Из жизни альткоинов

Strategy CEO Phong Le has been on the road with Michael Saylor, and the message from the meetings is less about “orange-pilling” bankers than watching large institutions sprint to close a Bitcoin product gap they can no longer ignore.

In a Dec. 23 interview with CoinStories host Nathalie Brunell, Le said the conversations start with the most basic building blocks, custody and exchange because banks have already watched meaningful flows move to crypto-native and quasi-crypto incumbents.

“They’re all trying to catch up with just the base of custodying Bitcoin and providing exchange services,” Le said. “They’ve seen, for example, Coinbase or Fidelity, and what they’re doing. And they want to be able to offer their customers native services with BTC so they don’t take the money off the platform out to somewhere else.”

Large US Banks Begin Bitcoin Conversations

Le described this baseline in familiar banking language, positioning BTC as an account-type object inside existing distribution rather than an external asset clients self-custody elsewhere. “So I’ll just start that as a baseline. I call it a checking account and a savings account for Bitcoin, right?” he said. “And then on top of that, what do they want to do?”

His answer was a laddered product roadmap that increasingly resembles the capital-markets “stack” Strategy has spent the last several years industrializing: credit, yield, structured exposure, and eventually something close to money-like instruments backed by BTC collateral.

“Then they want to offer things like the coin lending, which means you get loans against Bitcoin,” Le said. “And we know a lot of folks are doing that on a one-to-one private loan basis, but they should provide it in general. Perhaps offering instruments that give you yield off of Bitcoin. That will be the next sort of step above that.”

From there, Le said, banks start converging on Strategy’s own playbook, not necessarily copying it line-by-line, but arriving at the same conclusion that Bitcoin can be used as balance-sheet collateral to manufacture investable products.

“And then a set of Bitcoin-backed products, not too much different than what we do,” he said. “An investment bank would want to be able to underwrite Bitcoin-backed securities like MSTR or like any of our preferreds. That would be the next step.”

The “underwrite” comment is the tell. This is not merely about giving wealth clients a custody button. It is about turning exposure into fundable, tradable paper that sits comfortably inside existing bank distribution: preferreds, structured notes, and credit instruments that look like what clients already buy, just with BTC as the collateral story.

Le then moved into what he called “digital credit,” explicitly tying it to preferred-style issuance and bank-native variants of the same idea.

“And then you get into offering digital credit, right? Which would be our preferreds or a bank preferred based off of Bitcoin,” he said. “And then the last thing, which is what Mike talked about at Bitcoin in the Middle East, which is digital money, right? How do you give somebody essentially access to something that looks like money backed by Bitcoin that gives them a steady yield that’s better than what they would get otherwise called eight, nine percent?”

That “digital money” framing is aligned with what Saylor has been signaling on stage: BTC as collateral that can support a broader credit superstructure. At Bitcoin MENA 2025 in Abu Dhabi, Saylor argued the shift is already underway and, in his telling, the largest names in US finance are no longer keeping their distance, as Bitcoinist reported.

“In the past six months I have noted and been approached by BNY Mellon, by Wells Fargo, by Bank of America, by Charles Schwab, by JP Morgan, by Citi,” Saylor said. “They are all starting to issue credit against either Bitcoin or against derivatives like IBIT.”

At press time, BTC traded at

Аналитики компании-аудитора безопасности блокчейнов CertiK сообщили, что за уходящий год хакеры похитили у криптопроектов $3,3 млрд. Мошенники изменили свою стратегию, перейдя от поиска ошибок в смарт-контрактах к фишингу и атакам на сетевую инфраструктуру.

Бывшие топ-менеджеры компании Theta Labs обвинили гендиректора Митча Лю (Mitch Liu) в организации схемы с накачкой и сбросом цены («схема пампа и дампа») собственных токенов проекта, THETA.

Компания Trump Media and Technology Group (TMTG), принадлежащая семье президента США Дональда Трампа, перевела 2000 биткоинов стоимостью около $174 млн на новый адрес, сообщили аналитики компании Arkham.

The Shiba Inu price action over the last few months has been incredibly bearish, especially as attention begins to shift away from meme coins. The current trend suggests that investors are leaning more toward selling as the altcoin’s price is now almost 92% below its 2021 all-time high. Even as the year draws to a close, the prognosis for the meme coin has not changed, with a machine learning algorithm predicting that the SHIB price will continue to fall.

Expect The Shiba Inu Downtrend Into The New Year

Shiba Inu is already down by more than 14% this month, and it looks like the decline is far from over. The algorithm at the CoinCodex website has predicted that the meme coin will see further decline into the end of the year, amplifying the already brutal losses.

The 5-day prediction puts the Shiba Inu price somewhere around $0.000007038, pushing its monthly losses toward 20%. This comes as the sentiment around the Shiba Inu altcoin hovers in Extreme Fear, meaning investors are still scared to put money into the digital asset.

In addition to the downtrend, volatility is also expected to spike during this time. The website rates it at 5.62%, which is a high percentage, putting investors in Shiba Inu at a higher risk of losing their money. Thus, it might be better to wait for the downtrend to play out before getting into the cryptocurrency.

Over the medium to longer term, though, the expectations begin to lean toward the bullish end. The 1-month prediction expects a 15.89% surge to push the price above $0.000008. Then, the 3-month prediction also expects that Shiba Inu will continue to trend above $0.000008.

Why SHIB Decline Could Continue In January

While January has usually been a bullish month for the likes of Bitcoin, Shiba Inu has usually gone in a much different direction. In the last four years, the meme coin has only closed the month of January in the green one time. This also coincides with its performance from December, usually ending in the red and carrying over into the new year.

If this trend holds, then it is likely that the Shiba Inu price will see another double-digit decline in January 2026. Usually, it is by the month of February that the SHIB price begins to pick up, making it one of its most bullish months since the meme coin first launched back in 2020, as shown by data from CryptoRank.

Интернет-провайдеры на Филиппинах начали блокировать платформы для торговли криптовалютами, работающие в стране без лицензии. Местные пользователи пожаловались, что им закрыли доступ к криптобиржам Coinbase и Gemini.

Все провайдеры криптовалютных услуг в Литве обязаны до 31 декабря получить лицензию регулятора согласно общеевропейским правилам. Те, кто не успеет в установленный срок, окажутся вне закона, предупредил Банк Литвы.

Биткоин отстает от золота и серебра по скорости роста цены из-за повышенного спроса инвесторов на классические защитные активы, заявили эксперты компании CryptoQuant.

Аналитики работающей в области кибербезопасности компании Elliptic сообщили, что китайские преступные синдикаты используют Телеграм для управления потоками криптовалют и отмывания средств. Основным инструментом в этой системе является стейблкоин USDT.

На текущий момент внимание инвесторов сосредоточено только на двух криптовалютах — биткоине и эфире, заявили аналитики трейдинговой компании Wintermute.

Московская и Санкт-Петербургская биржи сообщили, что готовы запустить торги цифровыми активами, если в России появится соответствующая правовая база.

Оркестровый проект в Бразилии получил разрешение властей на сбор средств для проведения концерта, в ходе которого колебания цены биткоина будут в реальном времени преобразованы в музыкальную композицию.

Russia’s central bank has unveiled a new framework to regulate cryptocurrencies within its domestic digital asset market, with a deadline set for July 2026. This initiative aims to enable both retail and qualified investors to purchase cryptocurrencies.

New Crypto Regulations In Russia

According to a Bloomberg report, non-qualified investors will be permitted to buy the most liquid cryptocurrencies after successfully passing a knowledge assessment. However, their transactions will be limited to 300,000 rubles, roughly equivalent to $3,800 annually, and must be conducted through a single intermediary. 

In contrast, qualified investors will have the freedom to purchase unlimited amounts of any cryptocurrency, aside from anonymous tokens, although they too will have to pass a risk-awareness evaluation.

Despite these regulatory steps, the Bank of Russia maintains a cautious stance towards cryptocurrencies, categorizing them as high-risk assets. The central bank has urged potential investors to consider the significant risk of losing their funds. 

Transactions will occur through already licensed entities such as exchanges, brokers, and trust managers, while additional requirements will apply to custodians and exchange services. 

Moreover, Russian residents will be able to buy cryptocurrencies abroad and transfer their holdings through licensed intermediaries within the country, with obligatory tax reporting requirements.

Bitcoin’s Role In Strengthening The Ruble

This regulatory shift follows President Vladimir Putin’s remarks last year regarding the potential use of Bitcoin (BTC) and the need for Russia to rethink its reliance on foreign currency reserves. 

Speaking at an investment conference in Moscow, Putin highlighted the geopolitical issues stemming from the West’s freezing of around $300 billion in Russian reserves due to the ongoing conflict in Ukraine. 

He questioned the prudence of holding state reserves in foreign currencies, considering how easily these assets can be confiscated for political reasons. 

In a significant development, Putin has also signed a law that creates a legal framework for taxing Bitcoin mining and transactions, officially classifying them as property. 

This new law recognizes digital currencies as property and encompasses those utilized for foreign trade settlements within the Experimental Legal Regime (EPR) designed for digital innovation. 

Notably, the legislation stipulates that Bitcoin mining and sales will be exempt from value-added tax (VAT), potentially spurring further investment in the cryptocurrency market.

Recently, Central Bank Governor Elvira Nabiullina made an unexpected acknowledgment regarding Bitcoin mining, noting its small yet meaningful impact on supporting the Russian ruble. 

While she admitted that quantifying this influence is challenging, Nabiullina suggested that mining has emerged as an “additional factor” contributing to the currency’s recent strength—a noteworthy admission from a central banker traditionally cautious about the crypto landscape.

When writing, Bitcoin was trading just above the $88,090 mark, recording losses of 1.5% in the 24-hour time frame. 

Featured image from DALL-E, chart from TradingView.com 

Управление по борьбе с финансовыми преступлениями в Индии (ED) возбудило дело против компании 4th Bloc Consultants, обвинив ее в создании поддельных криптоплатформ, обмане индийских и зарубежных инвесторов, а также в отмывании денег через цифровые активы.

Комиссия по ценным бумагам и биржам США (SEC) подала жалобу в окружной суд Колорадо на три платформы для торговли криптоактивами: Morocoin, Berge и Cirkor, обвинив их в обмане инвесторов и мошенничестве с токенами.