Из жизни альткоинов

Crypto exchange Kraken has pledged to sponsor so-called “Trump Accounts” for every child born in Wyoming in 2026, tying its name to a federal savings program closely associated with U.S. President Donald Trump.

Related Reading: Kraken Backs Trump Accounts, Points To Shared Crypto Vision

The advancement positions the exchange at the center of a politically branded financial initiative while also reinforcing its long-standing alignment with Wyoming’s crypto-friendly regulatory framework.

The decision arrives at a moment when crypto firms are recalibrating their relationships with policymakers after years of regulatory pressure. For Kraken, which is headquartered in Wyoming, the move blends community investment with a clear policy signal to a state that has positioned itself as a testing ground for regulation.

How The Trump Accounts Work

Trump Accounts are tax-advantaged savings accounts that parents or legal guardians can open for children under 18.

Under a federal pilot program, every U.S. citizen newborn born between Jan. 1, 2025, and Dec. 31, 2028, is eligible for a one-time $1,000 contribution from the U.S. Treasury. The funds are invested in approved market index funds and grow on a tax-deferred basis until the child reaches adulthood.

Kraken said it will make an additional contribution to each eligible account opened for Wyoming newborns in 2026, though it has not disclosed the amount or clarified whether its funding will be held in cash or digital assets.

The exchange framed the decision as support for families in the state where it operates and is regulated as a Special Purpose Depository Institution.

Wyoming’s Role in the Decision

Wyoming has spent years building a legal framework tailored to digital assets, offering custody rules and banking charters that few other states had adopted earlier. Senator Cynthia Lummis, a long-time supporter of crypto policy, welcomed Kraken’s pledge, saying it would give children in the state an early financial foundation.

Kraken executives have repeatedly pointed to Wyoming’s regulatory clarity as a reason for deeper, long-term investment. That clarity helped the exchange operate under state oversight even as federal regulators pursued enforcement actions against parts of the industry.

A Policy Bet With Broader Implications

By backing a program branded with a sitting president’s name, Kraken is taking on political risk alongside potential goodwill. Some analysts view the move less as philanthropy and more as a strategic effort to cement its standing in Wyoming and signal alignment with current federal policy direction.

The exchange now joins traditional financial institutions such as JPMorgan Chase that have voiced support for the initiative, underscoring how a once-niche crypto firm is increasingly operating within mainstream policy debates.

Related Reading: Zashi Becomes Zodl: Zcash Wallet Rebrands Following Internal Split

Whether this approach pays off may depend on how durable Wyoming’s crypto experiment, and the Trump Accounts program itself, proves to be.

Cover image from ChatGPT, ETHUSD chart from Tradingview

As anticipation builds around the long-awaited digital asset market structure legislation known as the CLARITY Act, negotiations between the crypto industry and the banking sector appear to be resuming this week. 

White House Considers New Crypto Talks

According to Crypto In America journalist Eleanor Terrett, the White House is weighing the possibility of holding another meeting as soon as Thursday to address one of the most contentious elements of the bill: stablecoin yield. 

Citing two sources familiar with the discussions, Terrett reported that administration officials are considering convening representatives from both banks and crypto firms for renewed talks. However, she noted that no final decision has been made and plans have yet to be confirmed.

The potential meeting follows a previous round of discussions that ended without resolution. Terrett reported Monday that last Tuesday’s White House gathering — which included senior policy staff from major banks, crypto companies, and trade associations — concluded without an agreement. 

According to her reporting, banking representatives circulated a one-page document titled “Yield and Interest Prohibition Principles.” The document argued that stablecoins should not offer yield or rewards, drawing a firm line that has become a central sticking point in the broader negotiations.

Despite the setback, Ripple Chief Executive Officer Brad Garlinghouse has publicly expressed confidence that the crypto and banking sectors will ultimately bridge their differences, clearing the way for final approval of the legislation and its signing by President Donald Trump.

Ripple CEO Says ‘Clarity Is Better Than Chaos’

In comments reported Tuesday by The Street, Garlinghouse suggested that once the remaining disputes are resolved, the CLARITY Act could move swiftly toward enactment. He even alluded to a potential timeline, signaling urgency around the process.

Garlinghouse called on the crypto community to rally behind the legislation rather than hold out for a flawless outcome. He argued that progress should not be derailed by disagreements over specific provisions. 

“I think it’s so clear that clarity is better than chaos,” he said, emphasizing that regulatory certainty would benefit the entire sector. While acknowledging that the CLARITY Act is not perfect, Garlinghouse maintained that no piece of legislation ever is. 

Garlinghouse went further, estimating there is an 80% probability that the anticipated crypto market structure bill will be signed into law by the end of April.

Featured image from OpenArt, chart from TradingView.com 

Crypto pundit CryptoSensei has warned that XRP investors are in danger as the banks continue to hold the CLARITY Act “hostage.” He explained that the passage of the crypto bill could provide a major boost to XRP and the broader crypto market, but warned that banks will likely continue to stall as much as possible.

Why XRP Investors Are At Risk 

In an X post, CryptoSensei stated that XRP holders are at risk because the bank is likely to stall the progress of the CLARITY Act as much as possible before it is forced to proceed. The crypto pundit believes the White House will eventually get banks to reach a compromise on the crypto bill, but warned that such a compromise could hurt investors. 

Banks are currently proposing a complete ban on the distribution of stablecoin yields to users, a move that is stalling the CLARITY Act’s progress as crypto leaders push back on this proposal. The passage of the crypto bill could be a major positive for XRP, as it stands out as one of the crypto assets most likely to benefit from regulatory clarity. 

Crypto Sensei stated that he is not too excited about a potential compromise on the CLARITY Act because retail XRP holders and other crypto holders could end up bearing the consequences. However, the pundit remains confident that if the crypto bill passes with favorable terms for the crypto industry, a market boom is likely. 

Crypto Sensei said that he is hopeful but a little discouraged about the way the bank has acted differently. He remarked that the banks could have negotiated these terms during the passage of the GENIUS Act rather than holding the CLARITY Act hostage now. 

Ripple CEO Advocates For The CLARITY Act Passage

Ripple CEO Brad Garlinghouse has advocated for the passage of the CLARITY Act despite concerns over the ban on stablecoin yields. He acknowledged that the crypto bill isn’t perfect and that there are aspects he doesn’t like. However, Garlinghouse believes that these imperfections shouldn’t stall progress. 

He also mentioned how Ripple has been a big advocate of the CLARITY Act because of the XRP lawsuit against the SEC. He noted that the token gained clarity from the lawsuit after the Judge ruled that the token isn’t a security. 

However, Garlinghouse still believes that it is important for the broader crypto market to have clarity since Ripple’s fortunes kind of hinge on how well the industry performs. The Ripple CEO predicts that the crypto bill will be 80% close to getting signed into law by April. 

At the time of writing, the XRP price is trading at around $1.48, up in the last 24 hours, according to data from CoinMarketCap.

Institutional capital flows and weakening market momentum are converging at a sensitive moment for Ethereum (ETH), placing the second-largest cryptocurrency at a potential turning point.

A major portfolio adjustment by Harvard University’s endowment, combined with declining prices and shifting on-chain signals, has intensified debate over whether the Ethereum price is nearing a bottom or preparing for another leg lower.

Recent regulatory filings show that Harvard Management Company reduced its exposure to Bitcoin exchange-traded funds while initiating its first allocation to Ethereum ETFs. The move comes as ETH trades below the psychological $2,000 level, a price zone that has increasingly acted as resistance rather than support.

Harvard’s Crypto Rebalance Signals Institutional Repositioning

During the fourth quarter of 2025, Harvard cut its stake in BlackRock’s Bitcoin ETF by roughly 21%, reducing holdings to about $265.8 million. At the same time, the endowment purchased nearly $87 million worth of shares in BlackRock’s Ethereum Trust, marking its first direct ETF exposure to Ether.

The adjustment occurred amid a broader crypto market pullback, with Bitcoin falling sharply from late-2025 highs and Ethereum declining alongside it. Analysts suggest the change may reflect portfolio rebalancing rather than a straightforward shift in sentiment, potentially tied to unwinding complex institutional trading strategies.

Still, the move aligns with wider institutional behavior. Filings show total ownership of major Bitcoin ETFs declined significantly during the same period, indicating investors may be reassessing risk exposure while exploring alternative crypto allocations.

Despite the shift, cryptocurrency ETFs remain a small portion of Harvard’s $56.9 billion endowment, accounting for less than 1% of total assets.

Ethereum Price Stuck Below Key Resistance

Ethereum price has struggled to regain momentum after a steep sell-off. The asset recently hovered near $1,980 after falling about 40% over the past month and remains far below its 2025 peak above $4,900.

Technically, the market continues to print lower highs and lower lows, keeping the broader trend bearish. Analysts are closely watching the $2,150–$2,200 range, which must be reclaimed to signal a potential reversal. Failure to hold support near $1,900 could expose downside targets between $1,700 and $1,600.

Derivatives data show declining open interest and trading volumes, suggesting traders are reducing risk rather than positioning aggressively for a breakout. ETF flows have also been mixed, with recent net outflows highlighting cautious institutional sentiment in the short term.

On-Chain Data and Network Fundamentals Offer Mixed Signals

While the Ethereum price action remains weak, blockchain data paints a more nuanced picture. Large holders have continued accumulating Ether, with whale wallets adding substantial balances even as prices declined. Accumulation addresses now hold record amounts of ETH.

Network usage has also strengthened. Ethereum recently processed a record 17.3 million weekly transactions while median fees dropped to fractions of a dollar, signaling improved efficiency and sustained user activity.

Meanwhile, Ethereum co-founder Vitalik Buterin reiterated that the network’s long-term value lies in its neutrality and censorship resistance, emphasizing open participation regardless of individual viewpoints. His comments arrive as debates around decentralization and ecosystem direction intensify.

Cover image from ChatGPT, ETHUSD chart from Tradingview

Market participants continue to search for reliable signals that can define the timing of Bitcoin’s next major expansion phase. While price forecasts, macro narratives, and ETF flows increasingly shape expectations, a chart published on February 16, 2025, by Alphractal founder and CEO Joao Wedson has added a new layer to that discussion. Focusing specifically on the profit positioning of long-term Bitcoin holders, this chart reveals a historic pattern about bull market timing.

What The Bitcoin Chart Tracks — And Why It Matters

In his post, Wedson presented a long-range chart built around the Long-Term Holder Net Unrealized Profit/Loss metric. The indicator measures the average unrealized gains or losses held by investors classified as long-term participants—wallets historically associated with stronger holding behavior and lower sell-side activity.

Related Reading: This Key Bitcoin Metric Signals That The Downside May Persist A Bit Longer

Rather than emphasizing short-term speculation, Wedson framed the metric as a lens into the financial condition of Bitcoin’s most resilient market cohort. According to the data shared, the current reading sits at 0.36. That level indicates long-term holders remain in aggregate profit, meaning their holdings, on average, are valued above acquisition cost.

The chart visualizes this positioning through color-coded zones. Green regions represent periods where long-term holders hold unrealized profits. These phases have historically aligned with either late bull market environments or transitional consolidation ranges. The persistence of green, in Wedson’s presentation, signals that deep cycle stress has not yet fully materialized among conviction investors. By contrast, the most consequential signals in the chart appear when the metric shifts below zero.

When The Metric Turns Negative

Wedson’s analysis places primary emphasis on the moments when Long-Term Holder NUPL enters negative territory. In these intervals, even the most historically patient investors hold unrealized losses. The chart marks these periods in red, visually distinguishing them from profit-dominant phases.

Related Reading: Historical Pattern From 2017 Signals Bitcoin Price Crash To $35,000

Historically, those red zones have coincided with late bear-market conditions—periods characterized by widespread pessimism and compressed valuations. Wedson described this stage as one reflecting maximum market depression, where financial stress extends beyond speculative traders to reach long-term capital.

The chart’s historical mapping shows that these negative phases have preceded every major Bitcoin bull cycle. Each time the metric dropped below zero, it aligned with late-stage capitulation dynamics: seller exhaustion, reduced distribution pressure, and a transfer of coins toward entities with stronger holding capacity.

Within this framework, the red zone functions less as a signal of structural weakness and more as a reset phase. It marks the point where excess leverage and speculative positioning have been cleared, establishing conditions historically associated with cycle bottoms.

Wedson’s interpretation positions opportunity within these depression phases rather than during profit-heavy expansions. As illustrated in the chart, prior bull runs did not begin while long-term holders were comfortably in profit. They emerged after losses had permeated the cohort. With the metric still positive at 0.36, the chart suggests that, based strictly on historical precedent, the final capitulation preceding the next bull run has yet to occur.

Metaplanet posted a dramatic swing in its latest results after shifting much of its business toward Bitcoin. Revenue surged by over 700% year-on-year to close to ¥9 billion (about $58 million), a jump the company ties to income from BTC options and related services. The change was rapid — the firm only launched its Bitcoin income operations late in 2024 — and now those activities make up almost the entire top line.

Revenue And Business Shift

According to the fiscal 2025 filing, roughly 95% of revenue was tied to Bitcoin-related operations. Premiums from options writing and fees from trading products accounted for the bulk of that cash flow.

おはプラネット。最近の株価動向を踏まえ、株主の皆さまにとって厳しい状況が続いていることは、私たちも十分に認識しています。しかしながら、メタプラネットの戦略に変更はありません。私たちは引き続き、ビットコインの積み上げ、収益の拡大、そして次の成長フェーズに向けた準備を、着実に進めてい…

— Simon Gerovich (@gerovich) February 6, 2026

Traditional lines such as hotel and media work were replaced by the crypto arm. That move translated quickly into sales, but it also concentrated the company’s fortunes around one volatile asset.

CEO Reaffirms Long-Term Treasury Plan

Simon Gerovich has reiterated that their strategy will remain in place despite the recent market slump. He posted that there will be no change in direction, and that accumulation will continue. That public commitment matters for continuity, but it does not remove the accounting and market risks.

The Numbers Behind The Headlines

Metaplanet’s operating profit was positive, at about ¥6.28 billion (close to $40 million). Reports note the company still recorded a net loss nearly $620 million after a valuation hit on its Bitcoin holdings.

A drop in market value of more than $660 million wiped out most of the operating gain when fair-value accounting was applied. Capital markets were tapped heavily: the firm has raised over $3 billion since switching to the treasury model.

Source: Metaplanet

Accounting Losses Versus Operating Strength

That gap between operating profit and net loss is a clear example of how accounting rules interact with volatile assets. Gains from option premiums were earned and reported. At the same time, unrealized losses on the coin stash had to be shown on the balance sheet, pushing the bottom line into the red.

Bitcoin Price Action

In the middle of this story sits the market itself. Bitcoin’s swings have driven much of Metaplanet’s year. Prices fell sharply during the broader selloff and checked the company’s valuation, while periods of calmer trading allowed the option business to generate steady income.

Traders pointed to headline risk and overall risk-off moves when the market slid, and that pressure fed into the company’s financial statements.

Holdings And Strategy

Reports say holdings rose from about 1,762 BTC at the end of 2024 to roughly 35,102 BTC by the close of 2025, making Metaplanet one of Japan’s largest corporate Bitcoin holders.

The company describes the plan as a long-term treasury approach: acquire and keep Bitcoin to guard against fiat dilution and to capture potential long-term appreciation. That is an explicit bet on future returns offset by short-term volatility.

Featured image from Unsplash, chart from TradingView

44‑летний житель района Калян‑Нагар индийского города Бангалор добровольно отдал мошенникам свыше 19 млрд индийских рупий (около 2,1 млн USDT). Мужчина думал, что обменивает стейблкоины на фиатные деньги.

A new technical projection is circulating in the crypto market after pseudonymous analyst and XRP Ledger (XRPL) developer Bird forecast a sharp rise in the cryptocurrency’s market capitalization. The analyst predicts that the altcoin could soon reach a valuation of $300 billion, accompanied by a significant price increase from current levels.

XRP Market Cap Forecasted To Surge To $300 Billion

In a post on X, Bird boldly declared that a “$300 billion XRP market cap is coming very soon.” The assertive forecast clearly shows his strong confidence in the token’s near-term growth potential, suggesting a major increase from current levels and reflecting growing optimism around the token despite recent price swings and a broader market downtrend. 

Bird’s forecasts were accompanied by a detailed TradingView chart illustrating a potential breakout scenario for XRP’s market capitalization. At the time of the analysis, its valuation stood at $88.38 billion. Technical levels on the chart highlight a prolonged downturn stretching from early 2025 into early 2026. Additionally, a descending white trendline can be seen connecting multiple lower lows, indicating sustained selling pressure over several months.

The most recent price action shows the market cap revisiting a long-term support zone between $100 billion and $80 billion, an area circled on the chart to emphasize its significance. Fibonacci retracement and extension levels are plotted from a price swing high to a major now, marking key levels at 0.236, 0.382, 0.5, 0.618, 0.702, 0.786, 1, and 1.618. 

The 1 level aligns near the $225 billion region, while the 1.618 extension points above toward Bird’s projected $300 billion market cap. The chart illustrates a large upward green arrow extending from $88.38 billion valuation at the time of the analysis toward $300 billion, representing an increase of more than $211 billion. This suggests that Bird expects its valuation to skyrocket by more than 239%. 

Price At A $300 Billion Market Cap

Analysts calculate XRP’s price by dividing its market capitalization by its circulating supply. Based on its current circulating supply of approximately 60.91 billion tokens and a projected market cap of $300 billion, this would imply a price increase to approximately $5 per token. At the time of writing, the cryptocurrency is trading near $1.47, meaning a surge to this level would represent a rally of approximately 271%. 

Although $5.45 is a big jump from present lows, many in the crypto community have expressed dissatisfaction with the bullish projection. Some say it’s too low, voicing out frustration and criticizing XRP’s slow price growth over the past decade. 

Others believe the altcoin is still undervalued at a $300 billion market cap, with some members projecting that the cryptocurrency’s valuation could eventually reach trillions of dollars.

Крупнейший публичный корпоративный держатель биткоинов, компания Strategy с 9 по 15 февраля пополнила свой резерв на 2486 BTC. Средняя цена покупки первой криптовалюты составила $67 710 за монету.

Иностранные криптобиржи будут заблокированы в России уже летом, считает старший аналитик агрегатора обменников Bestchange Никита Зуборев. В разговоре с РБК он обратил внимание, что по срокам это совпадет с обещанием властей принять до 1 июля новые законы о регулировании крипторынка.

Мосгорсуд отклонил апелляционную жалобу блогера Валерии Федякиной, известной под псевдонимом «Битмама», на меру пресечения по делу о мошенничестве. Женщина останется под стражей.

Инвестиционный директор американской управляющей компании Bitwise Мэтт Хоуган (Matt Hougan) призвал не паниковать из-за падения крипторынка, заявив, что криптозима 2026 года не страшнее тех, что были в 2018-м и 2022 году.

В феврале майнеры вывели с криптовалютных бирж в общей сложности 36 000 биткоинов. Только с крупнейшей торговой платформы, Binance, выведено более 12 000 BTC, подсчитали аналитики CryptoQuant.

Zashi, the flagship mobile wallet built by Zcash’s original engineering team, is rebranding to “Zodl” as its developers formally operate outside the Electric Coin Company (ECC) structure. The change matters less as a cosmetic refresh than as a signal: the same builders are continuing product work, but under a new corporate banner after a governance rupture that spilled into public view in early January.

Zcash Wallet Zashi Renamed Zodl

In a post on X dated Feb. 16, the wallet team said the next app update will rename Zashi to Zodl “without impacting the user experience,” stressing there is “no action required” from users. “It’s a new brand for a new chapter, but everything else stays the same: the wallet, the team behind it, and our commitment to Zcash,” the announcement read. “We’re moving forward with clarity and purpose, and this change reflects the building momentum.”

The post also tied the rebrand to a broader organizational reset. “In January of this year, the entire Electric Coin Company (ECC) team, the original creators of Zcash and Zashi, left ECC and formed a new company,” it said, naming the new entity Zcash Open Development Lab (ZODL) and positioning Zodl as the “Zcash flagship wallet.” The team framed the move as a way to pursue growth “without reliance on the Zcash development fund,” while keeping continuity on shipping and support.

On mission, the wallet team used language that will be familiar to long-time Zcash followers, explicitly anchoring the product roadmap to privacy-first payments. “We envision a world without mass financial surveillance. A world where law-abiding people can transact freely and privately, without fear that their data will be exploited or weaponized,” the post said. “There is no sovereignty without privacy. Our banner has changed, but our mission has not.”

The immediate practical effect for users is limited: the same app is expected to update in place, with branding changes rolling out across channels, including the Discord support presence. The more consequential change is governance and ownership context: the wallet is now explicitly presented as a product of ZODL rather than ECC, after weeks of public dispute about who could control, finance, and potentially commercialize consumer-facing efforts around Zashi.

The Background Story

The break traces back to a late-2025 clash between ECC leadership and Bootstrap, the 501(c)(3) nonprofit that governs ECC. In early January, former ECC CEO Josh Swihart said board actions left the team no viable path inside the existing structure. “Unfortunately, decisions made by four of Bootstrap’s board members forced every person at ECC to exit the company, very quickly,” Swihart wrote on the Zcash Community Forum on Jan. 9. “I wish we hadn’t been forced to move so quickly. But we had no choice. This is a serious matter. It is not a game. And as you see, the consequences, severe.”

Bootstrap, for its part, has argued the flashpoint was a proposed transaction to move Zashi into a for-profit structure and attract outside capital, which it says had to be handled as a related-party deal involving nonprofit-controlled assets.

In a public statement and accompanying timeline, Bootstrap described talks around external investment and “alternative structures to privatize Zashi” intensifying in late October 2025, then accelerating in December amid rushed deadlines, incomplete documentation, and legal constraints tied to nonprofit fiduciary duties. The timeline states that matters “rapidly escalated” around Dec. 20 when the board was presented with a Jan. 1 deadline to approve a deal, followed by leadership departures in early January and the broader team exit shortly after.

At press time, Zcash traded at $284.34.

Криптобиржа Nexo, управляющая активами на $11 млрд, сообщила о возвращении в США и намерении предложить клиентам сервисы для управления ликвидностью и портфелями цифровых активов.

Канадский бизнесмен и ведущий шоу Shark Tank Кевин О’Лири (Kevin O’Leary) заявил, что крупные компании боятся увеличивать покупки биткоинов из опасений насчет будущих возможных квантовых атак на блокчейн Биткоина.

Сооснователь Эфириума Виталик Бутерин назвал Эфириум нейтральной технологией, не принадлежащей ни ему, ни какой-то одной группе разработчиков. Для использования блокчейна людям не обязательно соглашаться с его, Бутерина, личными взглядами.

Инвестор и автор книги «Богатый папа, бедный папа» Роберт Кийосаки (Robert Kiyosaki) заявил, что мир стоит на пороге «крупнейшего обвала фондового рынка в истории». Писатель напомнил, что еще в 2013 году в другой книге, «Пророчество богатого папы», он писал о грядущем масштабном крахе и призывал вкладываться в криптовалюту.

Kraken, the crypto exchange, said it will fund “Trump Accounts” for every baby born in Wyoming in 2026, a pledge that ties a private firm to a new federal savings program named after US President Donald Trump.

The move was announced on the Wyoming floor by Senator Cynthia Lummis and later confirmed by Kraken spokespeople.

Reports say the program will give each eligible child a $1,000 seed from the US Treasury; Kraken’s additional contribution is intended to top up that start. Details on how Kraken will allocate its money remain fuzzy.

“We picked Wyoming as our global HQ because it leads with thoughtful, responsible crypto policy,” Kraken’s co-CEO Dave Ripley said.

“We want to keep investing back in the community we call home. Starting early matters, and innovation should make long-term financial opportunity more accessible and affordable,” he said.

Big news for our home state: @KrakenFX is sponsoring @TrumpAccounts for every baby born in Wyoming in 2026.

We picked Wyoming as our global HQ because it leads with thoughtful, responsible crypto policy. We want to keep investing back in the community we call home. Starting…

— Dave Ripley (@DavidLRipley) February 16, 2026

State Law And Company Motives

Reports note Wyoming has passed laws and rules favorable to crypto firms, which helped draw Kraken’s global operations to the state.

Company leaders praised the state’s legal clarity. Some observers view the sponsorship as a vote of confidence in Wyoming’s approach to finance and technology, while other commentators see a political signal as much as a charitable act.

Why This Is Unusual

The arrangement mixes public policy and corporate money in a way few expected. A federal account gets a private backer. That raises basic questions about custody, investment choices, and the path those savings will take over years.

At present, it’s not publicly confirmed whether Kraken’s funds will be held in traditional assets, stablecoins, or other crypto instruments. Families who accept the accounts may later choose how the money is used when children reach maturity.

Market And Regulatory Threads

Reports say the announcement landed amid a wider easing of enforcement and a friendlier tone from federal policymakers this year, which many in the crypto sector welcomed.

Kraken itself has faced enforcement scrutiny in the past, and its new pledge comes at a time when regulators and lawmakers are talking about how to fold crypto into mainstream finance.

Some analysts warn that corporate ties to government programs can invite extra oversight, while supporters argue such partnerships expand access to capital for families.

Voices On Both Sides

Supporters call the plan practical and forward-looking. They argue that a small deposit at birth, boosted by private sponsors, can compound into meaningful savings by adulthood.

Critics question motives and transparency. They want clear rules about investment strategy, fee structures, and who controls the accounts. A number of civil groups and local news outlets have asked for formal disclosures from Kraken and the state to settle those uncertainties.

Featured image from Unsplash, chart from TradingView

Децентрализованный протокол ZeroLend, обеспечивавший кредитование в криптовалюте на разных блокчейнах, объявил о прекращении деятельности спустя три года работы. Причина — «экономически невыгодные условия»: проблемы с ликвидностью на блокчейнах и растущие угрозы безопасности.