Из жизни альткоинов

Аналитики американского банковского холдинга JPMorgan заявили, что $94 000 является ключевым уровнем поддержки первой криптовалюты в текущих условиях коррекции крипторынка.

Bitget объявила о стратегическом партнерстве с Tiger.com для предоставления трейдерам прямого доступа к ликвидности криптовалютной биржи через интерфейс торговой платформы.

Singapore’s top financial regulator has signaled a tougher stance on stablecoins, saying only fully supervised tokens should be treated as reliable money for big transactions.

Regulators are moving to separate settlement-grade instruments from the rest of the market. The message was blunt and aimed squarely at issuers that operate without strict oversight.

Regulators Draw A Clear Line

According to Monetary Authority of Singapore Managing Director Chia Der Jiun, some unregulated stablecoins have a “patchy record of keeping their peg.”

He warned that sudden losses of confidence in those tokens can resemble money-market fund runs from 2008. Chia added that such coins are “not suitable as safe settlement assets for large wholesale transactions.”

His remarks came in a keynote at the Singapore FinTech Festival and make clear that the city-state intends to favor well-capitalized, closely supervised issuers for settlement uses.

Rules Focus On Reserves And Redemption

Based on reports, MAS is preparing legislation that builds on a regulatory framework released on Aug. 15. The framework sets reserve backing and redemption reliability as the main tests for eligibility. In short: issuers must show credible backing and practical ways for users to redeem tokens.

Over time, Chia said, if certain stablecoins grow big enough to affect the wider system, rules will need tightening and cross-border cooperation will be required. Access to central bank facilities was mentioned as a possible future step for truly systemic tokens.

Numbers Point To Bigger Stakes

According to a Binance Research report, the global stablecoin market passed $300 billion in total capitalization in October 2025. Daily average transaction volumes reached $3.1 trillion.

Monthly stablecoin payments have topped $10 billion as of August 2025, with 63% of that volume tied to B2B activity. These numbers show why regulators are paying attention.

They also help explain why USDT and USDC remain dominant players as use moves beyond trading into payments and business flows. Bitcoin’s rise above $120,000 has also been cited as one factor increasing overall market activity.

CBDCs And Tokenized Bank Money On The Table

Chia also outlined MAS’s broader view of settlement assets, mentioning wholesale central bank digital currency and tokenized bank liabilities.

The regulator’s BLOOM initiative — Borderless, Liquid, Open, Online, Multicurrency — is testing how those instruments might work together inside a tokenized finance system.

Financial firms and clearing networks were urged to run trials under the initiative so practical issues can be spotted early.

Featured image from Unsplash, chart from TradingView

Крипторынок может ждать неожиданный рост, так как опасения трейдеров достигли экстремальных значений, что приводит к перетоку монет к долгосрочным инвесторам, заявили аналитики Santiment.

Российский коммерческий Т-Банк стал информировать продавцов цифровых активов о рисках мошеннической схемы «треугольник», сообщили в юридическом агентстве Cartesius.

On-chain data shows Bitcoin miner Binance deposits have been at elevated levels recently, a potential sign that this group is selling.

Bitcoin Miners Have Sent 71,000 BTC To Binance In November

As explained by an analyst in a CryptoQuant Quicktake post, November has seen the miners send a notable amount of Bitcoin to cryptocurrency exchange Binance. The on-chain metric of interest here is the “Miner to Exchange Flow,” which measures the total number of tokens that wallets connected to miners are sending to a given centralized exchange.

When the value of this metric is high, it means the chain validators are sending large amounts to the platform. Generally, miners transfer to an exchange when they want to sell, so this kind of trend can have a bearish impact on the BTC price.

On the other hand, the indicator being at a low level suggests miners aren’t making that many deposits to the exchange. Such a trend can be a sign that this cohort is choosing to hold BTC, which can naturally be bullish for the cryptocurrency.

Now, here is a chart that shows the trend in the Bitcoin Miner to Exchange Flow for Binance, the largest digital asset exchange by trading volume:

As displayed in the above graph, the Binance Bitcoin Miner to Exchange Flow has seen spikes of a significant scale in this month so far, particularly concentrated around the post-crash lows.

Given the timing, it’s possible that miners made the transactions to panic sell. In total, these chain validators have transferred 71,000 BTC to the exchange, worth more than $7 billion.

November’s inflows are only a continuation of the trend from October, when miners deposited a total of 200,000 BTC across the month. Miners are entities that need to regularly sell to pay off their running costs in the form of electricity bills, so some distribution from them is normal. The scale at which they have deposited to Binance recently, however, may be worth noting.

The inflows into Binance this month have coincided with a decline in the Bitcoin Hashrate, a measure of the total amount of computing power connected to the network by the miners. This metric may be considered as a gauge for the sentiment among the chain validators.

Bitcoin miners pushed the Hashrate to a new all-time high (ATH) in October, but the price decline that has followed since, as well as the fact that the network Difficulty has spiked, has forced miners to pull back on their upgrades.

BTC Price

Bitcoin has seen another setback during the past day as its price has retraced to the $101,300 level.

Исполнительный вице-президент Trump Organization Эрик Трамп (Eric Trump) поделился рассуждениями о будущем криптовалют и рассказал об успехах своей майнинговой компании.

Банк России распространил действие признаков мошеннических переводов на операции с цифровым рублем. С 1 января 2026 года он начнет проверять переводы пользователей в государственном стейблкоине на предмет мошеннических действий.

Bitwise CIO Matt Hougan says crypto may have just crossed into a new structural era—and he argues that Coinbase is the catalyst. In a November 11 memo titled “The Next Big Disruption From Crypto,” Hougan writes that he “caught a glimpse of the future this week,” identifying a fourth major crypto-driven disruption: capital formation.

Hougan frames the development within his long-running meta thesis that crypto is “going to reinvent the fundamental aspects of finance.” He highlights Bitcoin as “reinventing gold,” stablecoins as “reinventing dollars,” and tokenization as “reinventing trading and settlement.” He stresses that crypto remains early in each cycle but says the endgame is already visible: “I expect that eventually most assets will be tokenized, most dollars will move on stablecoin rails, and bitcoin will be as widely accepted as gold.”

What changed this week, he argues, is the emergence of a viable, institutionalized ICO model. “We added a fourth category: capital formation,” Hougan writes. “I think it will be a defining theme of crypto in 2026.”

To make that case, Hougan revisits the traditional IPO market—one he describes as “sclerotic and heavily skewed against individual investors.” Institutions fund VCs, VCs fund the best startups, startups stay private for years, and retail is left with scraps at the end. “Retail only gets to participate at the end of the journey,” he writes, in a system weighed down by “seemingly infinite regulations.”

A Crypto Plot Twist: Coinbase Revives ICOs

Crypto attempted to break this pattern once before. “It was—let’s be honest here—a complete disaster,” he says about the 2017–2018 ICO boom. “The vast majority of ICOs turned out to be scams.” With no guardrails, “charlatans raised billions from the unsuspecting public,” eventually forcing the SEC to intervene. “Its massive crackdown in 2018 destroyed the ICO trend and drove crypto into a deep bear market.”

But Hougan insists the failure masked an underlying truth. “As bad as ICOs were, they did prove something interesting: Crypto could be used to raise capital rapidly for new projects.” ICOs showed a model that was “lower-cost, faster, and more egalitarian” than IPOs, even if the execution was fatally flawed.

The difference today, he argues, is regulatory intent and institutional architecture. Hougan highlights SEC Chairman Paul Atkins—formerly co-chair of the Token Alliance and a board member at Securitize—as a driving force behind new thinking. In July, Atkins called for “new regulations and safe harbors that would allow high-quality ICOs to happen.” According to Hougan, Atkins argued that “if we can fix what went wrong with ICOs 1.0, we could see a boom in new capital formation—all led by crypto.”

That is the backdrop for Coinbase’s move. “On Monday, Coinbase took the first major step toward making this a reality,” Hougan writes. Coinbase unveiled a new platform that will launch one “fully-vetted” token sale per month, with enforced team disclosures, mandatory lockups for insiders, and a standardized screening process. “In short,” Hougan says, “through self-regulation, it aims to fix a lot of what was wrong with the 2017-2018 ICO era.”

He is explicit about where he thinks this goes: “I bet we’ll see a half-dozen or more billion-dollar ICOs through platforms like Coinbase in 2026.” While still small relative to the traditional IPO market—“176 IPOs in the US raised $33 billion in 2024”—Hougan argues that even a handful of successful ICOs would prove a structural point: “Entrepreneurs can raise capital directly from investors, often at better terms than they would in the traditional IPO market.”

On the investment side, Hougan points first to Coinbase itself. “The obvious investment is in Coinbase,” he writes, describing the company not just as a brokerage but a multi-lane financial infrastructure giant: “It’s not just the Charles Schwab of Crypto; it’s Charles Schwab + Goldman Sachs + NYSE + …”

He also sees upside for base-layer ecosystems: “A healthy ICO market will bode well for the largest programmable blockchains, like Ethereum and Solana.”

Yet the larger thesis is index-level. “An ICO renaissance,” he writes, “is another major proof point for crypto as a whole.” Crypto’s narrative grew stronger as stablecoins and tokenization matured; billions raised through vetted ICOs would strengthen it further. His advice: “Don’t try to pick the horse; bet on the race.”

At press time, the total crypto market cap stood at $3.42 trillion.

Суд Западного округа Вашингтона признал бывшего финансового директора стартапа электронной коммерции Fabric из Сиэтла Невина Шетти (Nevin Shetty) виновным в нецелевом использовании $35 млн, которые он втайне от своего работодателя инвестировал в криптовалюты.

Чешский национальный банк (CNB) объявил о создании тестового криптопортфеля на $1 млн, в который включены биткоин, токенизированный депозит и стейблкоин с привязкой к доллару США. Это первый в мире зарегистрированный факт появления биткоина на балансе центробанка.