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Where Did XRP Come From? Former Ripple Exec Drops Bombshell Story

bitcoinist.com - 3 hours 34 min ago

An interactive question-and-answer session between members of the community and David Schwartz has peeled back another layer of early XRP and Ripple history. 

The discussion unfolded publicly on the social media platform X, where users posed a series of questions touching on the token’s smallest unit, the creative forces behind the XRP Ledger, and even some forgotten cultural details from Ripple’s early internet presence. The responses from Schwartz offered rare insights into the personalities and ideas that shaped Ripple and the Ledger in its formative years.

Ripple Name, Drop, And The Role Of Arthur Britto

The exchange began when an XRP community member known as Bird asked Schwartz who came up with the term “drop” as the name for the smallest unit of the altcoin. The question was for clarifying historical details for documentation purposes. Schwartz replied that he could not say with absolute certainty, but he believed the idea came from Arthur Britto, one of the primary architects of the XRP Ledger.

Schwartz then expanded beyond the naming question and offered a personal comparison between himself and Britto. He described himself as having the same kind of intelligence as most people, just more of it, but said Britto possessed something entirely different, a rare quality that others simply do not have. 

Another community member, Toby, switched the conversation from technical history to cultural curiosity. He asked whether Ripple’s name, which also happens to be a Grateful Dead song, and the appearance of a Dancing Bear on an old Ripple 404 error page were part of some deeper internal joke or inspiration.

According to Schwartz, the only connection he was aware of was purely incidental. The ripple.com domain had been registered by a Grateful Dead fan who secured it because of the song, and Ripple later acquired the domain from that individual.

Reality Check On XRP Price Expectations

As the conversation continued, XRPL validator Vet asked Schwartz to provide a concrete example from the past that demonstrated the special quality he had attributed to Britto. Schwartz responded by pointing to two major ideas that originated with Britto: the concept of a decentralized exchange built directly into the XRP Ledger and the use of pathfinding to allow payments to draw incrementally from multiple liquidity sources.

The tone of the discussion changed again when another user urged Schwartz to publicly tell XRP supporters that the price could never reach figures like $50 or $100. However, Schwartz declined to make such a statement. 

He explained that although he personally does not think such price levels are likely, history has taught him caution when declaring what crypto prices cannot do. He recalled thinking XRP was unlikely to reach $0.25 and selling his holdings at $0.10 because it felt irrationally high at the time. This was at a time when Bitcoin reaching $100 seemed impossible.

Cardano Lands Circle’s USDCX As Tier-One Stablecoin: Hoskinson

bitcoinist.com - 5 hours 4 min ago

Charles Hoskinson says a Circle-issued stablecoin product is headed to Cardano after what he described as “deep negotiations” between Circle and a Cardano-aligned negotiating group known as the Pentad (Input Output (IOHK), EMURGO, Cardano Foundation, Midnight Foundation, and Intersect). Speaking from Fukuoka on his Japan tour livestream titled “Circle and Pentad,” Hoskinson framed the deal as a long-awaited step toward bringing “tier one” stablecoin liquidity into Cardano’s DeFi stack.

USDCX To Launch On Cardano After Deal Signed

Hoskinson said the agreement is signed and positioned the integration as near-term rather than aspirational. “This is not something that’s six months out, ink is on paper, deal is signed,” he said, adding that integration work should happen “in short order.” The pitch is that Cardano gains access to Circle’s distribution rails and liquidity network, while developers can build around a familiar dollar asset without needing bespoke plumbing for every application.

What’s coming, per Hoskinson, is “USDCX,” which he described as effectively the same asset as USDC but deployed through a model Circle uses for non-EVM chains. “USDCX is basically same asset and how it works is there’s a one-to-one reserve,” he said. “So for the non-EV chains like Stacks and others there’s a mirroring effect that occurs […] and then it’s easy through their network to access the same liquidity as USDC. So effectively it’s what we need.”

In Hoskinson’s telling, the practical implication is straightforward: Cardano users and applications get stablecoin functionality tied into Circle’s broader liquidity environment, without waiting for a native issuance path that has been a recurring community demand. “People were asking for a long, long time to get a tier one stable coin to Cardano,” he said. “This is how you do it and now we’re here. So we have access to Circle’s network, Circle’s protocol, Circle’s technology and the great liquidity of the Circle network as a whole.”

Hoskinson also emphasized what he called privacy benefits in the “USDCX” design, though he did not specify implementation details on the stream beyond noting “the added privacy benefits of USDCX and all the technologies therein.” He praised Circle as a counterparty, calling them “consummate professionals” and “tough negotiator[s],” and credited the Pentad for representing Cardano’s interests across the talks.

A key operational question for Cardano’s DeFi market is how quickly the asset becomes usable across the app layer and centralized exchange rails. Hoskinson acknowledged that distribution is not automatic just because a deal is signed.

“We have to make sure that we get USDCX integrated into all of the Cardano applications and so there’s a seamless user experience and a seamless user experience with exchanges so you can go from USDC and back without any additional steps or work,” he said, characterizing the remaining work as “a little bit more integration on our side,” but “not too much.”

He argued that Circle’s prior work on other non-EVM deployments should compress timelines. “That’s one of the advantages of this new USDCX is fast integration time,” Hoskinson said. “It doesn’t require a ton of custom work to get working with Cardano because they’ve already done these types of things with Stacks.”

The announcement lands against a backdrop Hoskinson described as poor market conditions and sour sentiment, which he suggested has fueled skepticism around Cardano partnerships more broadly. In a longer aside, he pushed back on the idea that integrations like these are perpetually “maybe” milestones.

“I do know that there are certain people that are skeptical […] ‘Well, maybe [it] will come, maybe not. Who knows? We’ll wait and see,’” Hoskinson said. “I don’t know how else to convey than signing the deal, doing the integration work […] but I understand that the skepticism comes from the market sentiment at the end of the day.”

Circle and Pentad https://t.co/qSfF1D7bcM

— Charles Hoskinson (@IOHK_Charles) January 30, 2026

Hoskinson used the same segment to reiterate that Cardano’s roadmap and partner strategy remains the controllable variable, even if macro headlines and political noise aren’t. “All we have agency over is what we build, who we partner with, and our strategy as a whole,” he said, before citing ongoing efforts including Leios, Hydra, Pentad’s integration push, and Midnight.

At press time, ADA traded at $0.3258.

XRP Ledger DEX Metrics Flash Strong Growth As Activity Touches New Key Levels

bitcoinist.com - 6 hours 34 min ago

Even years after its inception, the XRP Ledger, one of the leading networks in the crypto space, continues to attract robust adoption and real-world usage. With thousands of transactions being conducted on the leading network’s DEX on a daily basis, it has now reached a historical level that marks its growing role in decentralized trading.

Decentralized Trading On XRP Ledger Accelerates

XRP is experiencing heightened interest not just in buying activity from traders; the XRP Ledger has been seeing significant usage over the past few weeks. While adoption has increased toward the network, the Ledger’s Decentralized Exchange (DEX) activity is breaking past prior highs.

Xaif Crypto, a market expert and investor on the X platform, reported that the Ledger DEX activity has surged to new levels. Specifically, data shows that the activity recently reached a 13-month high, signaling a sharp uptick in on-chain trading across the network.

As more liquidity and transactions move over XRPL’s native DEX infrastructure, the increase is indicative of increasing user involvement. Sustained growth in DEX activity frequently indicates deeper adoption and expanding use cases, in contrast to brief spikes caused solely by speculation.

According to the chart shared by the expert, the number of transactions on the 14-day MA rose to approximately 1.014 million, breaking the ceiling that held throughout all of 2025. With this level of DEX transactions, the XRP Ledger is becoming a more active center for decentralized trade within the larger cryptocurrency ecosystem.

Xaif Crypto stated that this massive transaction count is not just a mere spike; it signals sustained momentum for the Ledger. Currently, the network is witnessing a fresh wave of liquidity and real user engagement. As a result, the expert declares that the Ledger is heating up in 2026.

This milestone comes as the XRP Ledger rolls out a new Lending Protocol (XLS-66), which is attracting institutional-grade credit to the network. With the new Lending Protocol, the Ledger is now evolving into a full financial layer with Rippled 3.1.0.

The protocol includes the ability to create loans on the Ledger, with loan brokers being able to generate fixed-term and fixed-rate, uncollateralized loans. These loans are predictable for professional use.

In addition, these loans are held in a Single Asset Vault, allowing risk-isolated liquidity. Another feature is the off-chain underwriting for uncollateralized options. It boasts native efficiency, which offers low-cost lending without a middleman or intermediaries. In the meantime, Decentralized Finance (DeFi) on the Ledger has just undergone a boost.

The Lending Protocol Gains Institutional Support

Following its historical launch a few days ago, the new XRP Lending Protocol is now experiencing significant support from institutional-level investors. One of the earliest companies to interact with the new protocol is Evernorth, a leading public treasury company.

According to BankXRP, the company is backing the native lending protocol to help transition a $100 billion market cap into a productive, yield-bearing ecosystem. These kinds of moves are an indication that the future of institutional DeFi is becoming native-driven.

Обвиняемого в краже $65 млн хакера отпустили из тюрьмы

bits.media/ - 7 hours 5 min ago
Судебные документы раскрыли подробности исчезновения арестованного в столице Сербии Белграде 22‑летнего канадца Андеана Меджедовича (Andean Medjedovic). Он обвиняется в хищении $65 млн у клиентов KyberSwap и Indexed Finance.

Стала известна цена добычи биткоина майнинговыми компаниями

bits.media/ - 8 hours 3 min ago
В январе средние затраты майнинговых компаний на добычу одного биткоина достигли $74 300, заявили аналитики управляющего криптоактивами хедж-фонда Capriole Investments.

Here’s Why The Bitcoin, Dogecoin, And XRP Price Are Crashing This Week

bitcoinist.com - 8 hours 4 min ago

The Bitcoin, Dogecoin, and XRP prices have crashed this week, recording massive declines, led by BTC, which dropped to new 2026 lows. This decline has been mainly due to macro fundamentals, including the Trump tariffs, which are causing market uncertainty. 

Why The Bitcoin, Dogecoin, And XRP Prices Are Crashing

The Bitcoin, Dogecoin, and XRP prices are down this week and are now suffering year-to-date (YTD) losses, according to CoinMarketCap. BTC dropped below $82,000 yesterday, marking a new yearly low for the leading crypto. One reason for this decline remains the Trump tariffs, which have heightened market uncertainty. 

Earlier this week, the U.S. president announced in a Truth Social post that he was increasing tariffs on South Korea from 15% to 25%. This came just days after he threatened to increase tariffs on Canada to 100% if they made a trade deal with China. It is worth noting that JPMorgan analysts, in a recent note, explained that the Trump tariffs, especially on China, are affecting dollar liquidity, which they indicated is already contributing to the decline in the prices of Bitcoin, Dogecoin, and XRP. 

These analysts explained that China has had to adapt to the Trump tariff pressure and, in doing so, is adversely affecting the dollar liquidity cycle. Notably, China has been selling off U.S. treasuries and buying more gold. Amid this development, the U.S. dollar has weakened, which will typically be bullish for BTC. 

However, these analysts stated that investors currently treat Bitcoin as a liquidity-sensitive risk asset rather than as a hedge against the USD weakness. Gold has instead taken the spotlight in this regard, reaching new highs as investors move to it as a safe haven. Notably, the Bitcoin, Dogecoin, and XRP prices also dropped yesterday as gold crashed over 6% amid a sudden sell-off. 

Meanwhile, rising tensions between the U.S. and Iran are also contributing to the decline in the Bitcoin, Dogecoin, and XRP prices. Earlier this week, Trump threatened strikes on Iran that would be far worse than the strikes last year. According to a Reuters report, the U.S. president is already weighing options against Iran, which could include targeted strikes on security forces and leaders. Iran has also vowed to respond like never before if pushed by the U.S.

A Hawkish Fed Is Also Sparking Bearish Sentiment 

The Fed also appears to be hawkish at the moment, which has sparked a bearish sentiment and contributed to the decline in Bitcoin, Dogecoin, and XRP prices. The Fed held interest rates at the FOMC meeting earlier this week, while signaling that they are in no hurry to make more rate cuts. This could mark the beginning of a rate-pause cycle, which could further constrain liquidity. 

Concerns about the Fed’s hawkish pivot have also worsened following reports that former Fed Governor Kevin Warsh is likely to become the next Fed Chair. Warsh is regarded as one of the more hawkish candidates for Fed chair, as he has advocated for a smaller Federal Reserve balance sheet. It also remains unclear where he stands on rate cuts, unlike the other candidates, who have declared support for lower interest rates.

Bitcoin Strategy Deepens As Metaplanet Approves $137M Raise Abroad

bitcoinist.com - Fri, 01/30/2026 - 22:30

Metaplanet, the Tokyo-listed firm that has been shifting into a Bitcoin treasury role, moved this week to shore up its balance sheet and add more BTC to its vault.

The company cleared a plan to raise up to about $137 million through a mix of new shares and stock acquisition rights aimed at buying Bitcoin, supporting its income business tied to BTC, and cutting some debt.

Reports say the fundraising will be done mainly with select overseas investors rather than a public share sale.

Metaplanet’s Capital Mix

According to filings, Metaplanet plans to issue 24.53 million new common shares at 499 yen apiece, which would bring in roughly 12.24 billion yen immediately.

In addition, the company will grant stock acquisition rights that could raise more money if exercised, taking the total potential haul to about 21 billion yen (roughly $137 million).

Reports note the share price for the offering sits a little above recent trading levels, but investors still reacted nervously.

A Push To Buy More Bitcoin

Metaplanet has been piling up BTC for a while. As of late December 2025, the company held about 35,102 Bitcoin, based on public updates.

The new funds are meant to let it keep buying while also giving breathing room for its Bitcoin income operations — those are businesses that try to earn fees or returns from BTC activity rather than from hotels or other old lines of business. Some of the cash will also go toward paying down borrowings tied to its recent credit facility.

Market Response And Risks

Stock traders pushed Metaplanet shares lower after the news, with the price slipping several percent during the session on concerns over dilution and the short-term impact of the issuance.

The company has faced sharp swings before: it booked a large non-cash impairment late in 2025 after Bitcoin’s fall, a hit that trimmed reported equity by a big sum and highlighted how tied the firm is to BTC prices. That accounting loss does not mean the coins were sold, but it did spook some investors.

Why This Matters

Reports say Metaplanet is trying to balance growth of its Bitcoin stash with steps to make its finances less fragile. The move shows a bet that holding more BTC and building services around it can pay off, but the plan also exposes shareholders to more swings in crypto markets.

For some investors, the chance to back a focused Bitcoin treasury is attractive. For others, the same bet looks risky, especially when big paper losses can show up on financial statements even while the firm holds the same coins.

Featured image from Unsplash, chart from TradingView

Bitcoin Lost Coin Supply Is Trending Lower – Here’s What To Know

bitcoinist.com - Fri, 01/30/2026 - 21:00

In a sudden move, the Bitcoin price has dropped sharply as volatility in the broader cryptocurrency market experienced a sharp increase, causing the flagship asset to retest the $83,000 level. Amid this waning market performance, a key trend is currently in the spotlight and making waves, which is the steady reduction in BTC Lost Coin supply.

Price Declines, And Lost Bitcoins Are Dropping

While the price of Bitcoin struggles with heightened volatility, the market dynamics are starting to see a critical shift in trend and investors’ activity. Several key metrics are now displaying a cautious signal about the market again, and one of those is the Bitcoin Lost Coins metric.

In the research, Joao Wedson, the founder of on-chain data platform Alphractal, disclosed that the BTC lost coin supply is declining, hinting at a subtle but meaningful shift in the network’s long-term dynamics. According to the market expert, this decline is not a coincidence.

This development suggests that many coins that were previously thought to be permanently unreachable are being reclassified as active, lowering the expected proportion of Bitcoin that cannot be recovered. It also essentially increases the usable quantity of BTC, which has an impact on the scarcity assumptions that underlie long-term pricing models.

Wedson highlighted that several analysts attributed the decline solely to the Exchange-Traded Funds (ETFs), but the story is beyond the narrative. While the ETF was the structural catalyst, the real trigger was breaking the long-awaited $100,000 price mark. When Bitcoin hits the price range, all economic incentives are altered. 

BTC that had been sitting idle for years in exchange cold wallets have started to move due to custody restructuring, address migrations, and UTXO consolidation. At the same time, OG whales and long-term holders have also moved into distribution mode, as they are actively selling into the market. This is considered a classic behavior during redistribution phases, not market collapse.

The developments coincide with individuals and companies making serious efforts to recover coins once believed to be lost in old backups, forgotten hard drives, abandoned multisigs, legal custodianships, estates, and inheritances. In simple terms, BTC that were economically dead before came back to life.

After his analysis, Wedson believes that the core point is simple. BTC ETFs did not create any new coins, and the $100,000 level did not either. Instead, all they did was reawaken an old supply that had been dormant. However, the Lost Coins are declining due to BTC becoming too valuable to ignore.

What Are BTC Investors Doing In The Market

Despite the ongoing volatile landscape, CW, a market expert, revealed that Bitcoin’s large holders are steadily purchasing low-leveraged long positions. These investors are building long positions rather than chasing aggressive bets, suggesting increasing confidence in the absence of excessive risk.

Related Reading: Bitcoin Big Money Bet: Whales Are Ramping Up Long Positions As Market Sets Up

On the other hand, the high-leveraged long positions of all retail investors have been liquidated. It is worth noting that the majority of high-leverage investors lost their money before the rally even started.

XRP’s Rich List Shows How Much The Top Wallets Control

bitcoinist.com - Fri, 01/30/2026 - 19:30

XRP’s wealth distribution is under the spotlight as new data reveals how much power is concentrated among its largest holders. A crypto analyst has unveiled fresh insights from the XRP rich list, showing the percentage of supply controlled by top wallets and what this could mean for price action. 

XRP Rich List Data Unveiled

XRP’s rich list data has been exposed by market expert KKapon, who shared a breakdown of wallet balances that challenge common assumptions about token concentration. The figures show that the top 10% of wallets hold at least 2,307 XRP, the top 5% start at 8,000 XRP, and the top 1% begin around 48,087 XRP. This shifts the focus away from price talk and toward who controls liquidity in the network.

KKapon argued that most people misunderstand XRP’s distribution because they have not reviewed the data and done the math. He emphasized that his analysis is not centered on market value, since price is only an output of deeper structural factors. Instead, he focuses on who has liquidity, who does not, and who will need it when demand increases. 

He shared a table showing the number of accounts and XRP balances for wallet holders in the top 0.01% to the top 10%. The data shows that the top 0.01% of accounts hold at least 3,852,994 XRP, representing just 756 wallets with multi-million-token balances. This concentration illustrates just how liquidity is clustered at the very top of the holder base. 

Moving slightly down the distribution curve, the top 0.1% of wallets control balances of 295,194 XRP or more across 7,554 accounts. The top 0.5% threshold sits at 85,861 XRP, covering 37,768 wallets. These figures show that tens of thousands of accounts currently control a significant portion of XRP’s supply and can influence market liquidity during periods of high demand.

According to the table, the 1% tier begins at 48,087 XRP, corresponding to 75,535 wallets. At the 2% level, balances drop to 23,348 XRP across more than 151,000 accounts, while the 3% tier holds at least 15,000 XRP in over 260,000 wallet addresses. Lower distribution levels still reveal significant control among a relatively small segment of holders. The top 5% of wallets each hold at least 8,000 XRP, totaling about 377,671 accounts, while the top 10% begins at 2,307 XRP across more than 755,000 wallets. 

Who Controls XRP Rich List Wallets

KKapon noted that the rich list in his analysis mostly shows retail wallets and does not capture how institutions hold XRP. He explained that, unlike individual users, institutional investors keep their XRP in personal on-chain wallets. They also gain exposure through custodians, funds, or derivative products. This means the rich list data only shows how XRP is distributed across wallets, not who owns the balances or has economic control over them.

Криптовалюты дешевеют: что происходит и чего ждать дальше

bits.media/ - Fri, 01/30/2026 - 18:23
В 2026 году ситуация складывается так, что криптоинвестор не знает, откуда еще ждать удар. Иран, Гренландия, Венесуэла, Куба, Канада — кто еще придет в голову Дональду Трампу? Неуверенность в завтрашнем дне нависает на криптоинвесторами и усиливает нервозность. Результат — падение криптовалют.

Bybit Regains Ground In 2025 After Historic Hack, CoinGecko Finds

bitcoinist.com - Fri, 01/30/2026 - 18:00

Bybit’s return to heavy trading was one of the stranger comeback stories of last year. Reports say the exchange moved back toward the top of the leaderboard after a massive security breach, and traders kept coming. That did not happen by accident. Quick decisions and public reassurances played a big role.

Bybit Bounces Back

According to CoinGecko, Bybit handled $1.5 trillion in trades during 2025 and ended the year with about 8% of total market share.

That is a solid showing given what happened in February, when attackers made off with $1.5 billion worth of Ether after finding a hole in the exchange’s cold wallet setup.

The theft has been linked to North Korean actors by several sources, and it stands as one of the largest losses in crypto history.

Many firms that face breaches do not recover. Reports note nearly eight out of 10 projects hit by hacks never fully bounce back.

Bybit’s choice to keep withdrawals open and to honor user balances changed the math. That move reduced panic and kept liquidity flowing.

Market Movers And Volume Gains

Trading volumes rose across multiple venues in 2025. CoinGecko’s research points out that six of the top 10 exchanges grew their yearly volume, and the total extra trades equaled about $1.3 trillion.

MEXC jumped sharply, reportedly rising 90% over the prior year, a gain blamed largely on aggressive zero-fee spot trading that pulled in high-frequency traders and new retail users.

Bullish price action for Bitcoin and several altcoins also pushed activity up; several coins reached fresh all-time highs during the year, which always sparks more trading and more headlines. For some platforms, promotions and fee policies had more immediate effect than brand reputation.

How Bybit Handled The Crisis

The exchange’s leadership was visible. Ben Zhou, Bybit’s CEO, addressed customers on camera and promised the platform would cover losses and secure additional liquidity quickly.

Some of those promises were acted on behind the scenes, where external support was arranged to shore up funds.

Trust was not rebuilt overnight. It was rebuilt in small steps, transaction by transaction, and in public statements that reassured users their capital was safe.

The combination of keeping services running and having clear communication changed investor behavior.

Binance And Rival Trends

Binance stayed the largest by a wide margin, with CoinGecko estimating about $7.3 trillion in annual volume. That massive figure hides a small drop from the prior year — a 0.5% decline — which analysts tied to a major liquidation event on October 10 that rattled markets.

Still, Binance’s user base was said to be over 300 million, and its ecosystem handles a vast range of products beyond spot trading.

Featured image from Pexels, chart from TradingView

Бенджамин Коуэн посоветовал владельцам биткоинов перестать быть оптимистами

bits.media/ - Fri, 01/30/2026 - 17:48
Криптоаналитик и блогер Бенджамин Коуэн (Benjamin Cowen) призвал владельцев биткоинов набраться терпения, так как нисходящий тренд криптовалюты может оказаться более длительным, чем хотелось бы.

Бутерин рассказал о пожертвованиях на развитие Эфириума

bits.media/ - Fri, 01/30/2026 - 17:36
Сооснователь Эфириума Виталик Бутерин заявил, что пожертвовал 16 384 эфиров (около $43 млн) на развитие сообщества сети второй по капитализации криптовалюты.

BlackRock XRP ETF Next? Canary CEO Eyes Late 2026

bitcoinist.com - Fri, 01/30/2026 - 16:30

Canary Capital CEO Steven McClurg said he expects BlackRock could enter the spot XRP ETF race as soon as late 2026, framing it as a demand-led decision rather than a sudden shift in conviction from the world’s largest asset manager.

Speaking in a Jan. 27 interview with Crypto Sensei, McClurg argued that the market is already moving in that direction as more legacy ETF issuers test the perimeter of non-Bitcoin products.

BlackRock Could Join XRP ETF Race By End Of 2026

“It wouldn’t surprise me if BlackRock files for a XRP, potentially Solana ETF sometime by the end of 2026 or 2027,” he said. “I mean you’ve already got Fidelity, you’ve already got Franklin Templeton in the race there. So it’s not going to be a whole lot longer before BlackRock. Aso […] Invesco just filed for a Solana ETF. Give it time. XRP will be there as well.”

McClurg described the ETF playbook as straightforward: issuers follow client demand and liquid market structure, then expand product shelves once the commercial case is clear. “I think it has to do with a few functions. They want to see demand. They want to see high market cap and it’ll get there eventually,” he said, suggesting that XRP’s pathway to a BlackRock filing is less about narratives and more about sustained investor pull.

That framework also matches how he says Canary thinks about filings. Asked how much product development is driven by client demand versus the firm’s own views, McClurg was blunt: “It’s highly weighted towards where we believe demand is.” He added that Canary will occasionally “take a couple of risks” on earlier-stage tokens, citing Axelar as a filing that was ultimately not launched amid weaker demand and drawdowns.

McClurg’s comments came with a wider thesis about where institutional attention is shifting. He said many pension funds and sovereign wealth investors are approaching Bitcoin as an allocation akin to gold, but that conversations around Ethereum often stall. “The conversation we’re having with Ethereum is that’s old technology, I want what’s next,” he said, adding that some institutions “just pass on Ethereum,” pointing to a view that open-source code can be replicated inside private networks.

By contrast, he said institutions are increasingly focused on networks he described as “very cheap and efficient to run,” naming XRP Ledger, Hedera, and Solana, alongside “competitors to Solana” such as Injective. The core pitch, in his telling, is operational: lower costs, higher throughput, and a clearer line from network utility to enterprise deployment.

On US bank adoption, McClurg predicted banks will partner with specific crypto protocols rather than converge on a single rail, with Ripple “first,” Hedera “second,” and Solana “a far third” in terms of being “dug into the financial system.” He also singled out Ripple’s stablecoin RLUSD as a potential breakout, saying, “I see that thing exploding” once integrated with partner rails, and even floated that RLUSD “could surpass USDC.”

McClurg tied much of the timing, ETFs included, to regulatory clarity. “I don’t really care what’s in the bill. I just want to know what I can and can’t do,” he said, referring to the Clarity Act debate. “And once I know what I can and can’t do, I can go make money […] just tell me the rules so that I can go out and run my business and not have to look over my shoulder.”

At press time, XRP traded at $1.75.

Число кошельков с миллионами XRP выросло в начале года

bits.media/ - Fri, 01/30/2026 - 15:52
За неполный январь в реестр XRP Ledger добавилось 42 адреса с балансом более 1 млн токенов. Число кошельков с крупным балансом криптовалюты XRP компании Ripple растет впервые с сентября, обратили внимание аналитики компании Santiment.

Отток капитала из биржевых биткоин-фондов достиг $817 млн

bits.media/ - Fri, 01/30/2026 - 15:16
Чистый отток капитала из американских спотовых биржевых фондов (ETF) на биткоин за четверг, 29 января, составил $817 млн, говорят данные платформы SoSoValue.

Замгенпрокурора-криптоинвестора обвинили в конфликте интересов

bits.media/ - Fri, 01/30/2026 - 14:27
Шесть сенаторов-демократов направили письмо заместителю генерального прокурора Тодду Бланшу (Todd Blanche), раскритиковав его решение о роспуске Национального подразделения по обеспечению соблюдения правил в отношении криптовалют (NCET), созданного в 2022 году Министерством юстиции США.

Основатель Bankless предложил стратегию защиты от покушений на жизнь криптоинвесторов

bits.media/ - Fri, 01/30/2026 - 14:07
Основатель медиаплатформы Bankless и криптофонда Mythos Capital Райан Шон Адамс (Ryan Sean Adams) посоветовал владельцам криптовалют не иметь прямой доступ к активам из собственного дома и со смартфона, чтобы избежать нападения преступников.

Рост предложения стейблкоинов почти остановился — ARK Invest

bits.media/ - Fri, 01/30/2026 - 13:24
Объем предложения стейблкоинов к началу года достиг почти $300 млрд, но рост практически остановился. До сих пор сказывается октябрьский обвал криптовалютного рынка, объяснили аналитики компании ARK Invest.

Жительница Минска лишилась денег при обналичивании криптовалюты

bits.media/ - Fri, 01/30/2026 - 13:12
22-летняя жительница Минска потеряла 23 000 белорусских рублей (около $8 000 долларов), попытавшись обналичить криптовалюту, рассказали в Октябрьском районном управлении внутренних дел столицы Республики Беларусь.

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