haven’t witnessed a uniform trend across the different platforms.

In the above chart, data for the stablecoin Exchange Reserve is shown for the different centralized exchanges. This indicator keeps track of the total amount of stables that are currently sitting in exchange wallets.

It would appear that this metric has broken away from the rest for Binance recently, implying investors have been choosing to deposit their coins to the platform over any other. “Binance’s stablecoin reserves just hit a record $51.1B, the highest in its history,” noted the analytics firm.

Like for BTC and ETH, stablecoin exchange deposits also suggest that there is demand for trading away the assets, but in their case, the implication for the market is a bit different. Traders often deploy these tokens on exchanges when they want to swap them for a volatile cryptocurrency like BTC.

Thus, while Bitcoin and Ethereum inflows can be bearish for the market, stablecoin deposits can be a positive sign instead.

BTC Price

At the time of writing, Bitcoin is trading around $90,000, up more than 2% over the last week.

В течение последнего месяца биткоин отставал по динамике роста от индекса Nasdaq, отражающего акции технологических компаний в 70% сессий. Подобная ситуация наблюдалась только несколько раз с 2020 года, заявил глава отдела исследований K33 Research Ветле Лунде (Vetle Lunde).

Бывший колумнист New York Times Пол Кругман (Paul Krugman) предположил, что недавнее падение биткоина до шестимесячного минимума около $81 000 связано с президентом США Дональдом Трампом, который, по мнению экономиста, начинает утрачивать свое влияние.

Clinton Donnelly, expert in crypto taxation, recently revealed on social media platform X (formerly Twitter) that the US Treasury Department has dispatched the Crypto Asset Reporting Framework (CARF) regulations to the White House for review. 

CARF is part of a comprehensive international standard developed by the Organization for Economic Cooperation and Development (OECD), which has already garnered support from nearly 90 countries that have committed to its implementation. 

New Crypto Reporting Standards

The essence of CARF is straightforward: it requires all participating nations to mandate that crypto exchanges and service providers—referred to as Virtual Asset Service Providers (VASPs)—collect extensive data about their users. 

This includes full Know Your Customer (KYC) information, due diligence data, tax residency details, and tax identification numbers. Subsequently, each exchange must report this data to the users’ home countries at the end of every year.

For US taxpayers utilizing platforms like Binance, Kraken, Bybit, Bitstamp, or OKX—entities operating within the boundaries of CARF—the implications are clear: these crypto exchanges will automatically relay users’ activity to the Internal Revenue Service (IRS). 

Donnelly described CARF as the crypto equivalent of the Common Reporting Standard (CRS), a regulatory framework that governs how banks share account balances globally. 

While the US opted out of CRS, instead creating the Foreign Account Tax Compliance Act (FATCA), the current initiative suggests a shift toward incorporating CARF into progressive US crypto regulations.

IRS To Receive Direct CARF Reports

According to Donnelly’s assessment, the significance of CARF lies not just in reporting sales, but in tracking all transactions, including exchanges and transfers. 

Notably, CARF mandates the reporting of both sending and receiving wallet addresses for transfers. This indicates a new oversight mechanism that ensures no transaction goes unnoticed.

Donnelly emphasized a key difference in reporting: while 1099-DAs from US companies are directly sent to the taxpayer, CARF reports will not be shared with individuals. 

Instead, these reports go directly to the IRS, which will utilize advanced data analysis tools, such as those developed by Palantir, to compare reported activity against individual taxpayer submissions. 

As a result, individuals who fail to accurately disclose their crypto activities may very well find themselves facing audits. Full enforcement of the Crypto Asset Reporting Framework is set to commence in 2027, a timeline that Donnelly views as imminent.

However, for many, this could be seen as an invasion of crypto investors’ privacy. It remains to be seen whether the review by White House officials could pass without any requirements from industry leaders.

As of this writing, the market’s leading cryptocurrency, Bitcoin (BTC), has recaptured the $90,000 level following last week’s crash, which saw BTC fall all the way to $80,000 for the first time since April of this year. 

Featured image from DALL-E, chart from TradingView.com 

Крупнейшая корейская криптовалютная биржа Upbit сообщила о взломе и хищении средств пользователей в сети Solana. Злоумышленники вывели активы на сумму более $36,9 млн.

Компания Илона Маска SpaceX, производящая космическую технику, перевела 1163 биткоина стоимостью более $105,4 млн на два новых анонимных адреса, сообщили аналитики Arkham Intelligence.

Появление новых активов для торговли заставляет развиваться и аналитические команды. Специалисты вынуждены разрабатывать новые инструменты, которые будут отвечать духу времени. Один из индикаторов, которые могут успешно применяться на крипторынке — Vortex.

KakaoBank, the digital bank under South Korea’s IT giant Kakao, has reportedly started the development phase of its Won-pegged stablecoin project in preparation for the upcoming advances of key crypto-related legislation in the country.

KakaoBank’s Stablecoin Development ‘In Full Swing’

On Wednesday, local news media outlet Newspim reported that KakaoBank has advanced its “Kakao Coin” project from the review stage to the development phase of a won-pegged stablecoin.

According to the report, the South Korean IT firm is “fully committing its capabilities to execute its stablecoin strategy,” which will be centered on its affiliate KakaoBank. Financial industry sources told Newspim that the company recently started recruiting blockchain service backend developers for its new Business Service Development Team.

Notably, KakaoBank is focusing on roles such as designing new blockchain-based service architectures, managing keys, and building transaction processing systems, looking for expertise in smart contracts, token standards, and full node operation.

As the report noted, the move signals KakaoBank’s intent to build its own blockchain infrastructure and connect it to financial services, aligning with the group’s push to establish a stablecoin ecosystem.

In August, Kakao Group made its won-pegged token initiative a core future business for the company, launching a “KRW Stablecoin Joint Task Force (TF)” with its major affiliates, including Kakao, KakaoBank, and KakaoPay.

Moreover, KakaoBank previously submitted trademark applications for four names combining KRW with the abbreviation of the bank’s name, KKB, to the Korean Intellectual Property Office under three categories related to crypto-based electronic transfers and financial transactions.

Nonetheless, the project’s development recently faced judicial risks related to Kakao’s founder, Kim Beom-su. Kim faced charges of stock price manipulation linked to SM Entertainment, but was recently acquitted during the first trial.

South Korea’s Race Intensifies Despite Regulatory Uncertainty

On Tuesday, local news outlets unveiled that Naver Financial is pushing forward with its stablecoin-related projects. According to the report, the company recently completed the development phase of a stablecoin wallet project in Busan, in partnership with the Busan Digital Asset Exchange (BDAN) and venture capital firm Hashed.

The wallet project is reportedly scheduled to be officially announced and launched next month. Meanwhile, its full functionality is expected to be unlocked after the related regulation is established.

However, stablecoin legislation in South Korea risks being delayed until next year, as the Financial Services Commission (FSC) clashes with the Bank of Korea (BOK) over the role of banks in the sector.

As reported by Bitcoinist, financial authorities are looking to open the market to tech companies, while BOK insists that the financial institutions should hold at least 51% of any stablecoin issuer seeking regulatory approval.

Many industry players consider that the central bank’s proposal could stifle innovation and reduce market participation from tech companies. The FSC recently expressed concerns about BOK’s expanded powers proposal, arguing that “Virtual asset regulation should be designed consistently within the FSC’s existing legal framework.”

“Distributing inspection authority across multiple agencies could create confusion in the market,” the FSC affirmed. The reports claim that even if the ownership issue is resolved, many other regulatory rules remain uncertain, which increases the chances of a potential delay.

JPMorgan unveiled a new financial product—a leveraged structured note linked directly to BlackRock’s iShares Bitcoin Trust (IBIT). This announcement comes after intense scrutiny of the bank for allegedly targeting Strategy (formerly MicroStrategy), the Bitcoin proxy firm headed by Michael Saylor.

New IBIT-Linked Notes From JPMorgan

According to the bank’s filing with the US Securities and Exchange Commission (SEC), this structured note is strategically aligned with Bitcoin’s four-year Halving cycle, setting a maturity date for 2028. 

Investors who purchase these IBIT-linked notes can potentially realize returns through an auto-call process that activates after one year, or upon reaching the final maturity date in 2028, which coincides with the next Bitcoin Halving. 

Key features of this product include a guaranteed minimum fixed return of 16% if the IBIT exceeds certain price levels after a year. 

However, there is principal protection against declines of up to 30% in IBIT’s value, alongside capped maximum returns to maintain an appropriate risk-reward profile. Notably, if IBIT falls more than 30% from its initial levels, loss exposure is triggered.

This product launch reflects a renewed perspective on Bitcoin and digital assets from JPMorgan, despite CEO Jamie Dimon’s consistent skepticism regarding the cryptocurrency. 

Earlier in the week, the bank commented on the nature of crypto, suggesting it is shifting away from a venture capital-like ecosystem towards a more tradable macro asset class, supported by institutional liquidity rather than merely retail speculation. One analyst suggested that Bitcoin could reach $240,000 over the long term.

Expert Warns Of Risks In The Bank’s New Bitcoin Offering

Market expert Simon Dixon took to social media to express concerns about JPMorgan’s new offering, criticizing the product as a complex, asymmetric bet that allows JPMorgan to benefit while exposing individual investors to significant risks. 

According to Dixon, if Bitcoin were to drop by 40%, individual investors would bear the consequences, while the bank retains the benefits of liquidity and fees, positioning itself favorably in the market.

Amid these developments, reports from NewsBTC indicated that the bank had cautioned that Strategy might be removed from major equity indices, specifically the MSCI USA Index. 

Analysts at JPMorgan noted that the challenges facing Strategy extend beyond recent declines in cryptocurrency prices, which have seen Bitcoin fall over 30% from its all-time highs. 

If the anticipated MSCI decision takes place by January 15, it could trigger passive outflows estimated between $2.8 billion and $8.8 billion.

At the time of writing, Bitcoin was trading at $87,247. It has been consolidating between this level and $85,000 for the past few days, following the latest correction that saw the cryptocurrency retrace all the way down to $80,000 last Friday. 

Featured image from DALL-E, chart from TradingView.com 

Chainlink co-founder Sergey Nazarov says DeFi, or decentralized finance, is closer to the mainstream than many realize, but real hurdles remain before it can scale to match traditional finance.

According to Nazarov, DeFi is about 30% of the way to broad adoption, and clearer rules could push that figure higher.

Reports have disclosed the sector has already seen rapid growth in lending protocols this year, with cumulative total value locked rising from $53 billion at the start of 2025 to more than $127 billion.

Nazarov Sees Progress, But Gaps Remain

Nazarov said that DeFi could hit 50% global adoption once regulation and law explain why these systems can be trusted. That is a big if.

Regulators still wrestle with questions about onchain features, the role of intermediaries, and how to apply long-standing rules like KYC and AML to permissionless systems.

Curve Finance founder Michael Egorov has raised similar doubts, pointing to legal uncertainty, liquidity questions, and security risks in smart contracts.

Michael Selig, chief counsel for the crypto task force at the SEC, urged a focus on the technical details of onchain apps rather than just the buzzword DeFi.

Regulation In The US Could Trigger Others

Nazarov argues that clarity will likely start in the US and then influence other countries because many governments want compatibility with US finance.

According to analysts, that domino effect is the optimistic scenario. If US rules create a clear path for banks, funds, and custodians to place client capital into decentralized systems, institutional flows could accelerate.

Nazarov predicts that adoption could reach 70% when institutions have efficient means to move client money into DeFi. He added that full parity—where pie charts show comparable shares of institutional capital in DeFi and TradFi—might be visible by 2030.

Institutional Money Is Arriving

There are early signs that institutions are testing these waters. Stablecoins and tokenized assets have grown in prominence, and DeFi lending protocols are showing strong gains, up 72% year-to-date according to Binance Research.

That growth is helping build a capital base that proponents say will make comparisons with traditional markets more plausible. Still, mainstream use by pension funds, insurers, and global banks requires stronger custody solutions, clearer legal frameworks, and better safeguards against exploits.

What To Watch Next

For markets, the key indicators will be regulatory rulings in major jurisdictions and measurable inflows from institutional treasuries. For users, what matters most are security, transparency, and a clear chain of accountability when things go wrong.

Nazarov’s forecasts are bold. They reflect a belief among some founders that momentum plus rules will push DeFi from niche to normal.

Whether that belief becomes reality will hinge on actions taken by regulators, the pace at which institutions adopt tokenized strategies, and whether networks can prove they are safe at scale.

Featured image from Vocal Media, chart from TradingView

Has Bitcoin genuinely carved out a cycle low or just staged another reflexive bounce? After briefly threatening to lose the $80,000 level and then rebounding toward $88,000, the “bottom” debate is back in full force. On-chain analytics firm Santiment has weighed in – and its answer is cautiously skeptical.

Did Bitcoin Just Print Its Cycle Low?

The firm begins by criticizing the way market labels are thrown around. “The terms ‘bull market’, ‘bear market’, ‘topped’, or ‘bottomed’ can truly mean whatever narrative a trader, investor, or community wants it to mean,” Santiment notes, pointing out that few commentators define a clear timeframe when they call a top or bottom. This opens the door to extreme confirmation bias “after the uptrend or downtrend of prices are already well established.”

Still, the recent move off sub-$80,000 levels has been enough for some to argue that forced selling is behind us. Santiment acknowledges that “content that covers whether the ‘bottom’ has been established will always get some anxious traders excited again,” but stresses that price alone is not sufficient evidence.

On sentiment, the data looks contrarian-constructive. Santiment highlights “how far traders’ optimism regarding Bitcoin (as an investment) can fall after monthly gains are no longer a guarantee.” Its social metrics show an uptick in declarations that crypto is in a bear market and a rise in bearish commentary.

“The uptick in declaration of crypto being in a bear market, and rise of bearish sentiment are both clearly great signs,” the firm writes, reminding readers that “most major turnarounds occur when retail’s hope is mainly lost.” The open question: “Is the crowd’s hopes and dreams of getting their lambos really truly gone?”

Bearish Arguments Still Predominant

Derivatives positioning adds nuance. Aggregated funding rates show meaningful short exposure, but not yet at the extremes seen after the October 6 all-time high. “When we see many shorts like this […] it often stops the downtrend in its tracks,” Santiment explains, recalling how “many shorted about a week after the October 6th all-time high, and there was a temporary relief rally in late October as a result.” For now, though, “we’re not seeing quite the level of bets against the price of Bitcoin […] just yet anyways.”

Profitability metrics paint a similar picture. Both 30-day and 365-day MVRV remain negative, indicating the average holder sits on unrealized losses. Santiment underlines that MVRV “shows the ratio between the current price and the average price of every token acquired,” and that as it rises, “more market participants become willing sellers.” With MVRV still depressed, the firm argues that “a rebound above $90K again soon wouldn’t be a major surprise at all.”

The more concerning signals come from network fundamentals and holder structure. “If we look at the overall utility of Bitcoin, however, things look a bit dicey,” Santiment warns. Weekly new addresses have fallen from over 3.37 million at a mid-December 2023 peak to about 2.21 million now. Weekly active addresses are down from more than 963,900 to roughly 729,200. That underscores “declining utility” at a time when a durable bottom would typically coincide with stabilization or re-acceleration in network use.

Even more problematic is the whale-to-retail shift. Santiment calls this “one other major elephant in the room that should bring you a bit of hesitance that ‘the bottom is in’.” Addresses holding 10–10,000 BTC “continue to shrink their collective supply held,” while wallets with less than 0.1 BTC “continue to grow theirs.”

The firm is blunt: “This is the wrong combination to mark a bottom.” Since COVID-19, “institutionals have driven up just about every bull rally,” and this 10–10,000 BTC cohort “had a lot to do with the October 6th all-time high.” Yet “by October 8th […] [they] began to flat-line their holdings, and have been shrinking them for about six weeks straight now,” while “small wallets […] are the ones scooping up dips in hopes that they ‘catch the falling knife’.”

The verdict is split across timeframes. “Overall, data points to the most likely scenario being a short-term bounce,” backed by negative MVRV and vocal retail panic. But “Bitcoin clawing its way all the way to six figures looks like a stretch when […] whale bags are continuously appearing to be in ‘sell mode’.”

Santiment concludes that “the long-term direction is still pointing to down” as long as “declining utility and declining whale and shark holdings” persist – while reminding investors that “crypto markets could be full of surprises” as the New Year approaches.

At press time, Bitcoin traded at $86,884.

Stablecoins will soon find their way into US Bancorp’s systems as the lender has begun testing a bank-backed digital currency on the Stellar public blockchain, according to announcements made this week.

The effort is being run with help from the Stellar Development Foundation and consulting firm PwC, and it is being described as an experiment in how a mainstream bank might move dollars on a public ledger.

Stablecoins: Pilot Includes PwC And Stellar Support

According to the bank and project partners, the pilot examines features that matter to regulated finance, such as the ability to freeze an asset or unwind a transaction when needed.

Mike Villano, who leads digital-assets work at US Bancorp, said these controls are a major reason the bank is testing Stellar rather than an alternative chain.

Reports have disclosed that the work was discussed publicly during a Money 20/20 podcast featuring executives from US Bancorp, PwC and the Stellar Development Foundation.

Stellar Offers Quick, Low-Cost Settlements

Based on Stellar’s own technical notes, transactions on the network confirm in about three–five seconds on average.

The network also advertises very small fees — the average cost per operation is listed as roughly $0.000005 — and built-in account controls that let issuers add KYC, freeze and clawback options.

Those properties are exactly what US Bancorp says it wants to test for regulated payments and custody use cases.

Bank Expands Its Digital-Assets Unit

US Bancorp has already moved to put more resources behind crypto and token work. Last month the bank announced a dedicated unit focused on stablecoins and money movement, a signal that stablecoin trials are part of a broader push to build on-chain services.

Reports tie some of the momentum in the sector to warmer political winds from US President Donald Trump and other developments that have made executives more willing to explore tokenized cash and securities.

The bank has not named a rollout date or said whether the pilot is for institutional partners only or for a wider set of customers.

Stablecoins: What This Means For Customers And Markets

Based on reports and the technical detail published by Stellar, the pilot is set up more as a compliance-first test than a bet on speculative trading.

US Bancorp is treating the stablecoins pilot as an extension of payments and custody services, not a retail crypto product for consumers right now.

Market participants will watch whether the trial shows that a public blockchain can meet bank rules without losing the ability to correct mistakes or follow court orders.

Featured image from Global Finance Magazine, chart from TradingView