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Венчурная компания Andreessen Horowitz (a16z), специализирующаяся на технологических и криптовалютных стартапах, объявила о привлечении более $15 млрд для инвестиций в «лидирующие позиции США».

Crypto pundit X Finance Bull has explained what Ripple’s FCA approval means for XRP and cross-border payments in the U.K. This comes as the altcoin continues to gain adoption through Ripple’s efforts, with XRP notably at the centre of the crypto firm’s cross-border payment services.

XRP To Gain Greater Adoption Through Ripple’s FCA Approval

In an X post, X Finance Bull stated that U.K. institutions are now cleared to send cross-border payments using XRP and the XRP Ledger. He noted that this is now possible as Ripple has secured FCA approval to scale its payment platform in the U.K. In line with this, the pundit declared that adoption is accelerating and urged the XRP army to stay on alert, as they are still early. 

Meanwhile, X Finance Bull also admitted that the company’s regulatory headway in the U.K. makes partnerships easier. That way, the crypto firm can easily partner with institutions to advance XRP’s adoption and the use of its stablecoin, RLUSD, in cross-border transactions.  

In its press release, Ripple announced that it had secured approval of its Electronic Money Institution (EMI) licence and Cryptoasset Registration from the U.K.’s Financial Conduct Authority (FCA). The firm further noted that these permissions will allow it to expand its licensed payments platform, thereby enabling U.K. institutions to send cross-border payments using XRP and other digital assets. 

The payment firm also highlighted its ties to XRP in the release, noting that it contributes to and builds its products on the XRP Ledger, which uses XRP as its native token for fast, low-cost settlement of value across borders. It is worth noting that this development comes amid other bullish developments for XRP, including Ripple-backed Evernorth’s strategic collaboration with Doppler to explore ways to deploy XRP at scale. 

XRP Remains The Heartbeat Of Ripple’s Vision

In an X post, Ripple CEO Brad Garlinghouse assured that XRP has been and will continue to be the heartbeat of Ripple’s vision to enable the Internet of Value. This came as he highlighted the firm’s success last year, including two major acquisitions, Ripple Prime and GTreasury, which he noted greatly accelerated and expanded their ability to deliver on this vision.  

Garlinghouse further remarked that they are poised to make 2026 even more consequential with the most comprehensive licensing portfolio, having added the U.K.’s EMI license. He noted that building and using crypto infrastructure, updating their global financing plumbing, and rethinking legacy systems don’t happen overnight. As such, they plan to continue taking the long view of what crypto-based assets such as XRP and RLUSD can do rather than chasing cycles and hype.

At the time of writing, the XRP price is trading at around $2.09, down in the last 24 hours, according to data from CoinMarketCap.

Основательница и гендиректор компании ARK Invest Кэти Вуд (Cathie Wood) в подкасте Bitcoin Brainstorm заявила, что власти США могут начать пополнять резервы биткоинов за счет прямых покупок перед промежуточными выборами в ноябре.

Основатель блокчейн-проекта Cardano Чарльз Хоскинсон (Charles Hoskinson) предположил, что к середине года курс биткоина может достигнуть нового исторического максимума — $250 000.

Во Франции сотрудница налогового управления региона Иль‑де‑Франс Галия С. (Ghalia C.) подозревается в передаче конфиденциальных данных из налоговых баз. По версии следствия, она «сливала» информацию о криптоактивах преступным группировкам.

Роспатент зарегистрировал товарный знак платформы Hadron, предназначенной для токенизации активов. Площадка принадлежит компании Tether — крупнейшему эмитенту стейблкоина USDT.

The Bank of New York Mellon (BNY Mellon) has taken a significant step forward in the cryptocurrency and digital asset space by introducing tokenized deposit capabilities specifically for institutional clients. 

Tokenized Deposits Launch At BNY Mellon

According to reports on the matter, the new system operates on a private, permissioned blockchain. Traditional deposit balances will still be recorded in the bank’s conventional systems, offering clients both security and flexibility.

BNY Mellon expressed that the introduction of tokenized deposits could facilitate significant improvements in efficiency. According to Carolyn Weinberg, the bank’s Chief Product and Innovation Officer: 

Tokenized deposits provide us with the opportunity to extend our trusted bank deposits onto digital rails—enabling clients to operate with greater speed across collateral, margin, and payments, within a framework built for scale, resilience, and regulatory alignment.

The launch is part of a broader initiative to bridge traditional banking with emerging digital infrastructures, including stablecoins and tokenized money market funds. 

In the long run, BNY Mellon envisions that tokenized deposits will support rules-based, near real-time cash movements, further easing settlement processes and enhancing liquidity for institutional clients.

Yuval Rooz, co-founder and CEO of Digital Asset, welcomed the opportunity to partner with BNY Mellon, highlighting how this initiative represents a practical, institution-ready approach to tokenization. 

He noted that bringing deposit balances on-chain could significantly enhance asset mobilization and unlock liquidity across critical workflows.

Major Financial Players Join

Market expert MartyParty provided insights into the implications of this launch, stating that tokenized deposits create an on-chain digital representation—a “wrapper”—of actual client cash balances held in traditional BNY accounts. 

He emphasized that the real money remains secure within the regulated banking ecosystem, accruing interest and remaining a direct liability of BNY Mellon, designated as a globally systemically important bank (G-SIB).

Unlike stablecoins or other crypto assets, tokenized deposits represent programmable bank money on a private blockchain, synchronized with core banking records. 

The benefits are substantial, enabling 24/7 operations, instant or near-instant transfers, and programmable payments that execute under specific conditions. 

This advancement is also expected to reduce the friction associated with legacy systems and significantly improve liquidity efficiency, even outside of traditional banking hours.

The list of initial participants in this initiative  includes the Intercontinental Exchange (ICE), Citadel Securities, DRW Holdings, Ripple Prime, Circle (the issuer of USDC), Anchorage Digital, Galaxy, Invesco, and Baillie Gifford. 

These institutions will be testing real workflows such as collateral management and high-value settlements, further validating the effectiveness of BNY Mellon’s new offering.

Featured image from DALL-E, chart from TradingView.com