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Новая вредоносная программа Stealka крадет пароли криптовалютных кошельков и данные банковских карт с компьютеров под управлением Windows, сообщили специалисты российской компании «Лаборатория Касперского».

Ethereum’s price may be hampered by selling pressure, but the leading network continues to experience heavy utilization from developers and users. After robust interaction from the participants,  the blockchain giant emerged once again as the leader in Decentralized Finance (DeFi) lending.

DeFi Lending Still Pays Best On The Ethereum Network

A recent report has underscored Ethereum’s growing dominance within the blockchain sector. The network is solidifying its position as the financial foundation for decentralized finance lending, and the data is starting to present a convincing picture.

A look at the data shared by Leon Waidmann, a market expert and the head of research at On-Chain Foundation, shows that ETH is now the revenue center of DeFi lending. This implies that most of the revenue flowed through the ETH ecosystem, outpacing other major chains like Base, Plasma, and Arbitrum. 

From borrowing fees to interest paid by active users, the ETH network continues to be the key settlement layer where value is persistently created. ETH is at the center of the revenue outlines the network’s usage in addition to its ongoing dominance as the fundamental infrastructure driving DeFi’s most lucrative lending activity.

As seen on the chart, Ethereum mainnet steadily secured over 80% to 90% of all DeFi lending revenue and activity, reinforcing its increasing role in the financial landscape. Interestingly, this share has remained a dominant force even with the vigorous expansion of the Layer 2 and alt-Layer 1 chains.

Data shows that usage may be fragmented, but fees do not. Meanwhile, at the protocol layer, Waidmann highlighted that concentration is quite stronger. Amid this rising DeFi revenue lending, Aave is the core revenue engine on the Ethereum mainnet, attracting more than 50% of the total lending funds. 

This part of the network was also responsible for over 60% of all active loans on ETH. In the end, the project generated approximately $885 million in fees in 2025 alone, reflecting the significant usage of the network.

While Ethereum mainnet secures balance sheets and profits, layer 2s are optimizing execution and User Experience (UX). Waidmann noted that where confidence and liquidity are greatest, DeFi credit markets converge. “Ethereum Mainnet is not being disrupted, but is being reinforced,” the expert added.

Active ETH Addresses Targeting Its Peak

Another instance of robust engagement across the Ethereum network is a spike in active wallet addresses. Joseph Young, a crypto enthusiast, previously highlighted that the active users on the network are drawing close to its all-time high. Such a rise in active addresses suggests a resurgence of interest and conviction among larger and retail investors.

At the time of the post, about 2.4 million wallet addresses were actively interacting with the network every week. This is an indication that tokenization, stablecoins, and privacy infrastructure are all converging on Ethereum. Currently, Young stated ETH is dominating the big three metas, while expressing his conviction in the network’s prospects.

Комиссия по ценным бумагам и биржам США (SEC) обвинила 37-летнего основателя майнинговой компании VBit Technologies Дана Си Во (Danh C. Vo) в мошенничестве, а также присвоении и растрате клиентских $48,5 млн.

Предпоследняя полная неделя 2025 года прошла для криптовалют почти полностью в минусе. Несмотря на достаточно много позитивных новостей, инвесторы предпочитают не рисковать, обходя цифровые активы стороной. Что будет дальше?

According to David Sacks, the White House’s artificial intelligence (AI) and crypto Czar, the long-awaited crypto market structure bill, the CLARITY Act, which aims to define how regulatory bodies will oversee cryptocurrency markets, is reportedly closer to passing. 

Markups For Crypto Market Structure Bill Set For January

In a recent post on the social media platform X (formerly Twitter), Sacks shared insights from a fresh meeting with Senate Banking Committee Chair Tim Scott, indicating that a markup for the CLARITY Act is slated for January. 

The CLARITY Act is designed with a core framework that classifies digital assets into three categories: digital commodities, overseen by the Commodity Futures Trading Commission (CFTC); investment contract assets, regulated by the Securities and Exchange Commission (SEC); and permitted stablecoins. 

This structure aims to establish distinct regulatory roles for the CFTC and SEC, require registration for cryptocurrency exchanges, define Qualified Digital Asset Custodians (QDACs) with strict key management protocols, and introduce anti-money laundering (AML) and know-your-customer (KYC) rules.

However, the bill has faced delays over recent months, primarily due to an extended US government shutdown and ongoing negotiations between Democratic and Republican lawmakers. 

As recent reports by Bitcoinist have indicated, Democrats are advocating for additional time to discuss various crucial issues, including market integrity, financial stability, and ethical considerations surrounding President Trump’s family’s business dealings in the crypto space.

Despite these hurdles, a spokesperson for Chair Scott emphasized the significant progress made by the Senate Banking Committee in creating a robust regulatory framework. 

Meanwhile, the crypto industry is also striving to address concerns regarding the recently passed GENIUS Act, which includes provisions that could exert further limits on stablecoins. 

Contention Grows Over GENIUS Act 

A letter led by the Blockchain Association, signed by over 125 industry players, criticized attempts to reinterpret and expand the existing prohibition on interest linked to stablecoins within the GENIUS Act.

Signed into law by President Trump in July, the GENIUS Act aims to establish a regulatory framework for dollar-backed digital tokens, which are widely known as stablecoins. The act contains a provision that prevents stablecoin issuers from offering “any form of interest or yield.” 

This aspect has ignited a contentious debate between the crypto and banking sectors regarding the extent of the interest prohibition and whether adjustments are necessary.

Banking representatives argue that the prohibition on interest should extend to other entities that provide rewards to stablecoin holders, labeling any attempt to exclude them a “loophole” that contradicts the law’s original intent. They also lobbying Congress to revise the GENIUS provisions as part of the crypto market structure bill.

Featured image from DALL-E, chart from TradingView.com 

При наличии устойчивого бычьего тренда через десять лет цена биткоина может превысить $2,95 млн, заявили аналитики компании CF Benchmarks.

Суд Южного округа Нью-Йорка приговорил жителя Мексики Магдалено Мендосу (Magdaleno Mendoza), старшего промоутера криптопирамиды IcomTech, к 71 месяцу тюремного заключения. Суд также обязал мужчину выплатить пострадавшим от пирамиды $789 000 компенсаций.

A coalition of leading cryptocurrency firms is urging lawmakers on the Senate Banking Committee to reject specific provisions concerning stablecoins outlined in the recently passed GENIUS Act. 

This push, coordinated by the Blockchain Association, comes as more than 125 participants from the crypto industry voice their opposition to a proposed reinterpretation of an existing prohibition on stablecoin interest.

Among the organizations backing this letter are the Bitcoin Policy Institute, the Crypto Council for Innovation, the DeFi Education Fund, the Solana Policy Institute, the Digital Chamber, as well as major players like a16z Crypto, Coinbase, Gemini, Kraken, and Ripple.

Stablecoin Law Sparks Conflict

The GENIUS Act, signed into law by President Trump in July, is designed to set a regulatory framework for dollar-backed digital tokens, commonly known as stablecoins. A key element of this legislation is a provision that prevents stablecoin issuers from offering “any form of interest or yield.” 

However, this provision has ignited a contentious debate between the crypto and banking sectors regarding its extent and the necessity for any amendments.

Summer Mersinger, CEO of the Blockchain Association, addressed these concerns in comments to The Hill. “Reopening the issue before we have even started rulemaking just doesn’t make sense,” she stated, emphasizing the importance of maintaining legislative certainty. 

She argued that if Congress can revisit a bill immediately after it has been enacted, it raises questions about the law’s reliability for the marketplace.

The banking industry contends that the prohibition on interest should also apply to other entities that provide rewards to holders of stablecoins. They describe this stance as a crucial measure to address what they view as a “loophole,” asserting that it undermines the original intent aimed at stabilizing the financial ecosystem.

In contrast, the cryptocurrency sector maintains that the existing law strikes a careful balance that enables stablecoins to remain competitive in the payment services market. The letter from industry leaders outlines this perspective, stating: 

Congress prohibited stablecoin issuers from paying interest or yield to those holding stablecoins while intentionally preserving the ability of platforms, intermediaries, and other third parties to offer lawful rewards or incentives to consumers. 

Crypto Industry Challenges Banking Sector Claims

At the heart of the debate are concerns from banks about potential deposit outflows. Financial institutions fear that allowing rewards could incentivize individuals to shift funds into stablecoins, thereby reducing the amount of capital available for lending.

In response to these concerns, the crypto industry has cited an analysis from Charles River Associates, which found no significant correlation between the adoption of stablecoins and levels of deposits at community banks.

Furthermore, they pointed out that it seems contradictory to claim that banks are truly constrained by deposits when approximately $2.9 trillion in bank reserves are currently earning interest at the Federal Reserve (Fed) rather than being utilized for loans.

The industry’s letter challenges the banking sector’s position, stating, “Opposition to stablecoin rewards reflects protection of incumbent revenue models, not safety and soundness concerns.”

Democrats believe that it is possible to find a balanced approach, stating, “Congress can find solutions to this issue that protect the banking system while still permitting rewards and incentives.”

Featured image from DALL-E, chart from TradingView.com 

Генеральный директор платформы Real Vision Рауль Пал (Raoul Pal) заявил, что несмотря на рост цены сохраняющей анонимность владельца монеты Zcach, перспективы бычьего тренда актива в 2026 году выглядят неопределенными.

Суд в Лондоне приговорил к шести годам тюремного заключения бывшего старшего разработчика платформы для запуска мемкоинов Pump.fun Джарретта Данна (Jarett Dunn), известного под прозвищем «Криптовалютный Робин Гуд».

Гендиректор Tether Паоло Ардоино (Paolo Ardoino) заявил в подкасте Bitcoin Capital, что главным фактором риска для биткоина в 2026 году станет «пузырь искусственного интеллекта» (ИИ).

В правительстве России утвердили перечень бюджетных расходов, в которых цифровой рубль может быть использован уже в 2025 году. В него вошли соцобеспечение и заработная плата, сообщили в Минфине.

Аналитики американского банка JPMorgan объяснили, почему рынок стейблкоинов вряд ли достигнет $1 трлн к 2028 году. Они назвали эту цифру слишком оптимистичной.

On-chain data shows the distribution of the underwater Bitcoin supply has been shifting recently with the share of long-term holders rising.

23.7% Of Bitcoin Supply Is Currently Being Held At A Loss

In its latest weekly report, on-chain analytics firm Glassnode has discussed about the latest trend in the Bitcoin Total Supply in Loss. This metric measures, as its name suggests, the total amount of the cryptocurrency’s supply that’s currently carrying a net unrealized loss.

The indicator works by going through the transaction history of each token in circulation to see what price it was last moved at. If this previous transaction price was lower than the latest spot price for any token, then that particular coin is assumed to be underwater right now.

The Total Supply in Loss adds up all coins of this type to produce a net situation for the network. A counterpart metric called the Total Supply in Profit accounts for the tokens of the opposite type.

Now, here is the chart shared by the analytics firm that shows the trend in the 7-day moving average (MA) of the Total Supply in Loss over the last few years:

As displayed in the above graph, the Bitcoin Total Supply in Loss witnessed a sharp surge as the asset’s price crashed in November. Since then, the metric has stayed inside the 6 to 7 million BTC range, with its current value being 6.7 million BTC. This phase corresponds to the highest degree of loss on the network since 2023.

Glassnode explained:

Persisting within the 6–7 million BTC range since mid-November, this pattern closely mirrors early transitional phases of prior cycles, where mounting investor frustration preceded a shift toward more pronounced bearish conditions and intensified capitulation at lower prices.

The report has also shed light on how this loss supply is distributed between the two main divisions of the Bitcoin investors based on holding time: short-term holders (STHs) and long-term holders (LTHs). The cutoff between the two groups is 155 days, with investors who purchased inside this window falling in the STHs and those with a longer holding time in LTHs.

As the below chart shows, the Bitcoin loss supply spike last month was initially dominated by STHs.

With the cryptocurrency ranging low since then, the distribution of the loss supply has seen a shift between the two cohorts: LTHs have gained some notable share.

Of the 23.7% Bitcoin supply in circulation that’s underwater right now, 13.5% is held by STHs and 10.2% by LTHs. “This distribution suggests that, much like in prior cycle transitions into deeper bearish regimes, loss-bearing supply accumulated by recent buyers is gradually maturing into the long-term holder cohort,” noted the analytics firm.

BTC Price

At the time of writing, Bitcoin is trading around $85,400, down more than 5.5% over the last week.