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Ripple Ushers In New Year With Sell-Offs: 1,000,000,000 XRP Makes Its Way Out Of Escrow
The new year opened with a familiar but closely watched event in the XRP ecosystem as Ripple released 1 billion XRP from escrow on January 1, 2026. The unlock arrived at a sensitive moment for price action, coming just after XRP closed December 2025 in the red.
Large escrow releases often lead to concerns about sell pressure, but early on-chain activity suggests the usual Ripple pattern is already unfolding, with a significant portion of the unlocked supply being prepared for relocking.
How The 1 Billion XRP Escrow Release UnfoldedBlockchain data shows the release occurred in three major transactions, all settled within a narrow time window on January 1. Immediately the year started, 300 million XRP, valued at about $552 million, was unlocked and sent to the address rMhkqz, identified as the Ripple (28) wallet. Shortly after, another 200 million XRP, worth about $368 million, followed into the same wallet, bringing Ripple (28)’s intake to half a billion XRP within seconds.
The final and largest portion arrived into a third wallet during which 500 million XRP, valued at approximately $920 million, was released to the r9NpyV address, designated as the Ripple (9) wallet. Together, these transactions completed the scheduled 1 billion XRP escrow release, immediately increasing the circulating supply on paper.
The timing of the escrow release adds complexity to XRP’s near-term outlook. XRP ended December 2025 with a red monthly close of negative 14.8%. Notably, this was the first time XRP closed December in the red since 2022. An influx of unlocked tokens during such a period can increase bearish sentiment, particularly among short-term traders sensitive to supply changes.
Relocking Activity As Ripple Repeats Its PlaybookHistory shows Ripple always relocks between 70% and 80% of each monthly escrow release, a practice that has helped soften long-term supply shocks. Interestingly, activity after the unlocks indicates this approach was repeated within 24 hours of the unlocks. Transaction records from XRPScan reveal that funds exiting the Ripple (9) wallet were quickly routed toward new escrow arrangements, and a substantial share of the newly released supply was removed from immediate circulation.
Millions of tokens were sent out from both Ripple (9) and Ripple (28) simultaneously. At 17:17 UTC, an escrow creation transaction locked 500 million XRP into the Ripple (15) address, followed by another escrow creation at 17:21 UTC that secured an additional 100 million XRP in the same wallet.
Related Reading: Ripple’s XRP Ledger Just Did Something Bitcoin Has Never Done
Parallel activity was also observed from Ripple (14), where a separate escrow creation locked 100 million XRP at 17:19 UTC. Combined, these transactions accounted for 700 million XRP already placed back into escrow.
The appearance of escrow creation transactions changes the narrative of a supply dump. Instead of a full-scale sell-off, the data points to controlled relocking consistent with Ripple’s strategy of escrow management. XRP’s price response will likely depend less on the headline escrow release itself and more on how much of the remaining unlocked supply reaches crypto exchanges.
Can You Retire By Holding 20,000 XRP? Why This Pundit Says No
The idea that holding a certain amount of XRP and waiting for an explosive price surge could one day guarantee financial freedom has long been a common belief in the crypto community. However, a crypto analyst has pushed back against this assumption, sharing reasons why he believes investors cannot retire comfortably by holding just 20,000 XRP.
Why 20,000 XRP Cannot Bring Financial FreedomAn avid XRP supporter who goes by the name ‘XRP_OG’ has challenged common assumptions among retail investors about wealth creation and expectations for the altcoin. His post on X focused on why holding 20,000 XRP is unlikely to deliver long-term financial freedom or allow someone to retire comfortably.
XRP_OG argued that many investors believe that financial freedom begins once XRP reaches a high valuation. He revealed that this mindset ignores basic financial realities, especially in a first-world country. The analyst used a hypothetical scenario in which the XRP price rises from under $2 to $100 to illustrate his point.
At $100 per XRP, XRP_OG notes that one coin would be worth a staggering $2,000,000 before any deductions. While the figure may sound life-changing, the analyst stressed that it does not account for real-world financial pressures and cannot guarantee lasting security.
The analyst pointed out that taxes would quickly eat into gains. After federal and state obligations, a substantial portion of the investment revenue would be reduced, and what remains would still need to cover housing, food, insurance, and other daily living expenses in the long term. He also emphasized that rising inflation could steadily reduce purchasing power over time. Without growth or a steady income stream, money’s ability to sustain a household over the long run diminishes.
The analyst warned that sudden lifestyle upgrades can also quickly drain wealth. He explained that spending habits tend to change rapidly after a major wealth transformation, leading to faster resource depletion if finances are not carefully managed.
Family responsibilities were another primary concern raised by the analyst. For parents with three children, paying for college alone can exceed $500,000. That single expense could consume a large portion of a $2,000,000 portfolio, which taxes would have significantly reduced.
The analyst also touched on cultural spending behaviors. According to him, many people tend to prioritize luxury items like cars and jewelry after achieving financial success. He stressed the importance of putting the money to work immediately, pointing out that idle wealth does not generate income and can disappear faster than expected.
How Much Investors Need To Be Financially FreeIn his post, XRP_OG acknowledged that while gaining $1,000,000 and $2,000,000 are significant amounts, they are not enough to achieve true financial freedom. He noted that most people need between $5,000,000 to $7,000,000, or more, to maintain a comfortable lifestyle without financial stress for the long term.
According to the analyst, the exact amount a person requires will depend on critical factors like age and how long the money must support an individual’s lifestyle.
Bitcoin Sharpe Ratio Turns Negative, But History Says This Phase Could Be Significant
With Bitcoin‘s waning price action extending and its value still below the $90,000 mark, many key metrics and indicators are starting to enter into negative territory in this new year. One of the major metrics that has turned negative as the year begins is the BTC Sharpe Ratio, which measures the risk level of the flagship cryptocurrency asset.
A Rare Bitcoin Risk-Low Opportunity Has EmergedOngoing volatility has hampered Bitcoin’s price action despite several attempts at an upward move, keeping the asset stuck below the $100,000 mark. Although the Bitcoin market appears vulnerable at first glance, a closer examination of risk-adjusted returns reveals a more complex picture.
Darkfost, a market expert and author at CryptoQuant, has delved into BTC’s risk performance via the Sharpe Ratio, revealing a major shift in the market. According to Darkfost, it is a tool for evaluating risk based on the volatility and returns of an asset. By comparing these two variables, analysts are able to determine periods when exposure is more or less risky.
Following his analysis of the Sharpe Ratio, the expert has disclosed that the metric has flipped into a negative territory after falling to -0.5, a move that typically unfolds during periods of market stress or transition. As seen in the chart shared by Darkfost, the metric is now approaching a historical low-risk zone.
Typically, when the Sharpe ratio falls to low levels, it is accompanied by high-risk periods. However, this implies that returns have been low for Bitcoin, which is volatile by nature. In other words, investors have experienced a series of losses while volatility stays elevated.
This shift may be a sign of weakness in Bitcoin market dynamics. However, it brings Bitcoin closer to areas that have historically been associated with lower downside risk and longer-term opportunities.
Darkfost highlighted that the best opportunities on Bitcoin typically appear after losses have already been realized and the correction has been intensified by volatility. The trend leads to significant drawdowns and negative returns.
For this reason, a negative Sharpe ratio, such as the current drop to -0.5, may indicate a favorable Bitcoin opportunity. In the past, the best purchasing opportunities have appeared whenever this ratio has reached the extremely low-risk zone indicated on the chart.
Are Long-Term Holders Now Buying More BTC?A report from Axel Adler Jr., a researcher and author, shows that Bitcoin long-term holders are demonstrating resilience despite current price fluctuations. Adler’s analysis focuses on the BTC LTH Distribution Pressure metric, which has undergone a key shift that could shape the market’s trajectory.
Data tells that the LTH Distribution Pressure Index has fallen to -1.628, which implies that the metric has transitioned into the Accumulation zone. The shift points to minimal selling pressure from BTC’s long-term holders, indicating renewed confidence among the cohort in the asset’s prospects.
Currently, the average daily LTH spending for Bitcoin is at 221 BTC, marking one of the lowest levels in months. Darkfost also indicated the Spent Output Profit Ratio (SOPR), which is positioned at 1.13, confirming that BTC holders remain in profit levels. With the key metrics positioned at these critical levels, the market structure seems favorable.
Криптодетектив сообщил о новой массовой атаке на криптокошельки
4 Upside Targets To Watch Out For With Bitcoin This Year
Bitcoin (BTC) ended 2025 in the red, trading below $90,000 after months of consistent decline. However, despite its poor performance in Q4 last year, a crypto analyst has projected four new upside targets for BTC in 2026. The analyst has highlighted an emerging technical pattern and key resistance levels that traders and investors should closely monitor.
Bitcoin Expected To Revisit $90,000 Levels In 2026Market technician Jonathan Carter has shared four new price targets for Bitcoin this year, taking on a bullish stance despite the broader market downtrend and ongoing volatility. The analyst first highlighted a technical structure on BTC’s 8-hour chart that suggests a major price move is coming.
Related Reading: People Are Not Ready For Bitcoin; Analyst Reveals What’s Coming Next
According to his chart analysis, Bitcoin has been forming a symmetrical triangle since December last year and is now approaching a critical decision point as the pattern nears its apex. Notably, this triangle structure has often preceded aggressive directional moves, suggesting that the market may be gearing up for bullish turnover.
For his first bullish target, the analyst expects Bitcoin to surge to $94,000, viewing this area as an initial reaction level following a complete breakout above the $80,000 region. Notably, the chart shows that the $94,000 target was a previous consolidation and minor rejection point during earlier market phases. A move into this area would signal that buyers are successfully pushing prices beyond short-term resistance.
Closely following that level is the $97,500 target. The chart indicates that this region previously acted as a pivot where the price struggled to maintain momentum. If Bitcoin holds above $97,000, it could also indicate strengthening bullish control and increase the probability of continuation.
Carter’s chart shows that both buyers and sellers have been active, but neither side has maintained dominance, resulting in narrower price swings. This balance suggests that the market is consolidating and may be waiting for a trigger to resolve the structure.
Although BTC continues to trade around $88,000, Carter believes the cryptocurrency’s broader structure favors an upside continuation. However, he notes that a confirmation is required before the market can break out and recover from the downtrend.
Analyst Sets BTC’s Next Two Targets Above $100,000For his final two targets, Carter has forecasted a move above the $100,000 psychological level. If Bitcoin successfully clears the triangle resistance, the next major objective is the $100,500 level. Beyond that, the analyst has forecasted a final upside target of around $106,000, representing a roughly 19% surge from current levels.
Carter has also marked $106,000 as a sell zone, suggesting that a move into this region would likely attract profit taking, but reaching it would confirm a strong bullish expansion from the triangle pattern. Notably, a clearly marked support zone sits near the lower boundary of the triangle around the $80,000 range. This area has been tested multiple times and continues to hold, reinforcing the validity of Bitcoin’s structure.
Why The 2025 Close Below $100,000 Is Terrible For The Bitcoin Price
The Bitcoin price went through the final days of 2025 attempting to push above $90,000 after weeks of downside price action, but it ultimately failed to defend this level into the yearly close. At the time of writing, Bitcoin is trading at $88,750, meaning it closed the year 2025 below $100,000.
This price action has added pressure to sentiment, and higher-timeframe indicators are pointing to growing exhaustion. According to a 3-month candlestick analysis shared on X by analyst Greeny, the way Bitcoin closed 2025 may carry deeper implications than most traders currently understand.
3-Month Bearish Engulfing Points To WeaknessTechnical analysis of Bitcoin’s price action on the 3-month candlestick timeframe shows the cryptocurrency just printed a large bearish engulfing candle that fully overtook the prior quarterly advance. This type of candle is rare on such a high timeframe and typically points to a decisive shift in control from buyers to sellers.
The chart shared by Greeny shows that this engulfing structure formed after Bitcoin failed to hold above its 2025 highs above $120,000 in October, and this shows that the year ended in distribution.
Interestingly, $106,700 is now an important level moving forward because it corresponds with the bottom of the previous 3-month candle. With Bitcoin now trading below that zone, it flips from support into a heavy resistance area for price action in Q1. Any recovery attempt in early 2026 would need to reclaim this level convincingly to avoid further rejection.
Furthermore, the stochastic level near $108,000 is another important level to look at for Bitcoin’s price action in Q1 2026. According to Greeny, if the Bitcoin price closes below this zone after the first quarter, it would indicate continued downside pressure. Together, these levels form a tight ceiling overhead, meaning even strong relief rallies could struggle to transition into sustainable uptrends as we move into the new year.
Bitcoin 3-month Candlestick Price Chart: @greenytrades on X
Stochastic Exhaustion Points To A Possible Cycle PeakAnother concerning element of Greeny’s analysis centers on the stochastic indicator. According to the analyst, this is the first time in Bitcoin’s history that the stochastic has reached the 80th percentile on the 3-month timeframe. This is otherwise notable because this is a zone generally associated with exhaustion and a local or bull cycle top.
The chart also shows the red moving average crossing above the blue while sitting well below the stochastic band, a configuration Greeny interprets as confirmation of a local top. This setup is likely pointing to the end of the current bull cycle and will only be invalidated if Bitcoin manages to close above $108,000 by the end of March.
Liquidity conditions across the entire crypto market tightened through late 2025 as the Central Bank of Japan maintained higher interest rates. This has led to Bitcoin underperforming compared to other notable assets, while precious metals such as gold and silver pushed to new price highs.
Ethereum’s Price Underperforms, While Accumulation Wallet Addresses See Sharp Uptick
Ethereum investors appear to be stepping back in as they double down on the leading altcoin despite its price struggling to produce another significant upward move. This renewed buying pressure from major investors is being demonstrated in the recent surge in the number of coins acquired by accumulation wallet addresses.
Behind The Ethereum Slow Price MomentumThe price of Ethereum may be exhibiting sluggish performance on the surface, but beneath the market noise, there is a noticeable shift in investor sentiment. Currently, ETH investors are turning up at a fast rate in the volatile crypto environment.
CW, a crypto analyst and data analyst, has reported an uptick in buying activity as observed in the rise in the ETH Balance on Accumulation Addresses metric, which is historically linked to long-term holding behavior. Investors’ activity moving against price action is an indication of rising conviction among patient players. Furthermore, this divergence points to a maturing stage of strategic accumulation even as the broader sentiments signal persistent caution.
Since the altcoin’s price reached around the $2,800 price mark, CW highlights that the number of ETH held by accumulation addresses saw a sharp uptick, increasing by 5.2 million ETH. The chart shows that the cumulative coins held by the investors have increased to more than 27 million ETH.
Following the decline in the Ethereum price, buying activity from large investors or whale holders has accelerated, bringing their total holdings to 26.78 million ETH. Such a rise in whale accumulation suggests that the cohort is exhibiting renewed conviction in the altcoin’s long-term action.
CW stated that the buying activity is a positive signal for the Ethereum market. This action is currently observed across the broader crypto market as massive accumulation is taking place on other coins, such as Bitcoin. As a result, the expert is confident that the market is still in its bull phase.
Large Holders Doubling Down On ETHLarge holders are making an obvious move toward Ethereum, which is stacking up the leading altcoin, as reported by Milk Road, a market expert. Milk Road determined this action among the cohort by examining the ETH Balance by Holder Value.
Milk Road’s research is primarily centered among wallet addresses holding between 10,000 ETH and 100,000 ETH. Data from the metric shows that accumulation from the group has gone parabolic in the past few days. This change implies that strategic players might be positioning ahead of a larger market movement despite the suppressed short-term price movements.
After years of steady decline, the expert noted that these wallets are climbing fast again and are now back near all-time highs. In simple terms, the biggest Ethereum whales are returning to the market and are aggressively increasing their stash. Should this accumulation continue, it could mark the foundation for ETH’s next significant trend.
Виталик Бутерин перечислил условия децентрализации Эфириума
Конгрессмен-республиканец предположил причину стагнации крипторынка США
ЦБ Индии призвал все страны мира отказаться от стейблкоинов
Did Saylor’s Bitcoin Bet Fail? Strategy’s $17.5 Billion Loss Numbers Stun Community
Market expert Andy has drawn attention to a significant loss that Michael Saylor’s Strategy took in the last quarter of 2025, mainly due to its Bitcoin exposure. Meanwhile, renowned economist Peter Schiff also highlighted how the MSTR stock would have been one of the worst-performing stocks if the company were in the S&P 500.
Michael Saylor’s Strategy Posts $17.5 Billion Loss Amid Bitcoin DeclineIn an X post, Andy noted that Saylor’s Strategy will report GAAP earnings for a fourth-quarter loss of $17.5 billion in 2025, which ranks as the largest quarterly loss in history. This follows Bitcoin’s decline in the fourth quarter, with the leading crypto dropping below $100,000. This caused this loss for the company, given its BTC exposure.
Strategy’s Bitcoin exposure also contributed to the MSTR stock’s massive decline last year as BTC fell. The stock recorded a 2025 loss of almost 50%, dropping to the low $150 from its high of around $450. In an X post, Schiff noted that the stock’s decline in 2025 would make it the 6th-worst-performing stock in the S&P 500 if Saylor’s company were in the index. The economist again criticized Saylor’s Bitcoin model, stating that buying BTC was basically all the company did, which he claimed has destroyed shareholder value.
However, it is worth noting that Strategy’s Bitcoin exposure contributed to the company’s strong Q2 and Q3 earnings last year. In Q2, the company recorded $14 billion in GAAP operating income, while it recorded $3.9 billion in the third quarter. Furthermore, MSTR stock has remained one of the best-performing assets since Saylor and Strategy adopted BTC in 2020. The stock is up over 260% in the last five years.
Meanwhile, Schiff stated that the MSTR stock will likely deliver even worse returns in 2026 than in 2025. He believes this would happen because of Bitcoin, which the economist expects to drop more this year than it did in 2025, putting stress on the MSTR shares in the process.
Reason To Still Be Bullish On Strategy and MSTRMarket expert Adam Livingston stated that he remains bullish on Michael Saylor’s Strategy and MSTR stock because the company is hedging against inflation with Bitcoin rather than holding cash. Livingston noted that the real risk isn’t the volatility with the MSTR stock or market movement, but inflation, which continues to erode.
The expert further declared that Bitcoin changes the risk equation, thanks to its scarcity, which helps protect companies like Strategy and individuals against ‘money printing.’ Interestingly, Livingston suggested that Saylor’s company could become one of the most valuable in the world, thanks to its BTC exposure. He noted that long-term purchasing power is the objective, and this is where he expects the company to stand out.
Названа сумма ущерба от взломов криптопроектов
Global Crypto Reporting Expands As 48 Countries Prep For CARF 2027
A coordinated effort to gather crypto tax records has begun in a group of jurisdictions preparing to take part in the Crypto-Asset Reporting Framework (CARF).
According to official monitoring from the Organization for Economic Co-operation and Development (OECD), 48 jurisdictions committed to start collecting standardized crypto transaction and user data from January 1, 2026, with the first automatic cross-border exchanges expected to take place in 2027.
Countries Begin Collecting DataBased on reports, service providers such as major exchanges, some broker platforms, crypto ATMs and certain custody services will be obliged to record account details, transaction histories and users’ tax residency information for reporting to domestic tax authorities.
That information will be formatted so it can be shared automatically with partner tax offices once the exchange phase starts. The OECD monitoring update lays out the kinds of fields that must be gathered and stored for future reporting.
What Exchanges Must ReportAccording to news outlets tracking the rollout, exchanges are already adjusting onboarding forms and internal compliance systems to verify customers’ tax residency and capture wallet-level activity.
Some jurisdictions, led by the United Kingdom, have moved faster to require platforms to keep detailed purchase and sale records for users in scope. Tax authorities will then receive yearly reports covering balances, transfers and gains for listed accounts.
Operational Strain And Privacy QuestionsThe new rules create practical burdens. Smaller platforms will need to upgrade systems or hire compliance staff to track the new data points.
Based on reports, privacy advocates and parts of the crypto industry are warning that the depth of data collection could raise concerns about how long sensitive transaction records are held and who can access them.
Some legal teams are already studying how domestic data-privacy laws interact with automatic information exchange.
Middle Nations Join The Second WaveA further group of jurisdictions has said it will begin domestic collection later. Reports note that an additional 27 jurisdictions have timelines that target January 1, 2027 for starting to collect, with exchanges of information to follow in 2028 for that batch.
At least one analysis of national updates also indicates that a handful of countries are planning to stagger implementation because of local legislative calendars.
How This Will Play Out For UsersFor ordinary crypto users, the immediate change will be more questions during account setup and clearer record-keeping demands from providers.
Based on official guidance, CARF itself does not create new taxes; rather, it gives tax offices the data they need to enforce existing rules. For some investors, that means past reporting gaps will be easier for authorities to spot.
Reports have disclosed that implementation will vary by country. Some tax administrations are ready to receive standardized files in 2027, while others are still finishing domestic law changes.
Observers say the rollout marks a major step toward treating crypto transactions like other financial accounts when it comes to cross-border tax transparency.
Featured image from Unsplash, chart from TradingView
Михаэль ван де Поппе оценил перспективы альткоинов
Гендиректор криптобиржи Abra назвал главный фактор роста биткоина в 2026 году
Tether докупила 8888 биткоинов в канун Нового года
Ethereum: Buterin Revives ‘Milady’ For A World Computer Push
Ethereum co-founder Vitalik Buterin rang in 2026 by switching his X profile image back to a Milady-style avatar and pairing it with a manifesto-like post that re-centers Ethereum’s identity around a single, old-school ambition: becoming “the world computer” for an open internet.
“Welcome to 2026! Milady is back,” Buterin wrote, before ticking through what he framed as Ethereum’s 2025 progress: higher gas limits, a larger blob count, better node software quality, and zkEVMs hitting major performance milestones. He also argued that “with zkEVMs and PeerDAS ethereum made its largest step toward being a fundamentally new and more powerful kind of blockchain.”
Ethereum Must Deliver The World ComputerBut the post’s center of gravity wasn’t a victory lap. It was a warning that the network is still falling short of its own stated goals and that chasing whatever narrative is currently printing attention is not the point.
Buterin drew a bright line between Ethereum’s long-term mission and trend-driven incentives that often dominate crypto cycles. “Ethereum needs to do more to meet its own stated goals,” he wrote. “Not the quest of ‘winning the next meta’ regardless of whether it’s tokenized dollars or political memecoins, not arbitrarily convincing people to help us fill up blockspace to make ETH ultrasound again, but the mission: To build the world computer that serves as a central infrastructure piece of a more free and open internet.”
From there, he offered a description of what “world computer” should mean in practice: decentralized applications that can’t be quietly altered or shut off, and that remain usable even when the companies and infrastructure most users take for granted fail.
“We’re building decentralized applications. Applications that run without fraud, censorship or third-party interference,” he wrote. “Applications that pass the walkaway test: they keep running even if the original developers disappear. Applications where if you’re a user, you don’t even notice if Cloudflare goes down — or even if all of Cloudflare gets hacked by North Korea.”
Buterin extended that same set of expectations beyond finance, explicitly name-checking identity, governance, and “whatever other civilizational infrastructure people want to build,” and he emphasized privacy as a core property rather than a nice-to-have.
A notable thread in the post is that Buterin refuses to treat usability-at-scale and decentralization as a trade-off Ethereum can punt on. “To achieve this, it needs to be (i) usable, and usable at scale, and (ii) actually decentralized,” he wrote, arguing those requirements apply both to the base layer—“including the software we use to run and talk to the blockchain” and to the application layer.
That framing implicitly puts pressure on multiple constituencies at once: core protocol work, client diversity and quality, infrastructure that doesn’t centralize around a few providers, and dapp architectures that can survive developer abandonment while still meeting user expectations.
Buterin closed on a note of resolve rather than specifics, saying Ethereum has “powerful tools” but needs to apply them more aggressively. “All of these pieces must be improved — they are already being improved, but they must be improved more,” he wrote. “Fortunately, we have powerful tools on our side — but we need to apply them, and we will.”
At press time, ETH traded at $3,030.
