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Гендиректор Canary Capital Стивен Маккларг (Steven McClurg) в подкасте AInvest с ведущим Адамом Шапиро (Adam Shapiro) спрогнозировал курс выпускаемой компанией Ripple криптовалюты XRP и назвал самые востребованные, по его мнению, блокчейны.

Anthony Scaramucci has warned that a new US rule could hand the upper hand to Beijing. Reports say he believes a ban on paying yield to holders of dollar stablecoins will make dollar-linked digital rails less attractive than the digital yuan, which is moving toward paying interest on wallets.

Stablecoin Yield Ban And Dollar Competitiveness

Lawmakers in Congress are considering a bill that would reshape how digital assets are treated in the United States.

“The whole system is broken,” Scaramucci said on X, reacting to the Clarity Act’s restriction that blocks crypto exchanges and service providers in the US from paying yield to stablecoin holders.

According to the bill text, the proposed Clarity Act would bar certain kinds of yield or interest from being paid in connection with holding payment stablecoins, closing off a path some platforms use to offer rewards. This change is woven into a broader effort to define which digital tokens fall under which regulators.

The whole system is broken: The Banks do not want the competition from the stable coin issuers so they’re blocking the yield in the meantime the Chinese are issuing yield so what do you think the emerging countries will choose as a rail system the one with or without yield?

— Anthony Scaramucci (@Scaramucci) January 16, 2026

Banks And Exchanges Push Back

Reports note the move has split industry players. Some banks have warned that easy access to yield outside the banking system could drain deposits and change lending patterns.

At the same time, major crypto firms have voiced concern that a hard ban on yield will blunt the competitiveness of US dollar-based token services and could push global users toward alternatives that offer returns.

The debate has also strained support for the bill, with at least one high-profile exchange pulling its backing amid disagreement.

China’s Move To Pay Interest On e-CNY

China is already acting on a different path. Based on reports, commercial banks there will be allowed to pay interest on digital yuan holdings, a step meant to boost use of the state’s central bank digital currency.

The change went into effect around the start of this year and was presented as a way to encourage people and institutions to try the e-CNY more often.

Why This Matters For Smaller Economies

Money flows respond to yield. If a digital yuan offers returns while US dollar tokens cannot, some governments and firms in emerging markets might favor the payment rails that provide a financial edge.

That is the central point behind Scaramucci’s warning. It’s not just about finance and stablecoins; it is also about which systems gain traction for trade and cross-border payments.

Regulators now face a tough call. Reports say the choice is between strict limits that curb certain crypto yields and looser rules that could pressure bank deposits. Either route carries tradeoffs for stability, competition, and the global reach of the dollar.

Featured image from Unsplash, chart from TradingView

Открытый интерес по фьючерсам на биткоин вырос почти на 13% с начала года, что отражает возросший интерес к риску среди криптоинвесторов, заявили аналитики ончейн-платформы CryptoQuant.

Более 1100 американцев подали иск в федеральный суд Восточного округа Нью‑Йорка. Они требуют передать им 127 000 биткоинов, которые были конфискованы правительством США. Речь идет о криптовалюте, украденной в 2020 году у майнинг-пула LuBian.

Австралийское подразделение крупнейшей по объему торгов криптобиржи Binance спустя два с лишним года возобновило прием депозитов и вывод средств в австралийских долларах для верифицированных пользователей.

Cardano founder Charles Hoskinson took aim at Ripple CEO Brad Garlinghouse in a January 18, 2026 video, criticizing what he framed as an industry push to accept the US Clarity Act on terms that would expand the Securities and Exchange Commission’s authority over new projects.

Speaking on Jan 18, Hoskinson used a wide-ranging monologue on market fatigue, industry morale, and the mission behind Cardano and Midnight to zero in on a regulatory flashpoint: a bill he described as swollen by “137 amendments” and tilted toward the SEC. In his telling, the proposal would force crypto projects to “go beg and plead” for relief, with “all new projects” treated as securities by default.

Why Hoskinson Blasted Ripple CEO Garlinghouse

Hoskinson argued that the outcome would be a strategic own-goal, worse, in his view, than the policy uncertainty the industry has been trying to escape. “How is that any better than what Scary Gary [Gensler] gave us under Biden?” he said, referring to the SEC’s enforcement action against the crypto industry under former US President Joe Biden, before extending the critique to lobbying and political dealmaking more broadly.

Hoskinson’s sharpest remarks came when he cited unnamed industry figures he suggested are urging compromise, then called out Garlinghouse directly. “Still got people like Brad [Garlinghouse] saying well it’s not perfect but we just got to get something,” he said. “You know, it’s better than no clarity. Hand it to the same people who sued us. Hand it to the same people who put us out of business, who subpoenaed us, who put us in jail. That’s better. That’s what we fought for.”

He then framed the decision as effectively irreversible once legislated, invoking the long life of US securities law to argue that a flawed framework would calcify. “And tell me, how do we change it? Like we changed the Securities Exchange Act of 1933,” Hoskinson said. “93 years later, have we been able to change it? No. You pass it, you own it forever. Sorry, Brad. It’s not better than chaos. Take the chaos and fight for what’s right. Fight for integrity.”

How about focusing on helping shape the Clarity Bill instead of crashing out on Brad for no reason, Charles? pic.twitter.com/3jDHUiEbNp

— Vet (@Vet_X0) January 18, 2026

While the Garlinghouse jab was the most explicit, Hoskinson placed it inside a larger narrative: that crypto’s purpose is being reduced to a lobbying-driven contest for acceptable market access rather than an attempt to redesign how value and identity are handled online.

He argued that the industry is at risk of normalizing a world of “custodial wallet” defaults, pervasive KYC, and reversible transactions, outcomes he associated with legacy power structures rather than the original “revolution” ethos.

“I didn’t sign up to hand the revolution to 15 banks,” he said, describing a future where transactions can be “frozen at a whim.” Hoskinson linked those concerns to a broader critique of technological surveillance and what he called the loss of individual “agency,” suggesting the industry’s incentive structure is pulling leaders toward comfort and access rather than confrontation.

The remarks landed amid a separate thread in his talk: a rebuke of what he called “toxic learned hopelessness” in crypto discourse. Hoskinson said he had stopped using X/Twitter, still broadcasting, but not reading or engaging—arguing that constant outrage and demands for instant announcements distort how long negotiations and product development actually work.

At press time, XRP traded at $1.95.